Stripe vs Square

Stripe excels for online businesses and developers with superior API flexibility and lower per-transaction fees (2.2% + $0.30), while Square dominates in-person retail with integrated hardware, offline capability, and all-in-one POS solutions. Stripe charges 2.2% + $0.30 per online transaction versus Square's 2.6% + $0.30, making Stripe 18% cheaper for digital payments.