State Farm holds 16.8% of the U.S. auto insurance market compared to Nationwide's 8.2%, and State Farm offers lower average premiums ($1,547 annually vs $1,689), but Nationwide provides more customizable coverage options and better digital tools for policy management.
Nationwide vs State Farm — Side-by-side comparison on A Versus B
Mid-sized insurer offering auto, home, and life insurance with strong digital tools and customizable policies.
Largest auto insurer in the U.S. with extensive agent network and personalized service
Market Share. Average Annual Auto Insurance Premium. Customer Satisfaction (J.D. Power Rating). Mobile App Rating (iOS). Number of U.S. Agents. Discount Bundle Savings (Home + Auto). Claims Resolution Time (Days)
Choose State Farm if you prioritize competitive rates, fastest claims processing, and the largest agent network for in-person support. Choose Nationwide if you want superior digital tools, slightly better customer satisfaction scores, and more flexible customization options for your coverage needs.
Nationwide Insurance: 8.2% | State Farm: 17.6% (largest)
Nationwide Insurance: $1,689 | State Farm: $1,547
Nationwide Insurance: 801 | State Farm: 798
Nationwide Insurance: 4.7 stars | State Farm: 4.5 stars
Nationwide Insurance: 15,000+ | State Farm: 18,000+
Nationwide Insurance: Up to 25% | State Farm: Up to 24%
Nationwide Insurance: 4-6 days | State Farm: 3-5 days
Nationwide Insurance: 24/7 | State Farm: 24/7
Nationwide Insurance: N/A | State Farm: $12.9 billion
Nationwide Insurance: N/A | State Farm: Standard package
Nationwide Insurance: N/A | State Farm: More competitive
Nationwide Insurance: N/A | State Farm: All 50 states
Nationwide Insurance: N/A | State Farm: Solid ratings
Nationwide Insurance: N/A | State Farm: Agent + Digital
Nationwide Insurance: N/A | State Farm: 700,000+ (Florida, April 2026)
Nationwide Insurance: N/A | State Farm: Full digital + agent options
Nationwide Insurance: N/A | State Farm: State Farm
Nationwide Insurance: N/A | State Farm: Lower
Nationwide Insurance: N/A | State Farm: Standard
Nationwide Insurance: N/A | State Farm: High
Nationwide Insurance: N/A | State Farm: Comprehensive
Nationwide Insurance: N/A | State Farm: Extensive
Nationwide Insurance: N/A | State Farm: User-friendly
Nationwide Insurance: N/A | State Farm: Record dividend
Nationwide Insurance: N/A | State Farm: No. 3
Nationwide Insurance: N/A | State Farm: 17%
Nationwide Insurance: N/A | State Farm: 4.4/5
Nationwide Insurance: N/A | State Farm: Higher
Nationwide Insurance: N/A | State Farm: Better
Nationwide Insurance: N/A | State Farm: 34%
Nationwide Insurance: N/A | State Farm: $5B
Nationwide Insurance: N/A | State Farm: 18M+
Nationwide Insurance: N/A | State Farm: $380-$395
Nationwide Insurance: N/A | State Farm: $20B+
Nationwide Insurance: N/A | State Farm: 3-7 days
Nationwide Insurance: N/A | State Farm: Hybrid
Nationwide Insurance: N/A | State Farm: Auto, Home, Renters, Life
Nationwide Insurance: N/A | State Farm: 1922
Nationwide Insurance: N/A | State Farm: $5B dividend
Nationwide Insurance: N/A | State Farm: 16.5%
Nationwide Insurance: N/A | State Farm: $1,420
Nationwide Insurance: N/A | State Farm: 779
Nationwide Insurance: N/A | State Farm: 20+
Nationwide Insurance: N/A | State Farm: 4.3
Nationwide Insurance: N/A | State Farm: ~18,000+ nationwide
Nationwide Insurance: N/A | State Farm: 90+ years (founded 1931)
Nationwide Insurance: N/A | State Farm: A+ (Superior)
Nationwide Insurance: N/A | State Farm: 17.1%
Nationwide Insurance: N/A | State Farm: 88 million (US + Canada primarily)
Nationwide Insurance: N/A | State Farm: 821
Nationwide Insurance: N/A | State Farm: 25%
Nationwide Insurance: N/A | State Farm: Basic term and whole life options
Nationwide Insurance: N/A | State Farm: 2-4 business days
Nationwide Insurance: N/A | State Farm: 20,000+ exclusive local agents
Nationwide Insurance: N/A | State Farm: 3
Nationwide Insurance: N/A | State Farm: $1,240
Nationwide Insurance: N/A | State Farm: 5-7 days
Nationwide Insurance: N/A | State Farm: 82/100
Nationwide Insurance: N/A | State Farm: 30%
Nationwide Insurance: N/A | State Farm: 12-15 minutes
Nationwide Insurance: N/A | State Farm: 15,000+
Nationwide Insurance: N/A | State Farm: A++ (AM Best)
Average Annual Auto Premium (Good Driver)
Nationwide Insurance: N/A | State Farm: $2,156
Nationwide Insurance: N/A | State Farm: 824
Nationwide Insurance: N/A | State Farm: 24-48 hours
Nationwide Insurance: N/A | State Farm: 0%
Nationwide Insurance: N/A | State Farm: 18,500+
Nationwide Insurance: N/A | State Farm: 0.55
Nationwide Insurance: N/A | State Farm: 8-12
Nationwide Insurance: N/A | State Farm: 16.8%
Nationwide Insurance: N/A | State Farm: $1,456
Customer Service Satisfaction (J.D. Power 2025)
Nationwide Insurance: N/A | State Farm: 823
Nationwide Insurance: N/A | State Farm: 3-5 days
Nationwide Insurance: N/A | State Farm: 19,000+
Nationwide Insurance: N/A | State Farm: 4.3 (289K reviews)
Nationwide Insurance: N/A | State Farm: 23%
Nationwide Insurance: N/A | State Farm: DriveWise: Up to 30%
Average Annual Auto Premium (Safe Driver)
Nationwide Insurance: N/A | State Farm: $1,156
Nationwide Insurance: N/A | State Farm: 17.9%
Nationwide Insurance: N/A | State Farm: 20%
J.D. Power Customer Satisfaction Ranking
Nationwide Insurance: N/A | State Farm: 1st place (2024)
Nationwide Insurance: N/A | State Farm: 4.6/5.0
Nationwide Insurance: N/A | State Farm: Standard auto, home, life, umbrella
Nationwide Insurance: N/A | State Farm: 1-2 days
Average Annual Premium (Full Coverage, Age 25-35)
Nationwide Insurance: N/A | State Farm: $1,287
Nationwide Insurance: N/A | State Farm: 843
Mobile App Rating (iOS/Android Combined)
Nationwide Insurance: N/A | State Farm: 4.2 stars
Nationwide Insurance: N/A | State Farm: 18,000+ agents
Nationwide Insurance: N/A | State Farm: 15-20 minutes
How to choose between Nationwide Insurance and State Farm
Compare Nationwide Insurance vs State Farm
Nationwide vs State Farm — Structured Comparison Data
Machine-readable comparison dataset for Nationwide vs State Farm. Contains 92 attribute comparisons, 5 FAQ pairs.
Nationwide vs State Farm — Attribute Category Vocabulary
Taxonomy of attribute categories used to classify comparison data for Nationwide vs State Farm.
Which insurance company has lower rates, Nationwide or State Farm?
State Farm offers lower average annual premiums at $1,547 compared to Nationwide's $1,689—a savings of approximately $142 per year or 9.2%. However, rates vary significantly based on location, driving history, and vehicle type, so it's recommended to get quotes from both companies for an accurate comparison.
Does Nationwide or State Farm have better customer service?
Nationwide slightly edges State Farm in J.D. Power customer satisfaction (801 vs 798 out of 1000), and Nationwide's mobile app rates 4.7/5 stars versus State Farm's 4.5/5 stars. However, State Farm resolves claims faster (3-5 days vs 4-6 days) and has more agents available for in-person support.
Which company is bigger—Nationwide or State Farm?
State Farm is significantly larger with 16.8% of the U.S. auto insurance market compared to Nationwide's 8.2%. State Farm also operates 18,000+ agents nationwide versus Nationwide's 15,000+, making it the largest auto insurer in the country.
Can I get discounts by bundling home and auto insurance?
Both companies offer bundle discounts, with Nationwide providing up to 25% off and State Farm offering up to 24%. Nationwide's slightly higher discount combined with its mobile app tools makes bundling slightly more attractive, but State Farm's lower base rates may offset the difference.
Which company has a better mobile app for managing my policy?
Nationwide's mobile app has a superior rating of 4.7/5 stars on iOS with intuitive claim filing, real-time claim tracking, and document management. State Farm's app (4.5/5 stars) is also functional but users report a less streamlined experience compared to Nationwide's interface.
How to Choose Between Nationwide Insurance and State Farm
Market Share: Nationwide Insurance has 8.2%, while State Farm has 16.8%.
Consider: Average Annual Auto Insurance Premium
Average Annual Auto Insurance Premium: Nationwide Insurance has $1,689, while State Farm has $1,547.
Consider: Customer Satisfaction (J.D. Power Rating)
Customer Satisfaction (J.D. Power Rating): Nationwide Insurance has 801/1000, while State Farm has 798/1000.
Mobile App Rating (iOS): Nationwide Insurance has 4.7/5 stars, while State Farm has 4.5/5 stars.
Number of U.S. Agents: Nationwide Insurance has 15,000+, while State Farm has 18,000+.
Consider: Discount Bundle Savings (Home + Auto)
Discount Bundle Savings (Home + Auto): Nationwide Insurance has Up to 25%, while State Farm has Up to 24%.
Claims Resolution Time (Days): Nationwide Insurance has 4-6 days, while State Farm has 3-5 days.