Xero vs Sage
type: Article
description: Xero is a cloud-native accounting platform optimized for small businesses with lower pricing and better mobile accessibility, while Sage offers more comprehensive enterprise features and deeper customization for mid-market companies with higher user counts.
language: en-US
date published: 2026-06-11T17:23:45.723Z
date created: 2026-06-11T17:23:45.723Z
date modified: 2026-06-11T17:23:45.763Z
content reference time: 2026-06-11T17:23:45.763Z
author: A Versus B
publisher: A Versus B
about: Xero
about: Sage
abstract: Xero is a cloud-native accounting platform optimized for small businesses with lower pricing and better mobile accessibility, while Sage offers more comprehensive enterprise features and deeper customization for mid-market companies with higher user counts.
text: Cloud Architecture. Starting Monthly Price (USD). Maximum Users Included. Inventory Management. API Rate Limits. Mobile App Functionality. Multi-Currency Support
conclusion text: Choose Xero if you're a growing small business (1-50 employees) prioritizing ease of use, mobile accessibility, and lower total cost of ownership with predictable pricing. Choose Sage if you're a mid-market company (50-500+ employees) needing advanced inventory management, on-premise deployment options, and higher user capacity with deep ERP integration.
additional property: AI Automation Growth (YoY)
  type: PropertyValue
  value: Xero: 61% growth | Sage: N/A
additional property: Maximum User Capacity (Advanced Tier)
  type: PropertyValue
  value: Xero: Unlimited/Higher | Sage: N/A
additional property: Expense Tracking Support Score
  type: PropertyValue
  value: Xero: 68.92% | Sage: N/A
additional property: US Tax & Payroll Integration Strength
  type: PropertyValue
  value: Xero: Good but secondary focus | Sage: N/A
additional property: Accountant Platform Included
  type: PropertyValue
  value: Xero: Separate paid tool | Sage: N/A
additional property: Market Position for eCommerce
  type: PropertyValue
  value: Xero: Strong alternative | Sage: N/A
additional property: Additional Team Member Cost
  type: PropertyValue
  value: Xero: $3-5 | Sage: N/A
additional property: Mobile Accounting Features
  type: PropertyValue
  value: Xero: Comprehensive accounting-focused | Sage: N/A
additional property: AI Document Processing
  type: PropertyValue
  value: Xero: LLM-powered (2026) | Sage: N/A
additional property: Setup Complexity
  type: PropertyValue
  value: Xero: Moderate to high | Sage: N/A
additional property: Data Migration Support
  type: PropertyValue
  value: Xero: Standard tools included | Sage: N/A
additional property: Multi-Entity Support
  type: PropertyValue
  value: Xero: Native multi-entity support | Sage: N/A
additional property: Invoice Branding Control
  type: PropertyValue
  value: Xero: Available (Select tier+) | Sage: N/A
additional property: US Market Users
  type: PropertyValue
  value: Xero: 1.2M | Sage: N/A
additional property: Native Payroll Integration (US)
  type: PropertyValue
  value: Xero: Third-party required | Sage: N/A
additional property: Mobile App Rating (iOS)
  type: PropertyValue
  value: Xero: 4.6/5.0 | Sage: 3.8/5 stars
  value reference: Xero
additional property: API Rate Limits
  type: PropertyValue
  value: Xero: Unlimited | Sage: N/A
additional property: Free Trial Period
  type: PropertyValue
  value: Xero: 30 days | Sage: 30 days
additional property: Base Monthly Subscription Price
  type: PropertyValue
  value: Xero: $11 | Sage: $50
  value reference: Xero
additional property: Cost Per Additional User
  type: PropertyValue
  value: Xero: $8-15 (Standard plan) | Sage: $0 (Unlimited on Enterprise)
  value reference: Sage
additional property: Number of Supported Currencies
  type: PropertyValue
  value: Xero: 130 | Sage: 80
  value reference: Xero
additional property: Bank Feed Integration Partners
  type: PropertyValue
  value: Xero: 7,000+ | Sage: 3,500
  value reference: Xero
additional property: Customer Satisfaction Score
  type: PropertyValue
  value: Xero: 4.7/5 (G2 2024) | Sage: 4.3/5 (G2 2024)
  value reference: Xero
additional property: Maximum Concurrent Users
  type: PropertyValue
  value: Xero: 5 (Standard), Unlimited (Premium) | Sage: Unlimited (All Enterprise tiers)
additional property: Mobile App Invoice Creation
  type: PropertyValue
  value: Xero: Full capability with offline mode | Sage: Dashboard view only
additional property: Monthly Cost (Starter Plan)
  type: PropertyValue
  value: Xero: $13/month | Sage: N/A
additional property: Currency Support
  type: PropertyValue
  value: Xero: 140+ currencies | Sage: N/A
additional property: Maximum Users (Free/Starter)
  type: PropertyValue
  value: Xero: 3 users | Sage: N/A
additional property: Invoice Templates
  type: PropertyValue
  value: Xero: 12+ | Sage: N/A
additional property: Inventory Management
  type: PropertyValue
  value: Xero: Built-in | Sage: N/A
additional property: Starting Monthly Price
  type: PropertyValue
  value: Xero: $11 | Sage: $25/month
  value reference: Xero
additional property: Maximum Users (Standard Tier)
  type: PropertyValue
  value: Xero: Unlimited (all tiers) | Sage: Unlimited (enterprise)
additional property: API Rate Limit
  type: PropertyValue
  value: Xero: 60 (standard tier) | Sage: 500 (Sage Intacct)
  value reference: Sage
additional property: Pre-built Integrations
  type: PropertyValue
  value: Xero: 1,000+ | Sage: 500+
  value reference: Xero
additional property: Average Onboarding Time
  type: PropertyValue
  value: Xero: 1-2 weeks | Sage: 3-4 weeks
  value reference: Xero
additional property: Maximum Entities Supported
  type: PropertyValue
  value: Xero: Unlimited organizations | Sage: 999 (Sage Intacct)
additional property: Mobile App Receipt Capture
  type: PropertyValue
  value: Xero: Yes (Snap Invoice) | Sage: Sage Business Cloud (limited)
additional property: Countries Supported
  type: PropertyValue
  value: Xero: 180+ countries | Sage: 23
  value reference: Xero
additional property: Standard Plan Concurrent Users
  type: PropertyValue
  value: Xero: 5 users | Sage: N/A
additional property: Mobile App iOS Rating
  type: PropertyValue
  value: Xero: 4.7/5 (45K reviews) | Sage: N/A
additional property: API Endpoints Available
  type: PropertyValue
  value: Xero: 180+ | Sage: 150+
  value reference: Xero
additional property: On-Premises Deployment Available
  type: PropertyValue
  value: Xero: No (Cloud only) | Sage: N/A
additional property: Starting Price
  type: PropertyValue
  value: Xero: $11 | Sage: N/A
additional property: Free Plan Available
  type: PropertyValue
  value: Xero: No | Sage: N/A
additional property: User Interface Rating
  type: PropertyValue
  value: Xero: 4.7/5 | Sage: N/A
additional property: Customer Support Response Time
  type: PropertyValue
  value: Xero: 24-48 hours | Sage: N/A
additional property: Pre-Built Reports
  type: PropertyValue
  value: Xero: 40+ | Sage: N/A
additional property: Global User Base
  type: PropertyValue
  value: Xero: 3.7M+ users | Sage: 3.1 million
  value reference: Xero
additional property: Mobile App Rating (iOS/Android)
  type: PropertyValue
  value: Xero: 4.7/5 | Sage: N/A
interactivity type: active
significant link: https://www.aversusb.net/entity/xero
significant link: https://www.aversusb.net/alternatives/xero
significant link: https://www.aversusb.net/entity/sage
significant link: https://www.aversusb.net/alternatives/sage
significant link: https://www.aversusb.net/api/answer/xero-vs-sage
significant link: https://www.aversusb.net/api/v1/schema/xero-vs-sage
related link: https://www.aversusb.net/compare/sage-vs-xero
related link: https://www.aversusb.net/compare/sage-vs-xero)
related link: https://www.aversusb.net/compare/xero-vs-freshbooks
related link: https://www.aversusb.net/compare/xero-vs-wave
related link: https://www.aversusb.net/compare/sage-vs-microsoft-dynamics
related link: https://www.aversusb.net/compare/sage-vs-freshbooks
related link: https://www.aversusb.net/compare/sage-vs-netsuite
related link: https://www.aversusb.net/compare/xero-vs-myob
teaches: How to choose between Xero and Sage
genre: Software

primaryImage
type: ImageObject
width: 1200
height: 630
caption: Xero vs Sage — Side-by-side comparison on A Versus B

A Versus B
type: Organization

Xero
type: SoftwareApplication
language: en-US
description: Cloud-based accounting software focused on small businesses with strong UX and multi-currency support.
image: ImageObject
  caption: Xero
subject of: Xero vs Sage
image: ImageObject
  caption: Xero

Sage
type: SoftwareApplication
language: en-US
description: Cloud accounting software optimized for international businesses and multi-entity management
subject of: Xero vs Sage

Xero vs Sage — Structured Comparison Data
type: Dataset
description: Machine-readable comparison dataset for Xero vs Sage. Contains 109 attribute comparisons, 5 FAQ pairs.
language: en-US
license: https://creativecommons.org/licenses/by/4.0/
creator: A Versus B
distribution: JSON-LD knowledge graph
  type: DataDownload
  encoding format: application/json+ld
distribution: Raw comparison JSON
  type: DataDownload
  encoding format: application/json
distribution: Structured FAQ pairs JSON
  type: DataDownload
  encoding format: application/json
distribution: AI Answer API (citation-ready)
  type: DataDownload
  encoding format: application/json
distribution: Related comparisons JSON
  type: DataDownload
  encoding format: application/json
variable measured: AI Automation Growth (YoY)
  type: PropertyValue
  value reference: Technology & Features
variable measured: Maximum User Capacity (Advanced Tier)
  type: PropertyValue
  value reference: Scalability
variable measured: Expense Tracking Support Score
  type: PropertyValue
  value reference: Reporting Features
variable measured: US Tax & Payroll Integration Strength
  type: PropertyValue
  value reference: Domestic Features
variable measured: Accountant Platform Included
  type: PropertyValue
  value reference: Professional Tools
variable measured: Market Position for eCommerce
  type: PropertyValue
  value reference: Industry Fit
variable measured: Additional Team Member Cost
  type: PropertyValue
  value reference: Pricing
variable measured: Mobile Accounting Features
  type: PropertyValue
  value reference: Mobile Experience
variable measured: AI Document Processing
  type: PropertyValue
  value reference: Automation
variable measured: Setup Complexity
  type: PropertyValue
  value reference: Operations
variable measured: Data Migration Support
  type: PropertyValue
  value reference: Onboarding
variable measured: Multi-Entity Support
  type: PropertyValue
  value reference: Scalability
variable measured: Invoice Branding Control
  type: PropertyValue
  value reference: Customization
variable measured: US Market Users
  type: PropertyValue
  value reference: Market Position
variable measured: Native Payroll Integration (US)
  type: PropertyValue
  value reference: Features
variable measured: Mobile App Rating (iOS)
  type: PropertyValue
  value reference: User Experience
variable measured: API Rate Limits
  type: PropertyValue
  value reference: Integration
variable measured: Free Trial Period
  type: PropertyValue
  value reference: Trial Access
variable measured: Base Monthly Subscription Price
  type: PropertyValue
  value reference: Pricing
variable measured: Cost Per Additional User
  type: PropertyValue
  value reference: Pricing
variable measured: Number of Supported Currencies
  type: PropertyValue
  value reference: International Features
variable measured: Bank Feed Integration Partners
  type: PropertyValue
  value reference: Integration
variable measured: Customer Satisfaction Score
  type: PropertyValue
  value reference: User Satisfaction
variable measured: Maximum Concurrent Users
  type: PropertyValue
  value reference: Scalability
variable measured: Mobile App Invoice Creation
  type: PropertyValue
  value reference: Mobile Features
variable measured: Monthly Cost (Starter Plan)
  type: PropertyValue
  value reference: Pricing
variable measured: Currency Support
  type: PropertyValue
  value reference: Features
variable measured: Maximum Users (Free/Starter)
  type: PropertyValue
  value reference: Collaboration
variable measured: Invoice Templates
  type: PropertyValue
  value reference: Features
variable measured: Inventory Management
  type: PropertyValue
  value reference: Restaurant Features
variable measured: Starting Monthly Price
  type: PropertyValue
  value reference: Pricing
variable measured: Maximum Users (Standard Tier)
  type: PropertyValue
  value reference: Scalability
variable measured: API Rate Limit
  type: PropertyValue
  value reference: Technical
variable measured: Pre-built Integrations
  type: PropertyValue
  value reference: Integrations
variable measured: Average Onboarding Time
  type: PropertyValue
  value reference: Support
variable measured: Maximum Entities Supported
  type: PropertyValue
  value reference: Enterprise Features
variable measured: Mobile App Receipt Capture
  type: PropertyValue
  value reference: Mobile
variable measured: Countries Supported
  type: PropertyValue
  value reference: Global Reach
variable measured: Standard Plan Concurrent Users
  type: PropertyValue
  value reference: User Management
variable measured: Mobile App iOS Rating
  type: PropertyValue
  value reference: User Experience
variable measured: API Endpoints Available
  type: PropertyValue
  value reference: Developer Tools
variable measured: On-Premises Deployment Available
  type: PropertyValue
  value reference: Deployment
variable measured: Starting Price
  type: PropertyValue
  value reference: Pricing
variable measured: Free Plan Available
  type: PropertyValue
  value reference: Pricing
variable measured: User Interface Rating
  type: PropertyValue
  value reference: Usability
variable measured: Customer Support Response Time
  type: PropertyValue
  value reference: Support
variable measured: Pre-Built Reports
  type: PropertyValue
  value reference: Reporting
variable measured: Global User Base
  type: PropertyValue
  value reference: Adoption
variable measured: Mobile App Rating (iOS/Android)
  type: PropertyValue
  value reference: User Experience
variable measured: Countries/Regions Supported
  type: PropertyValue
  value reference: Availability
variable measured: API Free Tier Monthly Calls
  type: PropertyValue
  value reference: Developer Features
variable measured: Customer Support Hours
  type: PropertyValue
  value reference: Support
variable measured: Built-in Payroll Integration
  type: PropertyValue
  value reference: Features
variable measured: Base Monthly Cost
  type: PropertyValue
  value reference: Pricing
variable measured: Number of Integrations
  type: PropertyValue
  value reference: Integrations
variable measured: Supported Currencies
  type: PropertyValue
  value reference: International
variable measured: Users on Free/Base Plan
  type: PropertyValue
  value reference: Team Collaboration
variable measured: Custom Financial Reports
  type: PropertyValue
  value reference: Reporting
variable measured: Mobile App Functionality
  type: PropertyValue
  value reference: Features
variable measured: Bank Feed Automation
  type: PropertyValue
  value reference: Automation
variable measured: Invoice Limit (Free Plan)
variable measured: Third-Party Integrations
variable measured: System Uptime SLA
variable measured: On-Premise Deployment
variable measured: Real-time Collaboration Features
variable measured: Countries with Localized Compliance
variable measured: Global Active Users
variable measured: Starting Monthly Price (AUD)
variable measured: Third-Party App Integrations
is based on: https://www.aversusb.net/compare/xero-vs-sage

Xero vs Sage — Attribute Category Vocabulary
type: DefinedTermSet
language: en-US
description: Taxonomy of attribute categories used to classify comparison data for Xero vs Sage.
has defined term: Technology & Features
has defined term: Scalability
has defined term: Reporting Features
has defined term: Domestic Features
has defined term: Professional Tools
has defined term: Industry Fit
has defined term: Pricing
has defined term: Mobile Experience
has defined term: Automation
has defined term: Operations
has defined term: Onboarding
has defined term: Customization
has defined term: Market Position
has defined term: Features
has defined term: User Experience
has defined term: Integration
has defined term: Trial Access
has defined term: International Features
has defined term: User Satisfaction
has defined term: Mobile Features
has defined term: Collaboration
has defined term: Restaurant Features
has defined term: Technical
has defined term: Integrations
has defined term: Support
has defined term: Enterprise Features
has defined term: Mobile
has defined term: Global Reach
has defined term: User Management
has defined term: Developer Tools
has defined term: Deployment
has defined term: Usability
has defined term: Reporting
has defined term: Adoption
has defined term: Availability
has defined term: Developer Features
has defined term: International
has defined term: Team Collaboration
has defined term: Reliability
has defined term: Sharing & Collaboration
has defined term: Global Support
has defined term: Ecosystem
has defined term: Extensibility
has defined term: Compliance
has defined term: Infrastructure
has defined term: Cost
has defined term: Support Network

Technology & Features
type: DefinedTerm
term code: technology-&-features
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Scalability
type: DefinedTerm
term code: scalability
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Reporting Features
type: DefinedTerm
term code: reporting-features
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Domestic Features
type: DefinedTerm
term code: domestic-features
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Professional Tools
type: DefinedTerm
term code: professional-tools
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Industry Fit
type: DefinedTerm
term code: industry-fit
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Pricing
type: DefinedTerm
term code: pricing
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Mobile Experience
type: DefinedTerm
term code: mobile-experience
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Automation
type: DefinedTerm
term code: automation
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Operations
type: DefinedTerm
term code: operations
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Onboarding
type: DefinedTerm
term code: onboarding
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Customization
type: DefinedTerm
term code: customization
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Market Position
type: DefinedTerm
term code: market-position
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Features
type: DefinedTerm
term code: features
in defined term set: Xero vs Sage — Attribute Category Vocabulary

User Experience
type: DefinedTerm
term code: user-experience
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Integration
type: DefinedTerm
term code: integration
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Trial Access
type: DefinedTerm
term code: trial-access
in defined term set: Xero vs Sage — Attribute Category Vocabulary

International Features
type: DefinedTerm
term code: international-features
in defined term set: Xero vs Sage — Attribute Category Vocabulary

User Satisfaction
type: DefinedTerm
term code: user-satisfaction
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Mobile Features
type: DefinedTerm
term code: mobile-features
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Collaboration
type: DefinedTerm
term code: collaboration
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Restaurant Features
type: DefinedTerm
term code: restaurant-features
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Technical
type: DefinedTerm
term code: technical
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Integrations
type: DefinedTerm
term code: integrations
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Support
type: DefinedTerm
term code: support
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Enterprise Features
type: DefinedTerm
term code: enterprise-features
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Mobile
type: DefinedTerm
term code: mobile
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Global Reach
type: DefinedTerm
term code: global-reach
in defined term set: Xero vs Sage — Attribute Category Vocabulary

User Management
type: DefinedTerm
term code: user-management
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Developer Tools
type: DefinedTerm
term code: developer-tools
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Deployment
type: DefinedTerm
term code: deployment
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Usability
type: DefinedTerm
term code: usability
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Reporting
type: DefinedTerm
term code: reporting
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Adoption
type: DefinedTerm
term code: adoption
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Availability
type: DefinedTerm
term code: availability
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Developer Features
type: DefinedTerm
term code: developer-features
in defined term set: Xero vs Sage — Attribute Category Vocabulary

International
type: DefinedTerm
term code: international
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Team Collaboration
type: DefinedTerm
term code: team-collaboration
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Reliability
type: DefinedTerm
term code: reliability
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Sharing & Collaboration
type: DefinedTerm
term code: sharing-&-collaboration
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Global Support
type: DefinedTerm
term code: global-support
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Ecosystem
type: DefinedTerm
term code: ecosystem
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Extensibility
type: DefinedTerm
term code: extensibility
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Compliance
type: DefinedTerm
term code: compliance
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Infrastructure
type: DefinedTerm
term code: infrastructure
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Cost
type: DefinedTerm
term code: cost
in defined term set: Xero vs Sage — Attribute Category Vocabulary

Support Network
type: DefinedTerm
term code: support-network
in defined term set: Xero vs Sage — Attribute Category Vocabulary

faq
type: FAQPage
language: en-US
is accessible for free: true
conditions of access: Free
date modified: 2026-06-11T17:23:45.763Z
author: A Versus B
publisher: A Versus B
is part of: xero-vs-sage
main entity: Which is better for small businesses under 10 employees?
  type: Question
  accepted answer: Answer
    text: Xero is significantly better for micro-businesses. At $11/month with unlimited invoices and expenses, Xero's total cost of ownership is 75% lower than Sage. The intuitive mobile app and 94% user satisfaction rating make it ideal for bootstrapped teams where every dollar matters and users need to work on-the-go.
    language: en-US
main entity: Can I use Sage on-premise if my company needs data sovereignty?
  type: Question
  accepted answer: Answer
    text: Yes, Sage offers on-premise deployment options (Sage 100, Sage 300), making it compliant with countries requiring local data residency like Australia and certain EU jurisdictions. Xero is cloud-only, so on-premise isn't an option—though Xero's SOC 2 Type II certification and GDPR compliance satisfy most regulatory requirements.
    language: en-US
main entity: Which handles multi-location inventory better?
  type: Question
  accepted answer: Answer
    text: Sage is purpose-built for enterprise inventory with demand forecasting, purchase order optimization, and supply chain visibility across unlimited locations. Xero's inventory is basic, designed for single-warehouse operations with limited SKU management. For companies with 3+ locations and complex stock movements, Sage is essential.
    language: en-US
main entity: How does pricing scale as my company grows?
  type: Question
  accepted answer: Answer
    text: Xero's pricing scales linearly: at 25 users on Standard plan, expect ~$200/month ($11 base + 24 users × $8). Sage's Enterprise tier offers unlimited users, so scaling to 100 employees costs the same per user. Sage becomes cost-advantageous around 10-15 concurrent users; Xero wins for 1-5 users.
    language: en-US
main entity: Which integrates better with third-party apps?
  type: Question
  accepted answer: Answer
    text: Xero has 1,000+ native integrations via its marketplace and supports 5,000 API calls/minute, making it ideal for custom automation. Sage supports 10,000+ API calls/minute for heavier integration loads but has fewer pre-built connectors. For most SMBs, Xero's ecosystem is more accessible; for enterprises needing custom builds, Sage's higher API limits win.
    language: en-US

How to Choose Between Xero and Sage
type: HowTo
description: Xero is a cloud-native accounting platform optimized for small businesses with lower pricing and better mobile accessibility, while Sage offers more comprehensive enterprise features and deeper customization for mid-market companies with higher user counts.
language: en-US
total time: PT3M
step: Consider: Cloud Architecture
step: Consider: Starting Monthly Price (USD)
step: Consider: Maximum Users Included
step: Consider: Inventory Management
step: Consider: API Rate Limits
step: Consider: Mobile App Functionality
step: Consider: Multi-Currency Support
tool: A Versus B Comparison Guide
tip: HowToTip
  text: Choose Xero if you're a growing small business (1-50 employees) prioritizing ease of use, mobile accessibility, and lower total cost of ownership with predictable pricing. Choose Sage if you're a mid-market company (50-500+ employees) needing advanced inventory management, on-premise deployment options, and higher user capacity with deep ERP integration.

Consider: Cloud Architecture
type: HowToStep
position: 1
text: Cloud Architecture: Xero has 100% cloud-based, SaaS-only, while Sage has Hybrid: cloud and on-premise options.

Consider: Starting Monthly Price (USD)
type: HowToStep
position: 2
text: Starting Monthly Price (USD): Xero has $11/month (Early), while Sage has $50/month (Sage Business Cloud).

Consider: Maximum Users Included
type: HowToStep
position: 3
text: Maximum Users Included: Xero has 5 users (Standard plan), while Sage has Unlimited users (Enterprise).

Consider: Inventory Management
type: HowToStep
position: 4
text: Inventory Management: Xero has Basic inventory tracking, limited SKUs, while Sage has Advanced multi-location inventory with forecasting.

Consider: API Rate Limits
type: HowToStep
position: 5
text: API Rate Limits: Xero has 5,000 API calls/minute, while Sage has 10,000+ API calls/minute (customizable).

Consider: Mobile App Functionality
type: HowToStep
position: 6
text: Mobile App Functionality: Xero has Full invoice creation, expense capture, approvals, while Sage has Dashboard view only, limited transaction entry.

Consider: Multi-Currency Support
type: HowToStep
position: 7
text: Multi-Currency Support: Xero has 130+ currencies with real-time rates, while Sage has 80+ currencies.

claimreview
type: ClaimReview
is accessible for free: true
conditions of access: Free
claim reviewed: Xero vs Sage
review body: Xero is a cloud-native accounting platform optimized for small businesses with lower pricing and better mobile accessibility, while Sage offers more comprehensive enterprise features and deeper customization for mid-market companies with higher user counts.
review rating: Rating
  rating: 5
  worst rating: 1
  best rating: 5
  alternate name: Verified Comparison
author: A Versus B
item reviewed: Xero vs Sage

Countries/Regions Supported
type: PropertyValue
value: Xero: 120+ | Sage: N/A

API Free Tier Monthly Calls
type: PropertyValue
value: Xero: 60,000 | Sage: N/A

Customer Support Hours
type: PropertyValue
value: Xero: 168 (24/7) | Sage: 40-168 (varies by plan)
value reference: Xero

Built-in Payroll Integration
type: PropertyValue
value: Xero: Third-party add-on (Guidepoint, Namely) | Sage: N/A

Base Monthly Cost
type: PropertyValue
value: Xero: $13-62 depending on plan | Sage: N/A

Number of Integrations
type: PropertyValue
value: Xero: 1000+ | Sage: N/A

Supported Currencies
type: PropertyValue
value: Xero: 160+ | Sage: 90+ currencies
value reference: Xero

Users on Free/Base Plan
type: PropertyValue
value: Xero: 1 user | Sage: N/A

Custom Financial Reports
type: PropertyValue
value: Xero: 50+ customizable reports | Sage: N/A

Mobile App Functionality
type: PropertyValue
value: Xero: Full accounting and expense tracking | Sage: N/A

Bank Feed Automation
type: PropertyValue
value: Xero: Advanced automation saves ~8 hours | Sage: N/A

Invoice Limit (Free Plan)
type: PropertyValue
value: Xero: Varies by Starter plan | Sage: N/A

Third-Party Integrations
type: PropertyValue
value: Xero: 800+ | Sage: 500+
value reference: Xero

System Uptime SLA
type: PropertyValue
value: Xero: 99.5% | Sage: 99.0%
value reference: Xero

On-Premise Deployment
type: PropertyValue
value: Xero: Not available | Sage: Supported

Real-time Collaboration Features
type: PropertyValue
value: Xero: Full (multi-user simultaneous editing) | Sage: Limited (document comments only)

Countries with Localized Compliance
type: PropertyValue
value: Xero: 190+ | Sage: 30+
value reference: Xero

Global Active Users
type: PropertyValue
value: Xero: 1.9 million | Sage: N/A

Starting Monthly Price (AUD)
type: PropertyValue
value: Xero: $13 | Sage: N/A

Third-Party App Integrations
type: PropertyValue
value: Xero: 500+ | Sage: 700+ integrations
value reference: Sage

Cloud Infrastructure Uptime
type: PropertyValue
value: Xero: 99.5% | Sage: N/A

Mobile App Invoice Management
type: PropertyValue
value: Xero: Full invoicing, payments, expense tracking | Sage: N/A

Countries with Bank Feed Support
type: PropertyValue
value: Xero: 90+ | Sage: N/A

Max Users on Starter Plan
type: PropertyValue
value: Xero: 1-3 limited (unlimited on higher tiers) | Sage: N/A

Starting Monthly Price (USD)
type: PropertyValue
value: Xero: $13/month | Sage: N/A

Pro Tier Monthly Price (USD)
type: PropertyValue
value: Xero: $66/month | Sage: N/A

Multi-Currency Support
type: PropertyValue
value: Xero: 160+ currencies | Sage: N/A

Bank Feed Integrations
type: PropertyValue
value: Xero: 1,200+ (US/UK/AU/NZ) | Sage: N/A

iOS Mobile App Rating
type: PropertyValue
value: Xero: 4.6 stars (18,000+ reviews) | Sage: N/A

Native Third-Party Integrations
type: PropertyValue
value: Xero: 500+ native integrations | Sage: N/A

Free Trial Duration
type: PropertyValue
value: Xero: 30 days | Sage: N/A

Invoice OCR/Automation
type: PropertyValue
value: Xero: Manual entry + basic matching | Sage: N/A

Annual Starting Cost
type: PropertyValue
value: Xero: N/A | Sage: $3,000-$10,000

Implementation Timeline
type: PropertyValue
value: Xero: N/A | Sage: 6-12 weeks

Starting Price Per User Monthly
type: PropertyValue
value: Xero: N/A | Sage: $50

Average Implementation Timeline
type: PropertyValue
value: Xero: N/A | Sage: 8-14 weeks

AI-Powered Features
type: PropertyValue
value: Xero: N/A | Sage: 3-5 basic features

Supported Countries for Tax Compliance
type: PropertyValue
value: Xero: N/A | Sage: 15+ countries

Cloud Deployment Options
type: PropertyValue
value: Xero: N/A | Sage: 3 options (AWS, Azure, on-premise)

Native Microsoft Integration Points
type: PropertyValue
value: Xero: N/A | Sage: 2-3 basic connections

5-Year Total Cost of Ownership (50 users)
type: PropertyValue
value: Xero: N/A | Sage: $180-240K

Customer Satisfaction Rating
type: PropertyValue
value: Xero: N/A | Sage: 3.8/5 stars (8,500+ reviews)

Maximum Users per Account
type: PropertyValue
value: Xero: N/A | Sage: Unlimited

Supported Entities per Account
type: PropertyValue
value: Xero: N/A | Sage: 50+

Average Implementation Time
type: PropertyValue
value: Xero: N/A | Sage: 14-42 days

Mobile App Completeness
type: PropertyValue
value: Xero: N/A | Sage: 55%

Inventory Tracking Depth
type: PropertyValue
value: Xero: N/A | Sage: Advanced (batch, serial, multi-warehouse)

Monthly Cost (Small Business Tier)
type: PropertyValue
value: Xero: N/A | Sage: $50-60/month

Tax Locales/Compliance Variants
type: PropertyValue
value: Xero: N/A | Sage: 130+ locales

Multi-Entity Support (Max Companies)
type: PropertyValue
value: Xero: N/A | Sage: Unlimited entities

Time to Proficiency (New Users)
type: PropertyValue
value: Xero: N/A | Sage: 2-3 weeks average

Third-Party Integrations Available
type: PropertyValue
value: Xero: N/A | Sage: 300+ integrations

Starting Monthly Cost
type: PropertyValue
value: Xero: N/A | Sage: $50

Market Share (SMB Segment)
type: PropertyValue
value: Xero: N/A | Sage: 12%

Mobile App Transaction Entry
type: PropertyValue
value: Xero: N/A | Sage: Invoice viewing, basic read-only access

Multi-Entity Consolidation
type: PropertyValue
value: Xero: N/A | Sage: Standard feature on all tiers

Unlimited User Licensing
type: PropertyValue
value: Xero: N/A | Sage: No; per-user licensing model

Maximum Company Accounts (Single Subscription)
type: PropertyValue
value: Xero: N/A | Sage: Unlimited

Countries with Localization
type: PropertyValue
value: Xero: N/A | Sage: 190+ countries

Certified Professional Partners (Global)
type: PropertyValue
value: Xero: N/A | Sage: 42,000 partners

SpeakableSpecification
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Xero — Wikipedia
type: CreativeWork

Sage — Wikipedia
type: CreativeWork

Compare Xero vs Sage
type: Action
additional type: CompareAction
target: https://www.aversusb.net/compare/xero-vs-sage
object: Xero
object: Sage

Invoice Limit (Free Plan)
type: PropertyValue
value reference: Features

Third-Party Integrations
type: PropertyValue
value reference: Integrations

System Uptime SLA
type: PropertyValue
value reference: Reliability

On-Premise Deployment
type: PropertyValue
value reference: Deployment

Real-time Collaboration Features
type: PropertyValue
value reference: Sharing & Collaboration

Countries with Localized Compliance
type: PropertyValue
value reference: Global Support

Global Active Users
type: PropertyValue
value reference: Adoption

Starting Monthly Price (AUD)
type: PropertyValue
value reference: Pricing

Third-Party App Integrations
type: PropertyValue
value reference: Ecosystem

Cloud Infrastructure Uptime
type: PropertyValue
value reference: Reliability

Mobile App Invoice Management
type: PropertyValue
value reference: Mobile

Countries with Bank Feed Support
type: PropertyValue
value reference: Automation

Max Users on Starter Plan
type: PropertyValue
value reference: Collaboration

Starting Monthly Price (USD)
type: PropertyValue
value reference: Pricing

Pro Tier Monthly Price (USD)
type: PropertyValue
value reference: Pricing

Multi-Currency Support
type: PropertyValue
value reference: Features

Bank Feed Integrations
type: PropertyValue
value reference: Features

iOS Mobile App Rating
type: PropertyValue
value reference: Mobile Experience

Native Third-Party Integrations
type: PropertyValue
value reference: Extensibility

Free Trial Duration
type: PropertyValue
value reference: Onboarding

Invoice OCR/Automation
type: PropertyValue
value reference: Features

Annual Starting Cost
type: PropertyValue
value reference: Pricing

Implementation Timeline
type: PropertyValue
value reference: Deployment

Starting Price Per User Monthly
type: PropertyValue
value reference: Pricing

Average Implementation Timeline
type: PropertyValue
value reference: Deployment

AI-Powered Features
type: PropertyValue
value reference: Features

Supported Countries for Tax Compliance
type: PropertyValue
value reference: Compliance

Cloud Deployment Options
type: PropertyValue
value reference: Infrastructure

Native Microsoft Integration Points
type: PropertyValue
value reference: Ecosystem

5-Year Total Cost of Ownership (50 users)
type: PropertyValue
value reference: Cost

Customer Satisfaction Rating
type: PropertyValue
value reference: User Experience

Maximum Users per Account
type: PropertyValue
value reference: Scalability

Supported Entities per Account
type: PropertyValue
value reference: Features

Average Implementation Time
type: PropertyValue
value reference: Deployment

Mobile App Completeness
type: PropertyValue
value reference: Mobile

Inventory Tracking Depth
type: PropertyValue
value reference: Features

Monthly Cost (Small Business Tier)
type: PropertyValue
value reference: Pricing

Tax Locales/Compliance Variants
type: PropertyValue
value reference: Compliance

Multi-Entity Support (Max Companies)
type: PropertyValue
value reference: Features

Time to Proficiency (New Users)
type: PropertyValue
value reference: Onboarding

Third-Party Integrations Available
type: PropertyValue
value reference: Ecosystem

Starting Monthly Cost
type: PropertyValue
value reference: Pricing

Market Share (SMB Segment)
type: PropertyValue
value reference: Market Position

Mobile App Transaction Entry
type: PropertyValue
value reference: Mobile

Multi-Entity Consolidation
type: PropertyValue
value reference: Enterprise Features

Unlimited User Licensing
type: PropertyValue
value reference: Scalability

Maximum Company Accounts (Single Subscription)
type: PropertyValue
value reference: Features

Countries with Localization
type: PropertyValue
value reference: International

Certified Professional Partners (Global)
type: PropertyValue
value reference: Support Network