Kraken vs Gemini
Kraken
Advanced cryptocurrency exchange with low fees and extensive trading features for professionals and active traders.
Active traders, crypto professionals, users wanting advanced features and lower fees
VS
G
Gemini
Regulatory-compliant cryptocurrency exchange with NY BitLicense, designed for beginner and mainstream users.
Beginner traders, risk-averse investors, users prioritizing regulatory compliance and USD security
Short Answer
Kraken offers lower trading fees (0.16-0.26%) and more advanced trading features, while Gemini provides better regulatory oversight with NY BitLicense approval and a simpler interface designed for beginners. Kraken is better for active traders, while Gemini suits users prioritizing security and compliance.
Our Verdict
AI-assistedChoose Kraken if you're an active trader seeking lower fees, advanced features (futures/margin), and access to 190+ cryptocurrencies with competitive staking rewards. Choose Gemini if you prioritize regulatory safety with NY BitLicense approval, want a clean beginner interface, and prefer simplicity over advanced trading features.
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Kraken9.2
5.8Gemini
Choose Kraken if
Active traders, crypto professionals, users wanting advanced features and lower fees
Choose Gemini if
Beginner traders, risk-averse investors, users prioritizing regulatory compliance and USD security
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Key Differences at a Glance
🔹
Trading Fees (Maker/Taker): Kraken wins (0.16% / 0.26% vs 0.50% / 0.60%)
🔹
Regulatory License: Gemini wins (NY BitLicense approved vs BitLicense pending (not approved))
🔹
Supported Cryptocurrencies: Kraken wins (190+ assets vs 95+ assets)
Key Facts & Figures
| Metric | Kraken | Gemini | Diff |
|---|---|---|---|
| Maker Fee(%) | 0.16% | — | — |
| Taker Fee(%) | 0.26% | — | — |
| Monthly Active Users(millions) | ~2.5 million | Gemini | -100% |
| Quarterly Trading Volume (2025)(billions USD) | $120B | — | — |
| Supported Cryptocurrencies(count) | 200+ | — | — |
| Daily Trading Volume(USD Billions) | Kraken | — | — |
| Available Trading Pairs(count) | Kraken | — | — |
| Maker Fee(percentage) | Kraken | — | — |
| Taker Fee(percentage) | Kraken | — | — |
| Security Audit Frequency(per year) | Kraken | — | — |
| Staking Assets Supported(count) | Kraken | — | — |
| Mobile App Rating(out of 5) | Kraken | — | — |
| Maker Trading Fee(%) | 0.16% | 0.50% | -68% |
| Taker Trading Fee(%) | 0.26% | 0.60% | -57% |
| Supported Cryptocurrencies(assets) | 190+ | 95+ | +100% |
| Staking Assets Available(count) | 20+ | 8 | +150% |
| Maximum Staking APY(%) | Up to 12% | Up to 5% | +140% |
| Monthly Active Users(millions) | Gemini | Gemini | — |
| Developer Preference Rating(%) | Gemini | Gemini | — |
| Company Valuation(billions USD) | Gemini (Google) | Gemini (Google) | — |
| Daily Active Users(millions) | Gemini | Gemini | — |
| Year-over-Year User Growth(percent) | Gemini | Gemini | — |
| Monthly Active Users(millions) | 1.5 billion+ (all Google products) | 1.5 billion+ (all Google products) | — |
| Starting Price (Monthly)(USD) | Free (Gemini Free or Premium $20) | Free (Gemini Free or Premium $20) | — |
| Context Window Size(tokens) | 1 million tokens (Gemini 2.0) | 1 million tokens (Gemini 2.0) | — |
| Supported Programming Languages(languages) | 40+ languages with debugging | 40+ languages with debugging | — |
| Uptime SLA (Enterprise)(percent) | 99.5% (Google Cloud SLA) | 99.5% (Google Cloud SLA) | — |
| Context Window (Tokens)(tokens) | 1,000,000 | 1,000,000 | — |
| Input Cost per Million Tokens(USD) | $7.50 | $7.50 | — |
| Output Cost per Million Tokens(USD) | $30.00 | $30.00 | — |
| Average Response Latency(milliseconds) | 320 | 320 | — |
| Multimodal Format Support(formats) | 5 (text, image, audio, video, docs) | 5 (text, image, audio, video, docs) | — |
| Third-Party Integrations Available(integrations) | 1,500+ | 1,500+ | — |
| Code Generation Benchmark Score(HumanEval %) | 89.7 | 89.7 | — |
| Reasoning Capability Rating(score (1-10)) | 8.0 | 8.0 | — |
| Context Window Size(tokens) | 1,000,000 tokens | 1,000,000 tokens | — |
| Complex Reasoning Accuracy (AIME Benchmark)(percentage) | ~62% | ~62% | — |
| Monthly Subscription Cost (Premium)(USD) | $20/month (Google One Premium) | $20/month (Google One Premium) | — |
| Code Generation Quality (HumanEval Benchmark)(percentage) | ~92% | ~92% | — |
All figures sourced from publicly available data. Last updated Jun 2026.
Key Differences
Kraken
Attribute
Gemini
0.16% / 0.26%🏆
Trading Fees (Maker/Taker)
0.50% / 0.60%
BitLicense pending (not approved)
Regulatory License
NY BitLicense approved🏆
190+ assets🏆
Supported Cryptocurrencies
95+ assets
Futures, margin trading, staking🏆
Advanced Trading Tools
Spot trading only
Advanced/intermediate level
User Interface Complexity
Beginner-friendly🏆
Email and live chat🏆
24/7 Customer Support
Email only
20+ assets with APY up to 12%🏆
Staking Rewards Available
8 assets with APY 2-5%
Trading Fees (Maker/Taker)
Kraken
0.16% / 0.26%🏆
Gemini
0.50% / 0.60%
Regulatory License
Kraken
BitLicense pending (not approved)
Gemini
NY BitLicense approved🏆
Supported Cryptocurrencies
Kraken
190+ assets🏆
Gemini
95+ assets
Advanced Trading Tools
Kraken
Futures, margin trading, staking🏆
Gemini
Spot trading only
User Interface Complexity
Kraken
Advanced/intermediate level
Gemini
Beginner-friendly🏆
24/7 Customer Support
Kraken
Email and live chat🏆
Gemini
Email only
Staking Rewards Available
Kraken
20+ assets with APY up to 12%🏆
Gemini
8 assets with APY 2-5%
Full Comparison
| Attribute |  Kraken | Gemini |
|---|---|---|
| Maker Fee(%) | 0.16% | — |
| Taker Fee(%) | 0.26% | — |
| Maker Fee(percentage) | Kraken | — |
| Taker Fee(percentage) | Kraken | — |
| Monthly Active Users(millions) | ~2.5 million | Gemini |
| Daily Active Users(millions) | Gemini | — |
| Monthly Active Users(millions) | 100 | — |
| Quarterly Trading Volume (2025)(billions USD) | $120B | — |
| Supported Cryptocurrencies(count) | 200+ | — |
| Ease of Use | Advanced/technical | — |
| Advanced Trading Features | Professional-grade | — |
| Security Focus | Enterprise-grade institutional | — |
| Security Audit Frequency(per year) | Kraken | — |
| USD Balance Insurance (FDIC) | Not specified | Up to $250,000 |
| Daily Trading Volume(USD Billions) | Kraken | — |
| Available Trading Pairs(count) | Kraken | — |
| US Regulatory Status | Kraken (FinCEN MSB registered) | — |
| Regulatory License | Consumer AI Product | — |
| Staking Assets Supported(count) | Kraken | — |
| Real-time Web Search | Free | — |
| Multimodal Capabilities | Advanced (image, video, text) | — |
| Supported Assets | Text, Images, Video, Code | — |
| Mobile App Rating(out of 5) | Kraken | — |
| Maker Trading Fee(%) | 0.16% | 0.50% |
| Taker Trading Fee(%) | 0.26% | 0.60% |
| Supported Cryptocurrencies(assets) | 190+ | 95+ |
| NY BitLicense Status | Pending approval | Approved |
| Staking Assets Available(count) | 20+ | 8 |
| Maximum Staking APY(%) | Up to 12% | Up to 5% |
| Margin Trading Available | Yes | No |
| Free Tier Quality | Gemini 1.5 Pro (strong) | — |
| Monthly Active Users(millions) | Gemini | — |
| Monthly Active Users(millions) | 1.5 billion+ (all Google products) | — |
| Developer Preference Rating(%) | Gemini | — |
| Coding Task Excellence(benchmark) | Good | — |
| Reasoning Quality(benchmark) | Strong | — |
| Ecosystem Integration | Google Search, Workspace, Maps | — |
| Google Workspace Integration(score (1-10)) | 10 | — |
| Company Valuation(billions USD) | Gemini (Google) | — |
| Content Writing Refinement | Good but formulaic | — |
| Quarterly Trading Volume(USD Billions) | Gemini | — |
| Year-over-Year User Growth(percent) | Gemini | — |
| Primary Function | Conversational AI & LLM | — |
| Cost to Users | Free (premium paid options) | — |
| Starting Price (Monthly)(USD) | Free (Gemini Free or Premium $20) | — |
| Input Cost per Million Tokens(USD) | $7.50 | — |
| Output Cost per Million Tokens(USD) | $30.00 | — |
| Free tier | 3.5 Flash (generous limits) | — |
Show 6 more attributesPaid entry plan Google AI Pro $19.99/mo — Power-user tier Ultra $100–$200/mo — Team plan Workspace Business (varies) — API input (per 1M tokens) 3.5 Flash: ~$0.10 — Monthly Subscription Cost (Premium)(USD) $20/month (Google One Premium) — Free Tier Availability Full access at Gemini.com — | ||
| Context Window Size(tokens) | 1 million tokens (Gemini 2.0) | — |
| Average Response Latency(milliseconds) | 320 | — |
| Context Window Size(tokens) | 1,000,000 tokens | — |
| Complex Reasoning Accuracy (AIME Benchmark)(percentage) | ~62% | — |
| Code Generation Quality (HumanEval Benchmark)(percentage) | ~92% | — |
| Supported Programming Languages(languages) | 40+ languages with debugging | — |
| Enterprise Deployment Options | Cloud-based primarily | — |
| Document Processing Types | PDF, Images, Web content, Video | — |
| Uptime SLA (Enterprise)(percent) | 99.5% (Google Cloud SLA) | — |
| Mobile App Availability | iOS, Android (native Gemini app) | — |
| Context Window (Tokens)(tokens) | 1,000,000 | — |
| Multimodal Format Support(formats) | 5 (text, image, audio, video, docs) | — |
| Code Generation Benchmark Score(HumanEval %) | 89.7 | — |
| Reasoning Capability Rating(score (1-10)) | 8.0 | — |
| Context Window(tokens) | 1M tokens (3.1 Pro) | — |
| Third-Party Integrations Available(integrations) | 1,500+ | — |
| Headline model | Gemini 3.1 Pro, 3.5 Flash | — |
| Coding (SWE-bench Verified) | Competitive (3.1 Pro) | — |
| Web grounding / citations | Native Search grounding | — |
| Multilingual quality | Broadest (Google translation lineage) | — |
| Structured output / JSON mode | Controlled generation + JSON schemas | — |
Show 1 more attributeTraining data cut-off ~2025 (Search compensates) — | ||
| Image input | Yes | — |
| Image generation | Yes — Imagen 4 | — |
| Voice mode | Yes (rolling out) | — |
| Agentic capability | Agentic in Workspace | — |
| Plugin Ecosystem(available plugins) | Google integrations | — |
| Mobile app quality | Polished; merges with Google app on Android | — |
| Prompt caching (API) | Implicit + explicit context caching | — |
| Fine-tuning (API) | Gemini 3.5 Flash | — |
| On-prem / self-host | Cloud-only (Vertex AI) | — |
| API rate limits (Tier 1) | ~360 RPM / 4M TPM (3.1 Pro) | — |
| Real-Time Information(null) | No, April 2024 cutoff | — |
| Multimodal Input Support(null) | Text, images, video, audio | — |
| Content Moderation Strictness(null) | Standard safety guidelines | — |
KrakenGemini
Maker Fee(%)
0.16%
—
Taker Fee(%)
0.26%
—
Maker Fee(percentage)
Kraken
—
Taker Fee(percentage)
Kraken
—
Monthly Active Users(millions)
~2.5 million
Gemini
Daily Active Users(millions)
Gemini
—
Monthly Active Users(millions)
100
—
Quarterly Trading Volume (2025)(billions USD)
$120B
—
Supported Cryptocurrencies(count)
200+
—
Ease of Use
Advanced/technical
—
Advanced Trading Features
Professional-grade
—
Security Focus
Enterprise-grade institutional
—
Security Audit Frequency(per year)
Kraken
—
USD Balance Insurance (FDIC)
Not specified
Up to $250,000
Daily Trading Volume(USD Billions)
Kraken
—
Available Trading Pairs(count)
Kraken
—
US Regulatory Status
Kraken (FinCEN MSB registered)
—
Regulatory License
Consumer AI Product
—
Staking Assets Supported(count)
Kraken
—
Real-time Web Search
Free
—
Multimodal Capabilities
Advanced (image, video, text)
—
Supported Assets
Text, Images, Video, Code
—
Mobile App Rating(out of 5)
Kraken
—
Maker Trading Fee(%)
0.16%
0.50%
Taker Trading Fee(%)
0.26%
0.60%
Supported Cryptocurrencies(assets)
190+
95+
NY BitLicense Status
Pending approval
Approved
Staking Assets Available(count)
20+
8
Maximum Staking APY(%)
Up to 12%
Up to 5%
Margin Trading Available
Yes
No
Free Tier Quality
Gemini 1.5 Pro (strong)
—
Monthly Active Users(millions)
Gemini
—
Monthly Active Users(millions)
1.5 billion+ (all Google products)
—
Developer Preference Rating(%)
Gemini
—
Coding Task Excellence(benchmark)
Good
—
Reasoning Quality(benchmark)
Strong
—
Ecosystem Integration
Google Search, Workspace, Maps
—
Google Workspace Integration(score (1-10))
10
—
Company Valuation(billions USD)
Gemini (Google)
—
Content Writing Refinement
Good but formulaic
—
Quarterly Trading Volume(USD Billions)
Gemini
—
Year-over-Year User Growth(percent)
Gemini
—
Primary Function
Conversational AI & LLM
—
Cost to Users
Free (premium paid options)
—
Starting Price (Monthly)(USD)
Free (Gemini Free or Premium $20)
—
Input Cost per Million Tokens(USD)
$7.50
—
Output Cost per Million Tokens(USD)
$30.00
—
Free tier
3.5 Flash (generous limits)
—
Show 6 more attributes
Paid entry plan
Google AI Pro $19.99/mo
—
Power-user tier
Ultra $100–$200/mo
—
Team plan
Workspace Business (varies)
—
API input (per 1M tokens)
3.5 Flash: ~$0.10
—
Monthly Subscription Cost (Premium)(USD)
$20/month (Google One Premium)
—
Free Tier Availability
Full access at Gemini.com
—
Context Window Size(tokens)
1 million tokens (Gemini 2.0)
—
Average Response Latency(milliseconds)
320
—
Context Window Size(tokens)
1,000,000 tokens
—
Complex Reasoning Accuracy (AIME Benchmark)(percentage)
~62%
—
Code Generation Quality (HumanEval Benchmark)(percentage)
~92%
—
Supported Programming Languages(languages)
40+ languages with debugging
—
Enterprise Deployment Options
Cloud-based primarily
—
Document Processing Types
PDF, Images, Web content, Video
—
Uptime SLA (Enterprise)(percent)
99.5% (Google Cloud SLA)
—
Mobile App Availability
iOS, Android (native Gemini app)
—
Context Window (Tokens)(tokens)
1,000,000
—
Multimodal Format Support(formats)
5 (text, image, audio, video, docs)
—
Code Generation Benchmark Score(HumanEval %)
89.7
—
Reasoning Capability Rating(score (1-10))
8.0
—
Context Window(tokens)
1M tokens (3.1 Pro)
—
Third-Party Integrations Available(integrations)
1,500+
—
Headline model
Gemini 3.1 Pro, 3.5 Flash
—
Coding (SWE-bench Verified)
Competitive (3.1 Pro)
—
Web grounding / citations
Native Search grounding
—
Multilingual quality
Broadest (Google translation lineage)
—
Structured output / JSON mode
Controlled generation + JSON schemas
—
Show 1 more attribute
Training data cut-off
~2025 (Search compensates)
—
Image input
Yes
—
Image generation
Yes — Imagen 4
—
Voice mode
Yes (rolling out)
—
Agentic capability
Agentic in Workspace
—
Plugin Ecosystem(available plugins)
Google integrations
—
Mobile app quality
Polished; merges with Google app on Android
—
Prompt caching (API)
Implicit + explicit context caching
—
Fine-tuning (API)
Gemini 3.5 Flash
—
On-prem / self-host
Cloud-only (Vertex AI)
—
API rate limits (Tier 1)
~360 RPM / 4M TPM (3.1 Pro)
—
Real-Time Information(null)
No, April 2024 cutoff
—
Multimodal Input Support(null)
Text, images, video, audio
—
Content Moderation Strictness(null)
Standard safety guidelines
—
Visual Comparison
Side-by-side comparison of numeric attributes
Pros & Cons
Kraken
6 pros3 cons
Pros
- Lowest maker/taker fees at 0.16%/0.26% (vs Gemini's 0.50%/0.60%)
- 190+ supported cryptocurrencies with margin and futures trading
- Staking available for 20+ assets with APY up to 12%
- 24/7 live chat and email customer support
- Advanced API for algorithmic trading
- Sophisticated charting and order types
Cons
- More complex interface intimidating for cryptocurrency beginners
- NY BitLicense still pending (not fully approved like Gemini)
- Higher learning curve for new traders
Gemini
6 pros4 cons
Pros
- NY BitLicense approved (highest US regulatory standard)
- Clean, intuitive interface optimized for beginners
- FDIC insurance on USD balances up to $250,000
- Industry-leading security with custodial wallet insurance
- Owned by Winklevoss twins with strong institutional backing
- Simple mobile app with clear navigation
Cons
- Higher trading fees at 0.50%/0.60% (3x more than Kraken)
- Only 95 supported cryptocurrencies (limited asset variety)
- No margin trading or futures available
- Email-only customer support (no live chat)
Frequently Asked Questions
Kraken is significantly cheaper with 0.16% maker and 0.26% taker fees compared to Gemini's 0.50%/0.60%. For a trader executing $10,000 in daily trades, Kraken costs $16-26/day while Gemini costs $50-60/day—a difference of ~$8,400-12,200 annually. Kraken's lower fees compound to substantial savings for active traders.
Resources & Learn More
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Last updated: June 22, 2026AI generated