software
Kraken vs Gemini 2026: Fees, Safety & Features
Kraken offers lower trading fees (0.16-0.26%) and more advanced trading features, while Gemini provides a simpler interface with better regulatory oversight and stronger consumer protections through its NY Trust Company charter.
Kraken
Advanced cryptocurrency exchange with low fees, margin trading, and 550+ trading pairs.
Active traders, altcoin enthusiasts, and professionals seeking advanced features and lowest fees
Score71%
VS
G
Gemini
Beginner-friendly cryptocurrency exchange with NY Trust Company charter and strong regulatory oversight.
Beginner investors, long-term holders, and those prioritizing regulatory safety and peace of mind
Score71%
Quick Answer
AI SummaryKraken offers lower trading fees (0.16-0.26%) and more advanced trading features, while Gemini provides a simpler interface with better regulatory oversight and stronger consumer protections through its NY Trust Company charter.
Our Verdict
AI-assistedChoose Kraken if you're an active trader seeking lower fees, margin trading capabilities, and exposure to more altcoins. Choose Gemini if you prioritize regulatory safety, a clean beginner interface, and strong consumer protection guarantees from its NY Trust Company charter.
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Kraken
8.2/10
Gemini
6.8/10
G
Choose Kraken if
Best pickActive traders, altcoin enthusiasts, and professionals seeking advanced features and lowest fees
G
Choose Gemini if
Beginner investors, long-term holders, and those prioritizing regulatory safety and peace of mind
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Key Differences at a Glance
- Trading Fees (Maker/Taker):✓ Kraken wins(0.16% / 0.26% vs 0.50% / 0.60%)
- Available Trading Pairs:✓ Kraken wins(550+ vs 200+)
- Regulatory Charter:✓ Gemini wins(NY Trust Company (strongest US charter) vs Money Services Business (MSB))
Key Facts & Figures
85 numeric metrics compared
| Metric | Kraken | Gemini | Ratio |
|---|---|---|---|
| Maker Fee(%) | 0.16% | — | — |
| Taker Fee(%) | 0.26% | — | — |
| Monthly Active Users(millions) | ~2.5 million | Gemini | |
| Quarterly Trading Volume (2025)(billions USD) | $120B | — | — |
| Supported Cryptocurrencies(count) | 200+ | — | — |
| Daily Trading Volume(USD Billions) | Kraken | — | — |
| Available Trading Pairs(count) | Kraken | — | — |
| Maker Fee(percentage) | Kraken | — | — |
| Taker Fee(percentage) | Kraken | — | — |
| Security Audit Frequency(per year) | Kraken | — | — |
| Staking Assets Supported(count) | Kraken | — | — |
| Mobile App Rating(out of 5) | Kraken | — | — |
| Maker Trading Fee(%) | 0.16% | 0.50% | |
| Taker Trading Fee(%) | 0.26% | 0.60% | |
| Supported Cryptocurrencies(assets) | 85+ | 95+ | |
| Staking Assets Available(count) | 20+ | 8 | |
| Maximum Staking APY(%) | Up to 12% | Up to 5% | |
| Taker Trading Fee(%) | 0.26% | 0.60% | |
| Cryptocurrencies Supported(coins) | 190 | — | — |
| Maximum Staking APY(%) | 12% | — | — |
| Visa Card Cashback(%) | 0% (not offered) | — | — |
| Account Minimum Deposit(USD) | No minimum | — | — |
| Maker Trading Fee(%) | 0.16% | 0.50% | |
| Available Trading Pairs(pairs) | 90+ | 120+ | |
| US State Money Transmitter Licenses(states) | 22 states | 50 states (all) | |
| Mobile App Rating (iOS)(stars out of 5) | 4.3/5 | 4.6/5 | |
| Maximum Margin Leverage(x) | 5x leverage | Limited/unavailable | — |
| Year Founded | 2011 | 2014 | |
| Maker/Taker Trading Fees(%) | 0.16%-0.26% | — | — |
| Mobile App Rating (iOS)(stars) | 4.2/5 | — | — |
| Customer Support Response Time(hours) | 2-4 hours | — | — |
| Minimum Deposit(USD) | $10 | — | — |
| Active Users(millions) | 8+ million | — | — |
| Average Staking APY(%) | 3-7% | — | — |
| Withdrawal Fee (Bitcoin)(USD) | $0.00-$1.00 | — | — |
| Daily Trading Volume(USD trillions) | $850M | — | — |
| Maker Fee (Standard Tier)(percentage) | 0.16% | — | — |
| Taker Fee (Standard Tier)(percentage) | 0.26% | — | — |
| Customer Support Response Time(hours) | 4-6 | — | — |
| iOS App Rating(stars out of 5) | 4.6/5 (85K reviews) | — | — |
| Supported Fiat Currencies(currencies) | 12+ | — | — |
| Maximum Leverage (Futures)(multiplier) | 50x | — | — |
| Maker Trading Fee(%) | 0.16% | — | — |
| Taker Trading Fee(%) | 0.26% | — | — |
| Average Staking Reward(%) | 4-8% APY | — | — |
| Countries & Territories Supported(count) | 60+ | — | — |
| Security Incidents (5-Year History)(breaches) | 0 major incidents | — | — |
| Fiat Currency Support(currencies) | 5 major (USD, EUR, GBP, CAD, JPY) | — | — |
| Mobile App Rating(stars out of 5) | 4.6/5 | — | — |
| Minimum Deposit Required(USD) | $0 | — | — |
| Available Cryptocurrencies(assets) | 190+ | 100+ | |
| Trading Pairs(pairs) | 550+ | 200+ | |
| Account Insurance Coverage(USD) | Up to $250,000 (optional Crypto Custody) | $250,000 per account | |
| Staking Rewards Available(assets) | 20+ cryptocurrencies | Earn program with up to 8% APY | — |
| Monthly Active Users(millions) | Gemini | Gemini | |
| Developer Preference Rating(%) | Gemini | Gemini | |
| Company Valuation(billions USD) | Gemini (Google) | Gemini (Google) | |
| Daily Active Users(millions) | Gemini | Gemini | |
| Year-over-Year User Growth(percent) | Gemini | Gemini | |
| Monthly Active Users(millions) | 1.5 billion+ (all Google products) | 1.5 billion+ (all Google products) | |
| Starting Price (Monthly)(USD) | Free (Gemini Free or Premium $20) | Free (Gemini Free or Premium $20) | |
| Context Window Size(tokens) | 1 million tokens (Gemini 2.0) | 1 million tokens (Gemini 2.0) | |
| Supported Programming Languages(languages) | 40+ languages with debugging | 40+ languages with debugging | |
| Uptime SLA (Enterprise)(percent) | 99.5% (Google Cloud SLA) | 99.5% (Google Cloud SLA) | |
| Context Window (Tokens)(tokens) | 1,000,000 | 1,000,000 | |
| Input Cost per Million Tokens(USD) | $7.50 | $7.50 | |
| Output Cost per Million Tokens(USD) | $30.00 | $30.00 | |
| Average Response Latency(ms) | 320 | 320 | |
| Multimodal Format Support(formats) | 5 (text, image, audio, video, docs) | 5 (text, image, audio, video, docs) | |
| Third-Party Integrations Available(count) | 1,500+ | 1,500+ | |
| Code Generation Benchmark Score(out of 100) | 89.7 | 89.7 | |
| Reasoning Capability Rating(score (1-10)) | 8.0 | 8.0 | |
| Context Window Size(tokens) | 1,000,000 | 1,000,000 | |
| Complex Reasoning Accuracy (AIME Benchmark)(percentage) | ~62% | ~62% | |
| Monthly Subscription Cost (Premium)(USD) | $20/month (Google One Premium) | $20/month (Google One Premium) | |
| Code Generation Quality (HumanEval Benchmark)(percentage) | ~92% | ~92% | |
| AIME Math Benchmark Score(%) | 80%+ | 80%+ | |
| Estimated Training Cost(USD millions) | $50M+ | $50M+ | |
| API Pricing (per 1M tokens, input)(USD) | $0.0075-$0.075 | $0.0075-$0.075 | |
| Code Generation - Codeforces Problems Solved(problems) | ~60+ (estimated) | ~60+ (estimated) | |
| Minimum Subscription Cost (Annual)(USD) | $0 (Free tier available) | $0 (Free tier available) | |
| Supported Input Formats(types) | Text, images, audio, video | Text, images, audio, video | |
| Coding Performance (HumanEval Benchmark)(%) | 92.3% | 92.3% | |
| Mathematical Reasoning (MATH-500)(%) | 90% | 90% | |
| Premium Subscription Cost (Monthly)(USD) | $20 (Gemini Advanced) | $20 (Gemini Advanced) |
Sourced from publicly available data ·
Key Differences
7 attributes compared head-to-head
Kraken leads1 tie
G
2GeminiKraken
Attribute
Gemini
- 0.16% / 0.26%(winner)Trading Fees (Maker/Taker)0.50% / 0.60%
- 550+(winner)Available Trading Pairs200+
- Money Services Business (MSB)Regulatory CharterNY Trust Company (strongest US charter)(winner)
- $0 (no minimum)Minimum Account Balance$0 (no minimum)
- Margin trading, futures, staking available(winner)Advanced Trading ToolsSpot trading only, no margin or futures
- Advanced/intermediate levelUser Interface ComplexityBeginner-friendly, simplified(winner)
- 190+ assets(winner)Supported Cryptocurrencies100+ assets
- Trading Fees (Maker/Taker)
Kraken
0.16% / 0.26%(winner)
Gemini
0.50% / 0.60%
- Available Trading Pairs
Kraken
550+(winner)
Gemini
200+
- Regulatory Charter
Kraken
Money Services Business (MSB)
Gemini
NY Trust Company (strongest US charter)(winner)
- Minimum Account Balance
Kraken
$0 (no minimum)
Gemini
$0 (no minimum)
- Advanced Trading Tools
Kraken
Margin trading, futures, staking available(winner)
Gemini
Spot trading only, no margin or futures
- User Interface Complexity
Kraken
Advanced/intermediate level
Gemini
Beginner-friendly, simplified(winner)
- Supported Cryptocurrencies
Kraken
190+ assets(winner)
Gemini
100+ assets
Full Comparison
| Attribute | Kraken | Gemini |
|---|---|---|
| Maker Fee(%) | 0.16% | — |
| Taker Fee(%) | 0.26% | — |
| Maker Fee(percentage) | Kraken | — |
| Taker Fee(percentage) | Kraken | — |
| Monthly Active Users(millions) | ~2.5 million | Gemini(winner) |
| Daily Active Users(millions) | Gemini | — |
| Quarterly Trading Volume (2025)(billions USD) | $120B | — |
| Supported Cryptocurrencies(count) | 200+ | — |
| Ease of Use | Advanced/technical | — |
| Advanced Trading Features | Professional-grade | — |
| Security Focus | Enterprise-grade institutional | — |
| Security Audit Frequency(per year) | Kraken | — |
| USD Balance Insurance (FDIC) | Not specified | Up to $250,000 |
| Security Incidents (5-Year History)(breaches) | 0 major incidents | — |
| Daily Trading Volume(USD Billions) | Kraken | — |
| Available Trading Pairs(count) | Kraken | — |
| Cryptocurrencies Supported(coins) | 190 | — |
| Available Cryptocurrencies(assets) | 190+(winner) | 100+ |
| Trading Pairs(pairs) | 550+(winner) | 200+ |
| US Regulatory Status | Kraken (FinCEN MSB registered) | — |
| US Regulatory Licenses | FinCEN MSB + 7 state licenses | — |
| Regulatory License | Consumer AI Product | — |
| Staking Assets Supported(count) | Kraken | — |
| Supported Cryptocurrencies(assets) | 85+ | 95+(winner) |
| Staking Rewards Available(assets) | 20+ cryptocurrencies | Earn program with up to 8% APY |
| Real-Time Web Search | Free | — |
| Multimodal Capabilities | Advanced (image, video, text) | — |
Show 7 more attributesSupported Assets Text, Images, Video, Code — Image Generation Yes — Imagen 4 — Mobile App Polished; merges with Google app on Android — Multimodal Input Support Text, images, video, audio — Real-time Web Access Yes (Gemini Advanced) — Native Image Generation Imagen 3 integrated — Enterprise API Availability Full commercial with SLA — | ||
| Mobile App Rating(out of 5) | Kraken | — |
| Mobile App Rating (iOS)(stars out of 5) | 4.3/5 | 4.6/5(winner) |
| Mobile App Rating (iOS)(stars) | 4.2/5 | — |
| iOS App Rating(stars out of 5) | 4.6/5 (85K reviews) | — |
| Mobile App Rating(stars out of 5) | 4.6/5 | — |
| Maker Trading Fee(%) | 0.16%(winner) | 0.50% |
| Taker Trading Fee(%) | 0.26%(winner) | 0.60% |
| NY BitLicense Status | Pending approval | Approved |
| Staking Assets Available(count) | 20+(winner) | 8 |
| Maximum Staking APY(%) | Up to 12%(winner) | Up to 5% |
| Average Staking Reward(%) | 4-8% APY | — |
| Margin Trading Available | Yes | No |
| Taker Trading Fee(%) | 0.26%(winner) | 0.60% |
| Maker Trading Fee(%) | 0.16%(winner) | 0.50% |
| Maker Fee (Standard Tier)(percentage) | 0.16% | — |
| Taker Fee (Standard Tier)(percentage) | 0.26% | — |
| Maker Trading Fee(%) | 0.16% | — |
Show 2 more attributesTaker Trading Fee(%) 0.26% — Minimum Deposit Required(USD) $0 — | ||
| Maximum Staking APY(%) | 12% | — |
| Visa Card Cashback(%) | 0% (not offered) | — |
| Account Minimum Deposit(USD) | No minimum | — |
| Minimum Deposit(USD) | $10 | — |
| Supported Fiat Currencies(currencies) | 12+ | — |
| Countries & Territories Supported(count) | 60+ | — |
| Fiat Currency Support(currencies) | 5 major (USD, EUR, GBP, CAD, JPY) | — |
Show 3 more attributesMobile App Availability iOS, Android (native Gemini app) — Free Tier Availability(boolean) Yes (with limitations) — Open Source Model Weights No, closed source — | ||
| Available Trading Pairs(pairs) | 90+ | 120+(winner) |
| US State Money Transmitter Licenses(states) | 22 states | 50 states (all)(winner) |
| NY BitLicense Status | Not licensed | Fully licensed |
| Maximum Margin Leverage(x) | 5x leverage | Limited/unavailable |
| Margin Trading Available | Yes (up to 5x leverage) | No |
| Year Founded | 2011(winner) | 2014 |
| Maker/Taker Trading Fees(%) | 0.16%-0.26% | — |
| Withdrawal Fee (Bitcoin)(USD) | $0.00-$1.00 | — |
| Customer Support Response Time(hours) | 2-4 hours | — |
| Active Users(millions) | 8+ million | — |
| Average Staking APY(%) | 3-7% | — |
| Daily Trading Volume(USD trillions) | $850M | — |
| Customer Support Response Time(hours) | 4-6 | — |
| Maximum Leverage (Futures)(multiplier) | 50x | — |
| Regulatory Charter Type | Money Services Business (MSB) | NY Trust Company |
| Account Insurance Coverage(USD) | Up to $250,000 (optional Crypto Custody) | $250,000 per account |
| Free Tier Quality | Gemini 1.5 Pro (strong) | — |
| Monthly Active Users(millions) | Gemini | — |
| Developer Preference Rating(%) | Gemini | — |
| Coding Task Excellence(benchmark) | Good | — |
| Reasoning Quality(benchmark) | Strong | — |
| Ecosystem Integration | Google Search, Workspace, Maps | — |
| Google Workspace Integration | 10 | — |
| Developer API Availability | Full access via Vertex AI and AI Studio | — |
| Workplace Integration | Google Workspace, Drive, Gmail, Search | — |
| Company Valuation(billions USD) | Gemini (Google) | — |
| Content Writing Refinement | Good but formulaic | — |
| Quarterly Trading Volume(USD Billions) | Gemini | — |
| Year-over-Year User Growth(percent) | Gemini | — |
| Primary Function | Conversational AI & LLM | — |
| Cost to Users | Free (premium paid options) | — |
| Starting Price (Monthly)(USD) | Free (Gemini Free or Premium $20) | — |
| Input Cost per Million Tokens(USD) | $7.50 | — |
| Output Cost per Million Tokens(USD) | $30.00 | — |
| Free tier | 3.5 Flash (generous limits) | — |
Show 7 more attributesPaid entry plan Google AI Pro $19.99/mo — Power-user tier Ultra $100–$200/mo — Team plan Workspace Business (varies) — API input (per 1M tokens) 3.5 Flash: ~$0.10 — Monthly Subscription Cost (Premium)(USD) $20/month (Google One Premium) — Minimum Subscription Cost (Annual)(USD) $0 (Free tier available) — Premium Subscription Cost (Monthly)(USD) $20 (Gemini Advanced) — | ||
| Monthly Active Users(millions) | 1.5 billion+ (all Google products) | — |
| Context Window Size(tokens) | 1 million tokens (Gemini 2.0) | — |
| Average Response Latency(ms) | 320 | — |
| Code Generation Benchmark Score(out of 100) | 89.7 | — |
| Complex Reasoning Accuracy (AIME Benchmark)(percentage) | ~62% | — |
| Code Generation Quality (HumanEval Benchmark)(percentage) | ~92% | — |
Show 4 more attributesAIME Math Benchmark Score(%) 80%+ — Code Generation - Codeforces Problems Solved(problems) ~60+ (estimated) — Coding Performance (HumanEval Benchmark)(%) 92.3% — Mathematical Reasoning (MATH-500)(%) 90% — | ||
| Supported Programming Languages(languages) | 40+ languages with debugging | — |
| Enterprise Deployment Options | Cloud-based primarily | — |
| Document Processing Types | PDF, Images, Web content, Video | — |
| Uptime SLA (Enterprise)(percent) | 99.5% (Google Cloud SLA) | — |
| Context Window (Tokens)(tokens) | 1,000,000 | — |
| Multimodal Format Support(formats) | 5 (text, image, audio, video, docs) | — |
| Reasoning Capability Rating(score (1-10)) | 8.0 | — |
| Real-Time Information | April 2024 knowledge cutoff | — |
| Supported Input Formats(types) | Text, images, audio, video | — |
Show 1 more attributeReal-time Information Access No (April 2024 cutoff) — | ||
| Monthly Active Users(millions) | 100 | — |
| Third-Party Integrations Available(count) | 1,500+ | — |
| Headline model | Gemini 3.1 Pro, 3.5 Flash | — |
| Coding (SWE-bench Verified) | Competitive (3.1 Pro) | — |
| Web grounding / citations | Native Search grounding | — |
| Multilingual quality | Broadest (Google translation lineage) | — |
| Structured output / JSON mode | Controlled generation + JSON schemas | — |
Show 1 more attributeTraining data cut-off ~2025 (Search compensates) — | ||
| Context Window(tokens) | 1M tokens (3.1 Pro) | — |
| Image input | Yes | — |
| Voice mode | Yes (rolling out) | — |
| Agentic capability | Agentic in Workspace | — |
| Plugin Ecosystem(available plugins) | Google integrations | — |
| Prompt caching (API) | Implicit + explicit context caching | — |
| Fine-tuning (API) | Gemini 3.5 Flash | — |
| On-prem / self-host | Cloud-only (Vertex AI) | — |
| API rate limits (Tier 1) | ~360 RPM / 4M TPM (3.1 Pro) | — |
| Context Window Size(tokens) | 1,000,000 | — |
| Content Moderation Strictness(level) | Strict - refuses harmful/controversial | — |
| Estimated Training Cost(USD millions) | $50M+ | — |
| API Pricing (per 1M tokens, input)(USD) | $0.0075-$0.075 | — |
| Code Generation Performance(benchmark) | Optimized with native debugging tools | — |
| Training Data Recency | 20 months (April 2024) | — |
| Video Processing Capability | Yes | — |
| Content Moderation Level | Standard | — |
KrakenGGemini
Maker Fee(%)
0.16%
—
Taker Fee(%)
0.26%
—
Maker Fee(percentage)
Kraken
—
Taker Fee(percentage)
Kraken
—
Monthly Active Users(millions)
~2.5 million
Gemini
Daily Active Users(millions)
Gemini
—
Quarterly Trading Volume (2025)(billions USD)
$120B
—
Supported Cryptocurrencies(count)
200+
—
Ease of Use
Advanced/technical
—
Advanced Trading Features
Professional-grade
—
Security Focus
Enterprise-grade institutional
—
Security Audit Frequency(per year)
Kraken
—
USD Balance Insurance (FDIC)
Not specified
Up to $250,000
Security Incidents (5-Year History)(breaches)
0 major incidents
—
Daily Trading Volume(USD Billions)
Kraken
—
Available Trading Pairs(count)
Kraken
—
Cryptocurrencies Supported(coins)
190
—
Available Cryptocurrencies(assets)
190+
100+
Trading Pairs(pairs)
550+
200+
US Regulatory Status
Kraken (FinCEN MSB registered)
—
US Regulatory Licenses
FinCEN MSB + 7 state licenses
—
Regulatory License
Consumer AI Product
—
Staking Assets Supported(count)
Kraken
—
Supported Cryptocurrencies(assets)
85+
95+
Staking Rewards Available(assets)
20+ cryptocurrencies
Earn program with up to 8% APY
Real-Time Web Search
Free
—
Multimodal Capabilities
Advanced (image, video, text)
—
Show 7 more attributes
Supported Assets
Text, Images, Video, Code
—
Image Generation
Yes — Imagen 4
—
Mobile App
Polished; merges with Google app on Android
—
Multimodal Input Support
Text, images, video, audio
—
Real-time Web Access
Yes (Gemini Advanced)
—
Native Image Generation
Imagen 3 integrated
—
Enterprise API Availability
Full commercial with SLA
—
Mobile App Rating(out of 5)
Kraken
—
Mobile App Rating (iOS)(stars out of 5)
4.3/5
4.6/5
Mobile App Rating (iOS)(stars)
4.2/5
—
iOS App Rating(stars out of 5)
4.6/5 (85K reviews)
—
Mobile App Rating(stars out of 5)
4.6/5
—
Maker Trading Fee(%)
0.16%
0.50%
Taker Trading Fee(%)
0.26%
0.60%
NY BitLicense Status
Pending approval
Approved
Staking Assets Available(count)
20+
8
Maximum Staking APY(%)
Up to 12%
Up to 5%
Average Staking Reward(%)
4-8% APY
—
Margin Trading Available
Yes
No
Taker Trading Fee(%)
0.26%
0.60%
Maker Trading Fee(%)
0.16%
0.50%
Maker Fee (Standard Tier)(percentage)
0.16%
—
Taker Fee (Standard Tier)(percentage)
0.26%
—
Maker Trading Fee(%)
0.16%
—
Show 2 more attributes
Taker Trading Fee(%)
0.26%
—
Minimum Deposit Required(USD)
$0
—
Maximum Staking APY(%)
12%
—
Visa Card Cashback(%)
0% (not offered)
—
Account Minimum Deposit(USD)
No minimum
—
Minimum Deposit(USD)
$10
—
Supported Fiat Currencies(currencies)
12+
—
Countries & Territories Supported(count)
60+
—
Fiat Currency Support(currencies)
5 major (USD, EUR, GBP, CAD, JPY)
—
Show 3 more attributes
Mobile App Availability
iOS, Android (native Gemini app)
—
Free Tier Availability(boolean)
Yes (with limitations)
—
Open Source Model Weights
No, closed source
—
Available Trading Pairs(pairs)
90+
120+
US State Money Transmitter Licenses(states)
22 states
50 states (all)
NY BitLicense Status
Not licensed
Fully licensed
Maximum Margin Leverage(x)
5x leverage
Limited/unavailable
Margin Trading Available
Yes (up to 5x leverage)
No
Year Founded
2011
2014
Maker/Taker Trading Fees(%)
0.16%-0.26%
—
Withdrawal Fee (Bitcoin)(USD)
$0.00-$1.00
—
Customer Support Response Time(hours)
2-4 hours
—
Active Users(millions)
8+ million
—
Average Staking APY(%)
3-7%
—
Daily Trading Volume(USD trillions)
$850M
—
Customer Support Response Time(hours)
4-6
—
Maximum Leverage (Futures)(multiplier)
50x
—
Regulatory Charter Type
Money Services Business (MSB)
NY Trust Company
Account Insurance Coverage(USD)
Up to $250,000 (optional Crypto Custody)
$250,000 per account
Free Tier Quality
Gemini 1.5 Pro (strong)
—
Monthly Active Users(millions)
Gemini
—
Developer Preference Rating(%)
Gemini
—
Coding Task Excellence(benchmark)
Good
—
Reasoning Quality(benchmark)
Strong
—
Ecosystem Integration
Google Search, Workspace, Maps
—
Google Workspace Integration
10
—
Developer API Availability
Full access via Vertex AI and AI Studio
—
Workplace Integration
Google Workspace, Drive, Gmail, Search
—
Company Valuation(billions USD)
Gemini (Google)
—
Content Writing Refinement
Good but formulaic
—
Quarterly Trading Volume(USD Billions)
Gemini
—
Year-over-Year User Growth(percent)
Gemini
—
Primary Function
Conversational AI & LLM
—
Cost to Users
Free (premium paid options)
—
Starting Price (Monthly)(USD)
Free (Gemini Free or Premium $20)
—
Input Cost per Million Tokens(USD)
$7.50
—
Output Cost per Million Tokens(USD)
$30.00
—
Free tier
3.5 Flash (generous limits)
—
Show 7 more attributes
Paid entry plan
Google AI Pro $19.99/mo
—
Power-user tier
Ultra $100–$200/mo
—
Team plan
Workspace Business (varies)
—
API input (per 1M tokens)
3.5 Flash: ~$0.10
—
Monthly Subscription Cost (Premium)(USD)
$20/month (Google One Premium)
—
Minimum Subscription Cost (Annual)(USD)
$0 (Free tier available)
—
Premium Subscription Cost (Monthly)(USD)
$20 (Gemini Advanced)
—
Monthly Active Users(millions)
1.5 billion+ (all Google products)
—
Context Window Size(tokens)
1 million tokens (Gemini 2.0)
—
Average Response Latency(ms)
320
—
Code Generation Benchmark Score(out of 100)
89.7
—
Complex Reasoning Accuracy (AIME Benchmark)(percentage)
~62%
—
Code Generation Quality (HumanEval Benchmark)(percentage)
~92%
—
Show 4 more attributes
AIME Math Benchmark Score(%)
80%+
—
Code Generation - Codeforces Problems Solved(problems)
~60+ (estimated)
—
Coding Performance (HumanEval Benchmark)(%)
92.3%
—
Mathematical Reasoning (MATH-500)(%)
90%
—
Supported Programming Languages(languages)
40+ languages with debugging
—
Enterprise Deployment Options
Cloud-based primarily
—
Document Processing Types
PDF, Images, Web content, Video
—
Uptime SLA (Enterprise)(percent)
99.5% (Google Cloud SLA)
—
Context Window (Tokens)(tokens)
1,000,000
—
Multimodal Format Support(formats)
5 (text, image, audio, video, docs)
—
Reasoning Capability Rating(score (1-10))
8.0
—
Real-Time Information
April 2024 knowledge cutoff
—
Supported Input Formats(types)
Text, images, audio, video
—
Show 1 more attribute
Real-time Information Access
No (April 2024 cutoff)
—
Monthly Active Users(millions)
100
—
Third-Party Integrations Available(count)
1,500+
—
Headline model
Gemini 3.1 Pro, 3.5 Flash
—
Coding (SWE-bench Verified)
Competitive (3.1 Pro)
—
Web grounding / citations
Native Search grounding
—
Multilingual quality
Broadest (Google translation lineage)
—
Structured output / JSON mode
Controlled generation + JSON schemas
—
Show 1 more attribute
Training data cut-off
~2025 (Search compensates)
—
Context Window(tokens)
1M tokens (3.1 Pro)
—
Image input
Yes
—
Voice mode
Yes (rolling out)
—
Agentic capability
Agentic in Workspace
—
Plugin Ecosystem(available plugins)
Google integrations
—
Prompt caching (API)
Implicit + explicit context caching
—
Fine-tuning (API)
Gemini 3.5 Flash
—
On-prem / self-host
Cloud-only (Vertex AI)
—
API rate limits (Tier 1)
~360 RPM / 4M TPM (3.1 Pro)
—
Context Window Size(tokens)
1,000,000
—
Content Moderation Strictness(level)
Strict - refuses harmful/controversial
—
Estimated Training Cost(USD millions)
$50M+
—
API Pricing (per 1M tokens, input)(USD)
$0.0075-$0.075
—
Code Generation Performance(benchmark)
Optimized with native debugging tools
—
Training Data Recency
20 months (April 2024)
—
Video Processing Capability
Yes
—
Content Moderation Level
Standard
—
Pros & Cons
10 pros·4 cons across both
G
Kraken
+5-2
Pros
- Lowest maker fees at 0.16% and taker fees at 0.26% vs competitors
- 550+ trading pairs including emerging altcoins and DeFi tokens
- Margin trading with up to 5x leverage for qualified users
- Futures trading available (perpetual and dated contracts)
- Built-in staking rewards on 20+ cryptocurrencies
Cons
- Complex interface requires learning curve for beginners
- No NY Trust Company charter; regulated as Money Services Business instead
G
Gemini
+5-2
Pros
- NY Trust Company charter provides highest regulatory protection in the US
- Simple, intuitive interface designed for cryptocurrency beginners
- Flat-rate 0% maker fees for most users (promotional period)
- Gemini Earn offers up to 8% APY on stablecoin deposits
- Insurance coverage up to $250,000 per user account
Cons
- 0.50% to 0.60% trading fees are 3x higher than Kraken's standard rates
- Only 100+ cryptocurrencies available vs Kraken's 190+ assets; no altcoin exposure
Frequently Asked Questions
5 questions
Gemini is safer for most users because it holds a NY Trust Company charter, the strongest regulatory classification available in the US for cryptocurrency exchanges. This means Gemini's crypto assets are held in segregated, regulated custodial accounts. Kraken is regulated as a Money Services Business (MSB) in multiple US states, which is lower tier. Both carry $250,000 insurance coverage, but Gemini's charter provides additional legal protections under NY banking law.
Resources & Learn More
Curated sources to dive deeper
Where to Buy
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