Kraken vs Crypto.com
Kraken
US-regulated cryptocurrency exchange focused on security and professional traders.
Active traders, US investors prioritizing compliance, users seeking lowest fees
Crypto.com
Global cryptocurrency platform with visa card, staking, and extensive coin selection.
Casual investors, cashback seekers, users wanting visa integration, altcoin traders
Short Answer
Kraken is a US-regulated exchange focused on advanced traders with lower fees (0.16-0.26% maker), while Crypto.com offers a broader ecosystem including a visa card, mobile app, and staking rewards but with higher trading fees (0.4% maker) and less regulatory clarity in some jurisdictions.
Our Verdict
AI-assistedChoose Kraken if you prioritize lower trading fees, strong US regulatory compliance, and advanced trading features for active traders. Choose Crypto.com if you want a broader ecosystem with a Visa card, higher staking rewards, and a beginner-friendly platform with more altcoin access.
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Choose Kraken if
Active traders, US investors prioritizing compliance, users seeking lowest fees
Choose Crypto.com if
Casual investors, cashback seekers, users wanting visa integration, altcoin traders
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Key Differences at a Glance
Key Facts & Figures
| Metric | Kraken | Crypto.com | Diff |
|---|---|---|---|
| Maker Fee(%) | 0.16% | — | — |
| Taker Fee(%) | 0.26% | — | — |
| Monthly Active Users(millions) | ~2.5 million | Crypto.com | +108% |
| Quarterly Trading Volume (2025)(billions USD) | $120B | — | — |
| Supported Cryptocurrencies(count) | 200+ | — | — |
| Daily Trading Volume(USD Billions) | Kraken | — | — |
| Available Trading Pairs(count) | Kraken | — | — |
| Maker Fee(percentage) | Kraken | — | — |
| Taker Fee(percentage) | Kraken | — | — |
| Security Audit Frequency(per year) | Kraken | — | — |
| Staking Assets Supported(count) | Kraken | — | — |
| Mobile App Rating(out of 5) | Kraken | — | — |
| Maker Trading Fee(%) | 0.16% | — | — |
| Taker Trading Fee(%) | 0.26% | — | — |
| Supported Cryptocurrencies(assets) | 190+ | — | — |
| Staking Assets Available(count) | 20+ | — | — |
| Maximum Staking APY(%) | Up to 12% | — | — |
| Maker Trading Fee(%) | 0.16% | 0.40% | -60% |
| Taker Trading Fee(%) | 0.26% | 0.40% | -35% |
| Cryptocurrencies Supported(coins) | 190 | 250 | -24% |
| Maximum Staking APY(%) | 12% | 20% | -40% |
| Visa Card Cashback(%) | 0% (not offered) | 8% | -100% |
| Mobile App Rating (iOS)(stars) | 4.6/5 | 4.7/5 | -2% |
| Account Minimum Deposit(USD) | No minimum | No minimum | — |
| Registered Users(millions) | Crypto.com | Crypto.com | — |
| App Downloads (2024)(millions) | Crypto.com | Crypto.com | — |
All figures sourced from publicly available data. Last updated Jun 2026.
Key Differences
Kraken
0.16%🏆
Crypto.com
0.40%
Kraken
0.26%🏆
Crypto.com
0.40%
Kraken
FinCEN MSB licensed, state money transmitter licenses🏆
Crypto.com
No US banking license, limited US regulatory framework
Kraken
Not offered
Crypto.com
Offered with up to 8% cashback🏆
Kraken
4-12% APY
Crypto.com
3-20% APY🏆
Kraken
190+ coins
Crypto.com
250+ coins🏆
Kraken
4.6/5 stars
Crypto.com
4.7/5 stars
Full Comparison
| Attribute |  Kraken | Crypto.com |
|---|---|---|
| Maker Fee(%) | 0.16% | — |
| Taker Fee(%) | 0.26% | — |
| Maker Fee(percentage) | Kraken | — |
| Taker Fee(percentage) | Kraken | — |
| Monthly Active Users(millions) | ~2.5 million | Crypto.com |
| Quarterly Trading Volume (2025)(billions USD) | $120B | — |
| Supported Cryptocurrencies(count) | 200+ | — |
| Ease of Use | Advanced/technical | — |
| User Interface Complexity | Advanced features, steeper learning curve | — |
| Advanced Trading Features | Professional-grade | — |
| Security Focus | Enterprise-grade institutional | — |
| Security Audit Frequency(per year) | Kraken | — |
| USD Balance Insurance (FDIC) | Not specified | — |
| Daily Trading Volume(USD Billions) | Kraken | — |
| Available Trading Pairs(count) | Kraken | — |
| Cryptocurrencies Supported(coins) | 190 | 250 |
| US Regulatory Status | Kraken (FinCEN MSB registered) | — |
| US Regulatory Licenses | FinCEN MSB + 7 state licenses | No US banking license |
| US Regulatory Status | Compliant but expanding | — |
| Staking Assets Supported(count) | Kraken | — |
| Staking Program Quality | Comprehensive with high APY | — |
| Additional Services | Visa card, NFT, DeFi wallet, loans | — |
| Mobile App Rating(out of 5) | Kraken | — |
| Mobile App Rating (iOS)(stars) | 4.6/5 | 4.7/5 |
| Maker Trading Fee(%) | 0.16% | — |
| Taker Trading Fee(%) | 0.26% | — |
| Maker Trading Fee(%) | 0.16% | 0.40% |
| Taker Trading Fee(%) | 0.26% | 0.40% |
| Supported Cryptocurrencies(assets) | 190+ | — |
| NY BitLicense Status | Pending approval | — |
| Staking Assets Available(count) | 20+ | — |
| Maximum Staking APY(%) | Up to 12% | — |
| Margin Trading Available | Yes | — |
| Maximum Staking APY(%) | 12% | 20% |
| Visa Card Cashback(%) | 0% (not offered) | 8% |
| Account Minimum Deposit(USD) | No minimum | No minimum |
| Registered Users(millions) | Crypto.com | — |
| App Downloads (2024)(millions) | Crypto.com | — |
| Quarterly Trading Volume(USD Billions) | Crypto.com | — |
KrakenVisual Comparison
Side-by-side comparison of numeric attributes
Pros & Cons
Kraken
Pros
- Lowest maker fees in industry at 0.16% (tiered down to 0.0% for high-volume traders)
- FinCEN MSB license and US state money transmitter licenses provide regulatory clarity
- Advanced trading features including futures, margin trading, and API access
- Superior security record with no major hacks since 2011 launch
- USD/EUR funding via wire transfer without intermediaries
Cons
- No branded Visa card or DeFi ecosystem integration
- Lower altcoin selection (190 cryptocurrencies vs competitors' 250+)
- Staking rewards capped at 12% APY, lower than some competitors
Crypto.com
Pros
- Crypto.com Visa Card offers up to 8% cashback and airport lounge access
- Highest staking rewards up to 20% APY on select cryptocurrencies
- 250+ cryptocurrencies supported (31% more than Kraken)
- User-friendly mobile app (4.7/5 stars) designed for beginners
- Earn program features DeFi staking and flexible deposit options
Cons
- Higher trading fees at 0.40% maker/0.40% taker (150% more expensive than Kraken)
- Regulatory uncertainty in multiple jurisdictions; Australia fined them AUD $750k in 2024
- Card requires CRO token lockup ($400-$40k minimum depending on tier)
Frequently Asked Questions
Kraken has significantly lower trading fees at 0.16% maker and 0.26% taker compared to Crypto.com's flat 0.40% for both. For a $10,000 trade, you'd pay $16 on Kraken vs $40 on Crypto.com—a $24 difference. Kraken's fees decrease further with volume.
Resources & Learn More
Dive deeper with these curated resources
Where to Buy
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Wikipedia
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