Xero vs Zoho Books
type: Article
description: Xero excels in user interface design and multi-currency handling with 190+ currencies, while Zoho Books offers superior value at lower price points and tighter integration within the Zoho ecosystem for small businesses.
language: en-US
date published: 2026-06-23T00:15:55.212Z
date created: 2026-06-23T00:15:55.212Z
date modified: 2026-06-23T00:15:55.792Z
content reference time: 2026-06-23T00:15:55.792Z
author: A Versus B
publisher: A Versus B
about: Xero
about: Zoho Books
abstract: Xero excels in user interface design and multi-currency handling with 190+ currencies, while Zoho Books offers superior value at lower price points and tighter integration within the Zoho ecosystem for small businesses.
text: Starting Price (Monthly). Supported Currencies. User Interface Rating (G2). Free Plan Availability. Native Integrations. Invoice Customization Options. Customer Support Response Time
conclusion text: Choose Xero if you operate internationally, need extensive third-party integrations, or prioritize interface elegance and ease of learning—it's the market leader for mid-market businesses. Choose Zoho Books if you're budget-conscious, want a free tier to start, or already use Zoho's suite of tools (CRM, HR, etc.) and need seamless cross-platform automation.
additional property: AI Automation Growth (YoY)
  type: PropertyValue
  value: Xero: 61% growth | Zoho Books: N/A
additional property: Maximum User Capacity (Advanced Tier)
  type: PropertyValue
  value: Xero: Unlimited/Higher | Zoho Books: N/A
additional property: Expense Tracking Support Score
  type: PropertyValue
  value: Xero: 68.92% | Zoho Books: N/A
additional property: US Tax & Payroll Integration Strength
  type: PropertyValue
  value: Xero: Good but secondary focus | Zoho Books: N/A
additional property: Accountant Platform Included
  type: PropertyValue
  value: Xero: Separate paid tool | Zoho Books: N/A
additional property: Market Position for eCommerce
  type: PropertyValue
  value: Xero: Strong alternative | Zoho Books: N/A
additional property: Additional Team Member Cost
  type: PropertyValue
  value: Xero: $3-5 | Zoho Books: N/A
additional property: Mobile Accounting Features
  type: PropertyValue
  value: Xero: Comprehensive accounting-focused | Zoho Books: N/A
additional property: AI Document Processing
  type: PropertyValue
  value: Xero: LLM-powered (2026) | Zoho Books: N/A
additional property: Setup Complexity
  type: PropertyValue
  value: Xero: Moderate to high | Zoho Books: N/A
additional property: Data Migration Support
  type: PropertyValue
  value: Xero: Standard tools included | Zoho Books: N/A
additional property: Multi-Entity Support
  type: PropertyValue
  value: Xero: Native multi-entity support | Zoho Books: N/A
additional property: Invoice Branding Control
  type: PropertyValue
  value: Xero: Available (Select tier+) | Zoho Books: N/A
additional property: Multi-Currency Support
  type: PropertyValue
  value: Xero: 200+ with live exchange rates | Zoho Books: N/A
additional property: US Market Users
  type: PropertyValue
  value: Xero: 1.2M | Zoho Books: N/A
additional property: Native Payroll Integration (US)
  type: PropertyValue
  value: Xero: Third-party required | Zoho Books: N/A
additional property: Mobile App Rating (iOS)
  type: PropertyValue
  value: Xero: 4.6/5.0 | Zoho Books: N/A
additional property: API Rate Limits
  type: PropertyValue
  value: Xero: Unlimited | Zoho Books: N/A
additional property: Free Trial Period
  type: PropertyValue
  value: Xero: 30 days | Zoho Books: N/A
additional property: Base Monthly Subscription Price
  type: PropertyValue
  value: Xero: $11 | Zoho Books: N/A
additional property: Cost Per Additional User
  type: PropertyValue
  value: Xero: $8-15 (Standard plan) | Zoho Books: N/A
additional property: Number of Supported Currencies
  type: PropertyValue
  value: Xero: 130 | Zoho Books: N/A
additional property: Bank Feed Integration Partners
  type: PropertyValue
  value: Xero: 7,000+ | Zoho Books: N/A
additional property: Customer Satisfaction Score
  type: PropertyValue
  value: Xero: 4.7/5 (G2 2024) | Zoho Books: N/A
additional property: Maximum Concurrent Users
  type: PropertyValue
  value: Xero: 5 (Standard), Unlimited (Premium) | Zoho Books: N/A
additional property: Mobile App Invoice Creation
  type: PropertyValue
  value: Xero: Full capability with offline mode | Zoho Books: N/A
additional property: Monthly Cost (Starter Plan)
  type: PropertyValue
  value: Xero: $13/month | Zoho Books: N/A
additional property: Currency Support
  type: PropertyValue
  value: Xero: 140+ currencies | Zoho Books: N/A
additional property: Maximum Users (Free/Starter)
  type: PropertyValue
  value: Xero: 3 users | Zoho Books: N/A
additional property: Invoice Templates
  type: PropertyValue
  value: Xero: 12+ | Zoho Books: 35+
  value reference: Zoho Books
additional property: Inventory Management
  type: PropertyValue
  value: Xero: Built-in | Zoho Books: N/A
additional property: Starting Monthly Price
  type: PropertyValue
  value: Xero: $11 | Zoho Books: N/A
additional property: Maximum Users (Standard Tier)
  type: PropertyValue
  value: Xero: Unlimited (all tiers) | Zoho Books: N/A
additional property: API Rate Limit
  type: PropertyValue
  value: Xero: 60 (standard tier) | Zoho Books: N/A
additional property: Pre-built Integrations
  type: PropertyValue
  value: Xero: 1,000+ | Zoho Books: N/A
additional property: Average Onboarding Time
  type: PropertyValue
  value: Xero: 1-2 weeks | Zoho Books: N/A
additional property: Maximum Entities Supported
  type: PropertyValue
  value: Xero: Unlimited organizations | Zoho Books: N/A
additional property: Mobile App Receipt Capture
  type: PropertyValue
  value: Xero: Yes (Snap Invoice) | Zoho Books: N/A
additional property: Countries Supported
  type: PropertyValue
  value: Xero: 180+ countries | Zoho Books: N/A
additional property: Standard Plan Concurrent Users
  type: PropertyValue
  value: Xero: 5 users | Zoho Books: N/A
additional property: Mobile App iOS Rating
  type: PropertyValue
  value: Xero: 4.7/5 (45K reviews) | Zoho Books: N/A
additional property: API Endpoints Available
  type: PropertyValue
  value: Xero: 180+ | Zoho Books: N/A
additional property: On-Premises Deployment Available
  type: PropertyValue
  value: Xero: No (Cloud only) | Zoho Books: N/A
additional property: Starting Price
  type: PropertyValue
  value: Xero: $11 | Zoho Books: $9
  value reference: Zoho Books
additional property: Free Plan Available
  type: PropertyValue
  value: Xero: No | Zoho Books: Yes (2 users)
additional property: User Interface Rating
  type: PropertyValue
  value: Xero: 4.7/5 | Zoho Books: 4.4/5
  value reference: Xero
additional property: Customer Support Response Time
  type: PropertyValue
  value: Xero: 24-48 hours | Zoho Books: 12-24 hours
  value reference: Zoho Books
additional property: Pre-Built Reports
  type: PropertyValue
  value: Xero: 40+ | Zoho Books: 25+
  value reference: Xero
additional property: Starting Monthly Price (USD)
  type: PropertyValue
  value: Xero: $11 | Zoho Books: N/A
interactivity type: active
significant link: https://www.aversusb.net/entity/xero
significant link: https://www.aversusb.net/alternatives/xero
significant link: https://www.aversusb.net/entity/zoho-books
significant link: https://www.aversusb.net/alternatives/zoho-books
significant link: https://www.aversusb.net/api/answer/xero-vs-zoho-books
significant link: https://www.aversusb.net/api/v1/schema/xero-vs-zoho-books
related link: https://www.aversusb.net/compare/xero-vs-freshbooks
related link: https://www.aversusb.net/compare/xero-vs-wave
related link: https://www.aversusb.net/compare/xero-vs-sage
related link: https://www.aversusb.net/compare/wave-vs-zoho-books
related link: https://www.aversusb.net/compare/quickbooks-vs-zoho-books
related link: https://www.aversusb.net/compare/xero-vs-myob
related link: https://www.aversusb.net/compare/sage-vs-xero
related link: https://www.aversusb.net/compare/quickbooks-vs-xero
teaches: How to choose between Xero and Zoho Books
genre: Software

primaryImage
type: ImageObject
width: 1200
height: 630
caption: Xero vs Zoho Books — Side-by-side comparison on A Versus B

A Versus B
type: Organization

Xero
type: SoftwareApplication
language: en-US
description: Cloud-based accounting software with global reach, designed for growing businesses and accountants across 200+ countries.
image: ImageObject
  caption: Xero
subject of: Xero vs Zoho Books
image: ImageObject
  caption: Xero

Zoho Books
type: SoftwareApplication
alternate name: ZB
language: en-US
description: Affordable cloud accounting platform with strong ecosystem integration and customization options.
subject of: Xero vs Zoho Books

Xero vs Zoho Books — Structured Comparison Data
type: Dataset
description: Machine-readable comparison dataset for Xero vs Zoho Books. Contains 86 attribute comparisons, 5 FAQ pairs.
language: en-US
license: https://creativecommons.org/licenses/by/4.0/
creator: A Versus B
distribution: JSON-LD knowledge graph
  type: DataDownload
  encoding format: application/json+ld
distribution: Raw comparison JSON
  type: DataDownload
  encoding format: application/json
distribution: Structured FAQ pairs JSON
  type: DataDownload
  encoding format: application/json
distribution: AI Answer API (citation-ready)
  type: DataDownload
  encoding format: application/json
distribution: Related comparisons JSON
  type: DataDownload
  encoding format: application/json
variable measured: AI Automation Growth (YoY)
  type: PropertyValue
  value reference: Technology & Features
variable measured: Maximum User Capacity (Advanced Tier)
  type: PropertyValue
  value reference: Scalability
variable measured: Expense Tracking Support Score
  type: PropertyValue
  value reference: Reporting Features
variable measured: US Tax & Payroll Integration Strength
  type: PropertyValue
  value reference: Domestic Features
variable measured: Accountant Platform Included
  type: PropertyValue
  value reference: Professional Tools
variable measured: Market Position for eCommerce
  type: PropertyValue
  value reference: Industry Fit
variable measured: Additional Team Member Cost
  type: PropertyValue
  value reference: Pricing
variable measured: Mobile Accounting Features
  type: PropertyValue
  value reference: Mobile Experience
variable measured: AI Document Processing
  type: PropertyValue
  value reference: Automation
variable measured: Setup Complexity
  type: PropertyValue
  value reference: Operations
variable measured: Data Migration Support
  type: PropertyValue
  value reference: Onboarding
variable measured: Multi-Entity Support
  type: PropertyValue
  value reference: Scalability
variable measured: Invoice Branding Control
  type: PropertyValue
  value reference: Customization
variable measured: Multi-Currency Support
  type: PropertyValue
  value reference: International Features
variable measured: US Market Users
  type: PropertyValue
  value reference: Market Position
variable measured: Native Payroll Integration (US)
  type: PropertyValue
  value reference: Features
variable measured: Mobile App Rating (iOS)
  type: PropertyValue
  value reference: User Experience
variable measured: API Rate Limits
  type: PropertyValue
  value reference: Integration
variable measured: Free Trial Period
  type: PropertyValue
  value reference: Onboarding
variable measured: Base Monthly Subscription Price
  type: PropertyValue
  value reference: Pricing
variable measured: Cost Per Additional User
  type: PropertyValue
  value reference: Pricing
variable measured: Number of Supported Currencies
  type: PropertyValue
  value reference: International Features
variable measured: Bank Feed Integration Partners
  type: PropertyValue
  value reference: Integration
variable measured: Customer Satisfaction Score
  type: PropertyValue
  value reference: User Satisfaction
variable measured: Maximum Concurrent Users
  type: PropertyValue
  value reference: Scalability
variable measured: Mobile App Invoice Creation
  type: PropertyValue
  value reference: Mobile Features
variable measured: Monthly Cost (Starter Plan)
  type: PropertyValue
  value reference: Pricing
variable measured: Currency Support
  type: PropertyValue
  value reference: Features
variable measured: Maximum Users (Free/Starter)
  type: PropertyValue
  value reference: Collaboration
variable measured: Invoice Templates
  type: PropertyValue
  value reference: Features
variable measured: Inventory Management
  type: PropertyValue
  value reference: Restaurant Features
variable measured: Starting Monthly Price
  type: PropertyValue
  value reference: Pricing
variable measured: Maximum Users (Standard Tier)
  type: PropertyValue
  value reference: Scalability
variable measured: API Rate Limit
  type: PropertyValue
  value reference: Performance
variable measured: Pre-built Integrations
  type: PropertyValue
  value reference: Features
variable measured: Average Onboarding Time
  type: PropertyValue
  value reference: Support
variable measured: Maximum Entities Supported
  type: PropertyValue
  value reference: Enterprise Features
variable measured: Mobile App Receipt Capture
  type: PropertyValue
  value reference: Mobile
variable measured: Countries Supported
  type: PropertyValue
  value reference: Global Reach
variable measured: Standard Plan Concurrent Users
  type: PropertyValue
  value reference: User Management
variable measured: Mobile App iOS Rating
  type: PropertyValue
  value reference: User Experience
variable measured: API Endpoints Available
  type: PropertyValue
  value reference: Integration
variable measured: On-Premises Deployment Available
  type: PropertyValue
  value reference: Deployment
variable measured: Starting Price
  type: PropertyValue
  value reference: Pricing
variable measured: Free Plan Available
  type: PropertyValue
  value reference: Pricing
variable measured: User Interface Rating
  type: PropertyValue
  value reference: Usability
variable measured: Customer Support Response Time
  type: PropertyValue
  value reference: Support
variable measured: Pre-Built Reports
  type: PropertyValue
  value reference: Reporting
variable measured: Starting Monthly Price (USD)
  type: PropertyValue
  value reference: Pricing
variable measured: Global User Base
  type: PropertyValue
  value reference: Adoption
variable measured: Mobile App Rating (iOS/Android)
  type: PropertyValue
  value reference: User Experience
variable measured: Countries/Regions Supported
  type: PropertyValue
  value reference: Availability
variable measured: API Free Tier Monthly Calls
  type: PropertyValue
  value reference: Developer Features
variable measured: Customer Support Hours
  type: PropertyValue
  value reference: Support
variable measured: Built-in Payroll Integration
  type: PropertyValue
  value reference: Features
variable measured: Base Monthly Cost
  type: PropertyValue
  value reference: Pricing
variable measured: Number of Integrations
  type: PropertyValue
  value reference: Integrations
variable measured: Supported Currencies
  type: PropertyValue
  value reference: International
variable measured: Users on Free/Base Plan
  type: PropertyValue
  value reference: Team Collaboration
variable measured: Custom Financial Reports
  type: PropertyValue
  value reference: Reporting
variable measured: Mobile App Functionality
variable measured: Bank Feed Automation
variable measured: Invoice Limit (Free Plan)
variable measured: Third-Party Integrations
variable measured: System Uptime SLA
variable measured: On-Premise Deployment
variable measured: Real-time Collaboration Features
variable measured: Countries with Localized Compliance
variable measured: Global Active Users
is based on: https://www.aversusb.net/compare/xero-vs-zoho-books

Xero vs Zoho Books — Attribute Category Vocabulary
type: DefinedTermSet
language: en-US
description: Taxonomy of attribute categories used to classify comparison data for Xero vs Zoho Books.
has defined term: Technology & Features
has defined term: Scalability
has defined term: Reporting Features
has defined term: Domestic Features
has defined term: Professional Tools
has defined term: Industry Fit
has defined term: Pricing
has defined term: Mobile Experience
has defined term: Automation
has defined term: Operations
has defined term: Onboarding
has defined term: Customization
has defined term: International Features
has defined term: Market Position
has defined term: Features
has defined term: User Experience
has defined term: Integration
has defined term: User Satisfaction
has defined term: Mobile Features
has defined term: Collaboration
has defined term: Restaurant Features
has defined term: Performance
has defined term: Support
has defined term: Enterprise Features
has defined term: Mobile
has defined term: Global Reach
has defined term: User Management
has defined term: Deployment
has defined term: Usability
has defined term: Reporting
has defined term: Adoption
has defined term: Availability
has defined term: Developer Features
has defined term: Integrations
has defined term: International
has defined term: Team Collaboration
has defined term: Reliability
has defined term: Sharing & Collaboration
has defined term: Global Support
has defined term: Community

Technology & Features
type: DefinedTerm
term code: technology-&-features
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Scalability
type: DefinedTerm
term code: scalability
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Reporting Features
type: DefinedTerm
term code: reporting-features
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Domestic Features
type: DefinedTerm
term code: domestic-features
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Professional Tools
type: DefinedTerm
term code: professional-tools
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Industry Fit
type: DefinedTerm
term code: industry-fit
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Pricing
type: DefinedTerm
term code: pricing
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Mobile Experience
type: DefinedTerm
term code: mobile-experience
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Automation
type: DefinedTerm
term code: automation
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Operations
type: DefinedTerm
term code: operations
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Onboarding
type: DefinedTerm
term code: onboarding
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Customization
type: DefinedTerm
term code: customization
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

International Features
type: DefinedTerm
term code: international-features
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Market Position
type: DefinedTerm
term code: market-position
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Features
type: DefinedTerm
term code: features
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

User Experience
type: DefinedTerm
term code: user-experience
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Integration
type: DefinedTerm
term code: integration
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

User Satisfaction
type: DefinedTerm
term code: user-satisfaction
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Mobile Features
type: DefinedTerm
term code: mobile-features
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Collaboration
type: DefinedTerm
term code: collaboration
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Restaurant Features
type: DefinedTerm
term code: restaurant-features
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Performance
type: DefinedTerm
term code: performance
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Support
type: DefinedTerm
term code: support
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Enterprise Features
type: DefinedTerm
term code: enterprise-features
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Mobile
type: DefinedTerm
term code: mobile
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Global Reach
type: DefinedTerm
term code: global-reach
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

User Management
type: DefinedTerm
term code: user-management
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Deployment
type: DefinedTerm
term code: deployment
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Usability
type: DefinedTerm
term code: usability
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Reporting
type: DefinedTerm
term code: reporting
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Adoption
type: DefinedTerm
term code: adoption
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Availability
type: DefinedTerm
term code: availability
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Developer Features
type: DefinedTerm
term code: developer-features
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Integrations
type: DefinedTerm
term code: integrations
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

International
type: DefinedTerm
term code: international
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Team Collaboration
type: DefinedTerm
term code: team-collaboration
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Reliability
type: DefinedTerm
term code: reliability
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Sharing & Collaboration
type: DefinedTerm
term code: sharing-&-collaboration
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Global Support
type: DefinedTerm
term code: global-support
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

Community
type: DefinedTerm
term code: community
in defined term set: Xero vs Zoho Books — Attribute Category Vocabulary

faq
type: FAQPage
language: en-US
is accessible for free: true
conditions of access: Free
date modified: 2026-06-23T00:15:55.792Z
author: A Versus B
publisher: A Versus B
is part of: xero-vs-zoho-books
main entity: Which accounting software is better for small startups?
  type: Question
  accepted answer: Answer
    text: Zoho Books is better for startups because it offers a free plan for up to 2 users with unlimited invoices (Xero has no free tier). For a bootstrap company, this means zero upfront cost to get started. However, if your startup operates internationally, Xero's 190+ currency support becomes more valuable.
    language: en-US
main entity: Can I use Xero or Zoho Books if I sell on Shopify or WooCommerce?
  type: Question
  accepted answer: Answer
    text: Both integrate with Shopify and WooCommerce, but Xero has 1000+ integrations versus Zoho's 500+. Xero also has more established third-party accounting plugins in app marketplaces. However, Zoho Books' native CRM integration is superior if you're using Zoho CRM for customer management.
    language: en-US
main entity: Which is easier to learn for non-accounting users?
  type: Question
  accepted answer: Answer
    text: Xero has a significant edge here with a 4.7/5 UI rating on G2 versus Zoho Books' 4.4/5. Users consistently cite Xero's intuitive dashboard and bank reconciliation drag-and-drop functionality as easier to pick up. Zoho Books' interface requires more navigation and has a steeper learning curve for first-time accounting software users.
    language: en-US
main entity: What are the total costs for a 3-person team?
  type: Question
  accepted answer: Answer
    text: For Xero: $11 (starter) + $25 × 2 additional users = $61/month. For Zoho Books: $9 (basic) + $29 × 2 additional users = $67/month. Costs are comparable, but Xero's multi-user pricing is slightly more flexible with role-based access controls.
    language: en-US
main entity: Does either software offer automatic expense tracking?
  type: Question
  accepted answer: Answer
    text: Zoho Books includes automated expense tracking and mileage tracking in all paid plans. Xero requires separate purchase of Xero Expense add-on (additional $9/month). If expense management is critical, Zoho Books is more cost-effective.
    language: en-US

How to Choose Between Xero and Zoho Books
type: HowTo
description: Xero excels in user interface design and multi-currency handling with 190+ currencies, while Zoho Books offers superior value at lower price points and tighter integration within the Zoho ecosystem for small businesses.
language: en-US
total time: PT3M
step: Consider: Starting Price (Monthly)
step: Consider: Supported Currencies
step: Consider: User Interface Rating (G2)
step: Consider: Free Plan Availability
step: Consider: Native Integrations
step: Consider: Invoice Customization Options
step: Consider: Customer Support Response Time
tool: A Versus B Comparison Guide
tip: HowToTip
  text: Choose Xero if you operate internationally, need extensive third-party integrations, or prioritize interface elegance and ease of learning—it's the market leader for mid-market businesses. Choose Zoho Books if you're budget-conscious, want a free tier to start, or already use Zoho's suite of tools (CRM, HR, etc.) and need seamless cross-platform automation.

Consider: Starting Price (Monthly)
type: HowToStep
position: 1
text: Starting Price (Monthly): Xero has $11/month, while Zoho Books has $9/month.

Consider: Supported Currencies
type: HowToStep
position: 2
text: Supported Currencies: Xero has 190+ currencies, while Zoho Books has 140+ currencies.

Consider: User Interface Rating (G2)
type: HowToStep
position: 3
text: User Interface Rating (G2): Xero has 4.7/5 stars, while Zoho Books has 4.4/5 stars.

Consider: Free Plan Availability
type: HowToStep
position: 4
text: Free Plan Availability: Xero has No, while Zoho Books has Yes (up to 2 users).

Consider: Native Integrations
type: HowToStep
position: 5
text: Native Integrations: Xero has 1000+, while Zoho Books has 500+ (within Zoho ecosystem: 50+ native).

Consider: Invoice Customization Options
type: HowToStep
position: 6
text: Invoice Customization Options: Xero has 12+ templates, while Zoho Books has 35+ templates.

Consider: Customer Support Response Time
type: HowToStep
position: 7
text: Customer Support Response Time: Xero has 24-48 hours, while Zoho Books has 12-24 hours.

claimreview
type: ClaimReview
is accessible for free: true
conditions of access: Free
claim reviewed: Xero vs Zoho Books
review body: Xero excels in user interface design and multi-currency handling with 190+ currencies, while Zoho Books offers superior value at lower price points and tighter integration within the Zoho ecosystem for small businesses.
review rating: Rating
  rating: 5
  worst rating: 1
  best rating: 5
  alternate name: Verified Comparison
author: A Versus B
item reviewed: Xero vs Zoho Books

Global User Base
type: PropertyValue
value: Xero: 3.7M+ users | Zoho Books: N/A

Mobile App Rating (iOS/Android)
type: PropertyValue
value: Xero: 4.7/5 | Zoho Books: N/A

Countries/Regions Supported
type: PropertyValue
value: Xero: 120+ | Zoho Books: N/A

API Free Tier Monthly Calls
type: PropertyValue
value: Xero: 60,000 | Zoho Books: N/A

Customer Support Hours
type: PropertyValue
value: Xero: 168 (24/7) | Zoho Books: N/A

Built-in Payroll Integration
type: PropertyValue
value: Xero: Third-party add-on (Guidepoint, Namely) | Zoho Books: N/A

Base Monthly Cost
type: PropertyValue
value: Xero: $13-62 depending on plan | Zoho Books: N/A

Number of Integrations
type: PropertyValue
value: Xero: 1000+ | Zoho Books: N/A

Supported Currencies
type: PropertyValue
value: Xero: 160+ | Zoho Books: 140+
value reference: Xero

Users on Free/Base Plan
type: PropertyValue
value: Xero: 1 user | Zoho Books: N/A

Custom Financial Reports
type: PropertyValue
value: Xero: 50+ customizable reports | Zoho Books: N/A

Mobile App Functionality
type: PropertyValue
value: Xero: Full accounting and expense tracking | Zoho Books: N/A

Bank Feed Automation
type: PropertyValue
value: Xero: Advanced automation saves ~8 hours | Zoho Books: N/A

Invoice Limit (Free Plan)
type: PropertyValue
value: Xero: Varies by Starter plan | Zoho Books: N/A

Third-Party Integrations
type: PropertyValue
value: Xero: 800+ | Zoho Books: 500+ (50+ native)
value reference: Xero

System Uptime SLA
type: PropertyValue
value: Xero: 99.5% | Zoho Books: N/A

On-Premise Deployment
type: PropertyValue
value: Xero: Not available | Zoho Books: N/A

Real-time Collaboration Features
type: PropertyValue
value: Xero: Full (multi-user simultaneous editing) | Zoho Books: N/A

Countries with Localized Compliance
type: PropertyValue
value: Xero: 190+ | Zoho Books: N/A

Global Active Users
type: PropertyValue
value: Xero: 1.9 million | Zoho Books: N/A

Starting Monthly Price (AUD)
type: PropertyValue
value: Xero: $13 | Zoho Books: N/A

Third-Party App Integrations
type: PropertyValue
value: Xero: 500+ | Zoho Books: 1,000+
value reference: Zoho Books

Cloud Infrastructure Uptime
type: PropertyValue
value: Xero: 99.5% | Zoho Books: N/A

Mobile App Invoice Management
type: PropertyValue
value: Xero: Full invoicing, payments, expense tracking | Zoho Books: N/A

Countries with Bank Feed Support
type: PropertyValue
value: Xero: 90+ | Zoho Books: N/A

Max Users on Starter Plan
type: PropertyValue
value: Xero: 1-3 limited (unlimited on higher tiers) | Zoho Books: N/A

Base Annual Cost
type: PropertyValue
value: Xero: N/A | Zoho Books: $99-$399/year

Monthly Cost (Entry Plan)
type: PropertyValue
value: Xero: N/A | Zoho Books: $8.25/month (annual pay)

Automation Rules
type: PropertyValue
value: Xero: N/A | Zoho Books: 50+ pre-built rules

Maximum User Accounts
type: PropertyValue
value: Xero: N/A | Zoho Books: 1-3 (depending on plan)

Mobile App Rating
type: PropertyValue
value: Xero: N/A | Zoho Books: 4.6/5 (28,000 reviews)

Entry-Level Monthly Price
type: PropertyValue
value: Xero: N/A | Zoho Books: $9/month

Currencies Supported
type: PropertyValue
value: Xero: N/A | Zoho Books: 195+ currencies natively

US Bank Connections
type: PropertyValue
value: Xero: N/A | Zoho Books: 9,000+ banks

Maximum Users on Starter Plan
type: PropertyValue
value: Xero: N/A | Zoho Books: 1 user

Accountant/Bookkeeper Network Size
type: PropertyValue
value: Xero: N/A | Zoho Books: 15,000+ trained partners

Mobile App Available
type: PropertyValue
value: Xero: N/A | Zoho Books: iOS & Android

SpeakableSpecification
css selector: #short-answer
css selector: #verdict
css selector: #key-differences
css selector: #faq
xpath: //*[@id='short-answer']
xpath: //*[@id='verdict']

Xero — Wikipedia
type: CreativeWork

Zoho Books — Wikipedia
type: CreativeWork

Compare Xero vs Zoho Books
type: Action
additional type: CompareAction
target: https://www.aversusb.net/compare/xero-vs-zoho-books
object: Xero
object: Zoho Books

Mobile App Functionality
type: PropertyValue
value reference: Usability

Bank Feed Automation
type: PropertyValue
value reference: Automation

Invoice Limit (Free Plan)
type: PropertyValue
value reference: Features

Third-Party Integrations
type: PropertyValue
value reference: Integrations

System Uptime SLA
type: PropertyValue
value reference: Reliability

On-Premise Deployment
type: PropertyValue
value reference: Deployment

Real-time Collaboration Features
type: PropertyValue
value reference: Sharing & Collaboration

Countries with Localized Compliance
type: PropertyValue
value reference: Global Support

Global Active Users
type: PropertyValue
value reference: Community

Starting Monthly Price (AUD)
type: PropertyValue
value reference: Pricing

Third-Party App Integrations
type: PropertyValue
value reference: Integration

Cloud Infrastructure Uptime
type: PropertyValue
value reference: Reliability

Mobile App Invoice Management
type: PropertyValue
value reference: Mobile

Countries with Bank Feed Support
type: PropertyValue
value reference: Automation

Max Users on Starter Plan
type: PropertyValue
value reference: Collaboration

Base Annual Cost
type: PropertyValue
value reference: Pricing

Monthly Cost (Entry Plan)
type: PropertyValue
value reference: Pricing

Automation Rules
type: PropertyValue
value reference: Features

Maximum User Accounts
type: PropertyValue
value reference: Scalability

Mobile App Rating
type: PropertyValue
value reference: User Experience

Entry-Level Monthly Price
type: PropertyValue
value reference: Pricing

Currencies Supported
type: PropertyValue
value reference: Features

US Bank Connections
type: PropertyValue
value reference: Integration

Maximum Users on Starter Plan
type: PropertyValue
value reference: Scalability

Accountant/Bookkeeper Network Size
type: PropertyValue
value reference: Support

Mobile App Available
type: PropertyValue
value reference: Features