Best Crypto Exchange for Beginners in 2026: Coinbase vs Crypto.com

Coinbase is the most beginner-friendly crypto exchange: simple UI, strong regulatory compliance, and FDIC insurance on USD balances (up to $250K). Crypto.com has lower fees, more trading pairs, and a better rewards credit card. For first-time buyers who want simplicity and security: Coinbase. For active traders who want more features and lower fees: Crypto.com.