Nationwide vs State Farm
type: Article
description: State Farm holds 16.8% of the U.S. auto insurance market compared to Nationwide's 8.2%, and State Farm offers lower average premiums ($1,547 annually vs $1,689), but Nationwide provides more customizable coverage options and better digital tools for policy management.
language: en-US
date published: 2026-07-09T07:40:22.404Z
date created: 2026-07-09T07:40:22.404Z
date modified: 2026-07-09T07:40:22.780Z
content reference time: 2026-07-09T07:40:22.780Z
author: A Versus B
publisher: A Versus B
about: Nationwide Insurance
about: State Farm
abstract: State Farm holds 16.8% of the U.S. auto insurance market compared to Nationwide's 8.2%, and State Farm offers lower average premiums ($1,547 annually vs $1,689), but Nationwide provides more customizable coverage options and better digital tools for policy management.
text: Market Share. Average Annual Auto Insurance Premium. Customer Satisfaction (J.D. Power Rating). Mobile App Rating (iOS). Number of U.S. Agents. Discount Bundle Savings (Home + Auto). Claims Resolution Time (Days)
conclusion text: Choose State Farm if you prioritize competitive rates, fastest claims processing, and the largest agent network for in-person support. Choose Nationwide if you want superior digital tools, slightly better customer satisfaction scores, and more flexible customization options for your coverage needs.
additional property: Market Share (U.S. Auto Insurance)
  type: PropertyValue
  value: Nationwide Insurance: 8.2% | State Farm: 17.6% (largest)
additional property: Average Annual Auto Premium
  type: PropertyValue
  value: Nationwide Insurance: $1,689 | State Farm: $1,547
  value reference: State Farm
additional property: Customer Satisfaction Score
  type: PropertyValue
  value: Nationwide Insurance: 801 | State Farm: 798
  value reference: Nationwide Insurance
additional property: Mobile App Rating (iOS)
  type: PropertyValue
  value: Nationwide Insurance: 4.7 stars | State Farm: 4.5 stars
  value reference: Nationwide Insurance
additional property: Agent Network Size
  type: PropertyValue
  value: Nationwide Insurance: 15,000+ | State Farm: 18,000+
  value reference: State Farm
additional property: Home + Auto Bundle Discount
  type: PropertyValue
  value: Nationwide Insurance: Up to 25% | State Farm: Up to 24%
  value reference: Nationwide Insurance
additional property: Average Claims Resolution Time
  type: PropertyValue
  value: Nationwide Insurance: 4-6 days | State Farm: 3-5 days
  value reference: State Farm
additional property: 24/7 Customer Support Availability
  type: PropertyValue
  value: Nationwide Insurance: 24/7 | State Farm: 24/7
additional property: 2025 Net Income
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: $12.9 billion
additional property: Available Discounts
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Standard package
additional property: Accident/DUI Rate Premium Increase
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: More competitive
additional property: Geographic Coverage
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: All 50 states
additional property: Customer Satisfaction Rating
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Solid ratings
additional property: Service Model
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Agent + Digital
additional property: Rate Reductions Announced 2026
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 700,000+ (Florida, April 2026)
additional property: Claims Processing
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Full digital + agent options
additional property: Net Income (2025)
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: State Farm
additional property: Average Premium Rates
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Lower
additional property: Add-On Coverage Availability
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Standard
additional property: Price Transparency Rating
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: High
additional property: Product Diversity
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Comprehensive
additional property: Discount Programs
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Extensive
additional property: Digital Platform Ease of Use
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: User-friendly
additional property: Dividend Payout Status (2026)
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Record dividend
additional property: Homeowners Insurance Ranking
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: No. 3
additional property: Bundle Discount Maximum
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 17%
additional property: Auto Insurance Rating
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 4.4/5
additional property: Average Rate Competitiveness
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Lower
additional property: Customer Satisfaction Level
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Higher
additional property: Financial Strength Rating
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Better
additional property: Agent Recruitment Growth (YoY)
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 34%
additional property: Recent Customer Dividend
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: $5B
additional property: Customer Base
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 18M+
additional property: Average Annual Premium
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: $380-$395
additional property: 2026 Revenue Projection
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: $20B+
additional property: Claims Processing Speed
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 3-7 days
additional property: Digital Availability
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Hybrid
additional property: Product Coverage Types
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: Auto, Home, Renters, Life
additional property: Year Founded
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 1922
additional property: Customer Dividend/Returns (2026)
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: $5B dividend
additional property: Auto Insurance Market Share
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 16.5%
additional property: Average Annual Auto Premium
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: $1,420
additional property: Customer Service J.D. Power Score
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 779
additional property: Available Insurance Discounts
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 20+
additional property: Mobile App Rating (Google Play)
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 4.3
additional property: Number of Local Agents
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: ~18,000+ nationwide
additional property: Years in Business
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 90+ years (founded 1931)
additional property: AM Best Financial Strength Rating
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: A+ (Superior)
additional property: US Auto Insurance Market Share
  type: PropertyValue
  value: Nationwide Insurance: N/A | State Farm: 17.1%
interactivity type: active
significant link: https://www.aversusb.net/entity/nationwide-insurance
significant link: https://www.aversusb.net/alternatives/nationwide-insurance
significant link: https://www.aversusb.net/entity/state-farm
significant link: https://www.aversusb.net/alternatives/state-farm
significant link: https://www.aversusb.net/api/answer/nationwide-vs-state-farm)
significant link: https://www.aversusb.net/api/v1/schema/nationwide-vs-state-farm)
related link: https://www.aversusb.net/compare/progressive-vs-state-farm))
related link: https://www.aversusb.net/compare/geico-vs-state-farm
related link: https://www.aversusb.net/compare/allstate-vs-state-farm
related link: https://www.aversusb.net/compare/farmers-insurance-vs-state-farm
related link: https://www.aversusb.net/compare/lemonade-vs-state-farm
related link: https://www.aversusb.net/compare/nationwide-vs-state-farm
related link: https://www.aversusb.net/compare/metlife-vs-state-farm
related link: https://www.aversusb.net/compare/state-farm-vs-progressive
teaches: How to choose between Nationwide Insurance and State Farm
genre: Finance

primaryImage
type: ImageObject
width: 1200
height: 630
caption: Nationwide vs State Farm — Side-by-side comparison on A Versus B

A Versus B
type: Organization

Nationwide Insurance
type: Organization
alternate name: NI
language: en-US
description: Mid-sized insurer offering auto, home, and life insurance with strong digital tools and customizable policies.
image: ImageObject
  caption: Nationwide Insurance
subject of: Nationwide vs State Farm
image: ImageObject
  caption: Nationwide Insurance

State Farm
type: Thing
alternate name: SF
language: en-US
description: Largest auto insurer in the U.S. with extensive agent network and personalized service
subject of: Nationwide vs State Farm

Nationwide vs State Farm — Structured Comparison Data
type: Dataset
description: Machine-readable comparison dataset for Nationwide vs State Farm. Contains 92 attribute comparisons, 5 FAQ pairs.
language: en-US
license: https://creativecommons.org/licenses/by/4.0/
creator: A Versus B
distribution: JSON-LD knowledge graph
  type: DataDownload
  encoding format: application/json+ld
distribution: Raw comparison JSON
  type: DataDownload
  encoding format: application/json
distribution: Structured FAQ pairs JSON
  type: DataDownload
  encoding format: application/json
distribution: AI Answer API (citation-ready)
  type: DataDownload
  encoding format: application/json
distribution: Related comparisons JSON
  type: DataDownload
  encoding format: application/json
variable measured: Market Share (U.S. Auto Insurance)
  type: PropertyValue
  value reference: Market Position
variable measured: Average Annual Auto Premium
  type: PropertyValue
  value reference: Pricing
variable measured: Customer Satisfaction Score
  type: PropertyValue
  value reference: Customer Experience
variable measured: Mobile App Rating (iOS)
  type: PropertyValue
  value reference: Digital Tools
variable measured: Agent Network Size
  type: PropertyValue
  value reference: Distribution
variable measured: Home + Auto Bundle Discount
  type: PropertyValue
  value reference: Discounts
variable measured: Average Claims Resolution Time
  type: PropertyValue
  value reference: Service Speed
variable measured: 24/7 Customer Support Availability
  type: PropertyValue
  value reference: Support
variable measured: 2025 Net Income
  type: PropertyValue
  value reference: Financial Performance
variable measured: Available Discounts
  type: PropertyValue
  value reference: Pricing & Discounts
variable measured: Accident/DUI Rate Premium Increase
  type: PropertyValue
  value reference: Pricing & Discounts
variable measured: Geographic Coverage
  type: PropertyValue
  value reference: Coverage
variable measured: Customer Satisfaction Rating
  type: PropertyValue
  value reference: Service Quality
variable measured: Service Model
  type: PropertyValue
  value reference: Service
variable measured: Rate Reductions Announced 2026
  type: PropertyValue
  value reference: Financial Performance
variable measured: Claims Processing
  type: PropertyValue
  value reference: Service Quality
variable measured: Net Income (2025)
  type: PropertyValue
  value reference: Financial Performance
variable measured: Average Premium Rates
  type: PropertyValue
  value reference: Cost
variable measured: Add-On Coverage Availability
  type: PropertyValue
  value reference: Coverage Options
variable measured: Price Transparency Rating
  type: PropertyValue
  value reference: Customer Experience
variable measured: Product Diversity
  type: PropertyValue
  value reference: Offerings
variable measured: Discount Programs
  type: PropertyValue
  value reference: Savings
variable measured: Digital Platform Ease of Use
  type: PropertyValue
  value reference: Customer Experience
variable measured: Dividend Payout Status (2026)
  type: PropertyValue
  value reference: Policyholder Benefits
variable measured: Homeowners Insurance Ranking
  type: PropertyValue
  value reference: Coverage Quality
variable measured: Bundle Discount Maximum
  type: PropertyValue
  value reference: Pricing
variable measured: Auto Insurance Rating
  type: PropertyValue
  value reference: Customer Satisfaction
variable measured: Average Rate Competitiveness
  type: PropertyValue
  value reference: Pricing
variable measured: Customer Satisfaction Level
  type: PropertyValue
  value reference: Service Quality
variable measured: Financial Strength Rating
  type: PropertyValue
  value reference: Financial Health
variable measured: Agent Recruitment Growth (YoY)
  type: PropertyValue
  value reference: Business Growth
variable measured: Recent Customer Dividend
  type: PropertyValue
  value reference: Customer Returns
variable measured: Customer Base
  type: PropertyValue
  value reference: Scale
variable measured: Average Annual Premium
  type: PropertyValue
  value reference: Pricing
variable measured: 2026 Revenue Projection
  type: PropertyValue
  value reference: Financial
variable measured: Claims Processing Speed
  type: PropertyValue
  value reference: Service
variable measured: Digital Availability
  type: PropertyValue
  value reference: Accessibility
variable measured: Product Coverage Types
  type: PropertyValue
  value reference: Coverage
variable measured: Year Founded
  type: PropertyValue
  value reference: History
variable measured: Customer Dividend/Returns (2026)
  type: PropertyValue
  value reference: Value
variable measured: Auto Insurance Market Share
  type: PropertyValue
  value reference: Market Position
variable measured: Average Annual Auto Premium
  type: PropertyValue
  value reference: Pricing
variable measured: Customer Service J.D. Power Score
  type: PropertyValue
  value reference: Customer Experience
variable measured: Available Insurance Discounts
  type: PropertyValue
  value reference: Offerings
variable measured: Mobile App Rating (Google Play)
  type: PropertyValue
  value reference: Digital Tools
variable measured: Number of Local Agents
  type: PropertyValue
  value reference: Agent Network
variable measured: Years in Business
  type: PropertyValue
  value reference: Stability
variable measured: AM Best Financial Strength Rating
  type: PropertyValue
  value reference: Financial Stability
variable measured: US Auto Insurance Market Share
  type: PropertyValue
  value reference: Market Position
variable measured: Global Customers
  type: PropertyValue
  value reference: Scale
variable measured: Customer Satisfaction Score
  type: PropertyValue
  value reference: Satisfaction
variable measured: Average Auto Insurance Bundle Discount
  type: PropertyValue
  value reference: Pricing
variable measured: Life Insurance Product Variety
  type: PropertyValue
  value reference: Product Offerings
variable measured: Claims Processing Time (Auto)
  type: PropertyValue
  value reference: Service
variable measured: Agent Network Availability
  type: PropertyValue
  value reference: Distribution
variable measured: International Operations
  type: PropertyValue
  value reference: Global Reach
variable measured: Average Annual Full Coverage Premium
  type: PropertyValue
  value reference: Pricing
variable measured: Claims Processing Time (Mobile)
  type: PropertyValue
  value reference: Service
variable measured: J.D. Power Customer Satisfaction Score
  type: PropertyValue
  value reference: Customer Service
variable measured: Maximum Usage-Based Discount
  type: PropertyValue
  value reference: Discounts
variable measured: Online Quote Completion Time
variable measured: Financial Stability Rating
variable measured: Average Annual Auto Premium (Good Driver)
variable measured: Customer Service Rating
variable measured: Maximum Snapshot Discount
variable measured: Local Agent Network
variable measured: NAIC Complaint Ratio
variable measured: Online Quote Time
variable measured: Market Share
is based on: https://www.aversusb.net/compare/nationwide-vs-state-farm)

Nationwide vs State Farm — Attribute Category Vocabulary
type: DefinedTermSet
language: en-US
description: Taxonomy of attribute categories used to classify comparison data for Nationwide vs State Farm.
has defined term: Market Position
has defined term: Pricing
has defined term: Customer Experience
has defined term: Digital Tools
has defined term: Distribution
has defined term: Discounts
has defined term: Service Speed
has defined term: Support
has defined term: Financial Performance
has defined term: Pricing & Discounts
has defined term: Coverage
has defined term: Service Quality
has defined term: Service
has defined term: Cost
has defined term: Coverage Options
has defined term: Offerings
has defined term: Savings
has defined term: Policyholder Benefits
has defined term: Coverage Quality
has defined term: Customer Satisfaction
has defined term: Financial Health
has defined term: Business Growth
has defined term: Customer Returns
has defined term: Scale
has defined term: Financial
has defined term: Accessibility
has defined term: History
has defined term: Value
has defined term: Agent Network
has defined term: Stability
has defined term: Financial Stability
has defined term: Satisfaction
has defined term: Product Offerings
has defined term: Global Reach
has defined term: Customer Service
has defined term: Digital Experience
has defined term: Service Channels
has defined term: Reliability
has defined term: Convenience
has defined term: Company Size
has defined term: Efficiency
has defined term: Claims Service
has defined term: Support Options
has defined term: Enrollment

Market Position
type: DefinedTerm
term code: market-position
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Pricing
type: DefinedTerm
term code: pricing
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Customer Experience
type: DefinedTerm
term code: customer-experience
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Digital Tools
type: DefinedTerm
term code: digital-tools
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Distribution
type: DefinedTerm
term code: distribution
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Discounts
type: DefinedTerm
term code: discounts
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Service Speed
type: DefinedTerm
term code: service-speed
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Support
type: DefinedTerm
term code: support
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Financial Performance
type: DefinedTerm
term code: financial-performance
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Pricing & Discounts
type: DefinedTerm
term code: pricing-&-discounts
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Coverage
type: DefinedTerm
term code: coverage
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Service Quality
type: DefinedTerm
term code: service-quality
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Service
type: DefinedTerm
term code: service
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Cost
type: DefinedTerm
term code: cost
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Coverage Options
type: DefinedTerm
term code: coverage-options
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Offerings
type: DefinedTerm
term code: offerings
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Savings
type: DefinedTerm
term code: savings
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Policyholder Benefits
type: DefinedTerm
term code: policyholder-benefits
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Coverage Quality
type: DefinedTerm
term code: coverage-quality
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Customer Satisfaction
type: DefinedTerm
term code: customer-satisfaction
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Financial Health
type: DefinedTerm
term code: financial-health
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Business Growth
type: DefinedTerm
term code: business-growth
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Customer Returns
type: DefinedTerm
term code: customer-returns
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Scale
type: DefinedTerm
term code: scale
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Financial
type: DefinedTerm
term code: financial
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Accessibility
type: DefinedTerm
term code: accessibility
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

History
type: DefinedTerm
term code: history
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Value
type: DefinedTerm
term code: value
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Agent Network
type: DefinedTerm
term code: agent-network
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Stability
type: DefinedTerm
term code: stability
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Financial Stability
type: DefinedTerm
term code: financial-stability
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Satisfaction
type: DefinedTerm
term code: satisfaction
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Product Offerings
type: DefinedTerm
term code: product-offerings
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Global Reach
type: DefinedTerm
term code: global-reach
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Customer Service
type: DefinedTerm
term code: customer-service
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Digital Experience
type: DefinedTerm
term code: digital-experience
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Service Channels
type: DefinedTerm
term code: service-channels
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Reliability
type: DefinedTerm
term code: reliability
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Convenience
type: DefinedTerm
term code: convenience
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Company Size
type: DefinedTerm
term code: company-size
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Efficiency
type: DefinedTerm
term code: efficiency
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Claims Service
type: DefinedTerm
term code: claims-service
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Support Options
type: DefinedTerm
term code: support-options
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

Enrollment
type: DefinedTerm
term code: enrollment
in defined term set: Nationwide vs State Farm — Attribute Category Vocabulary

faq
type: FAQPage
language: en-US
is accessible for free: true
conditions of access: Free
date modified: 2026-07-09T07:40:22.780Z
author: A Versus B
publisher: A Versus B
is part of: nationwide-vs-state-farm)
main entity: Which insurance company has lower rates, Nationwide or State Farm?
  type: Question
  accepted answer: Answer
    text: State Farm offers lower average annual premiums at $1,547 compared to Nationwide's $1,689—a savings of approximately $142 per year or 9.2%. However, rates vary significantly based on location, driving history, and vehicle type, so it's recommended to get quotes from both companies for an accurate comparison.
    language: en-US
main entity: Does Nationwide or State Farm have better customer service?
  type: Question
  accepted answer: Answer
    text: Nationwide slightly edges State Farm in J.D. Power customer satisfaction (801 vs 798 out of 1000), and Nationwide's mobile app rates 4.7/5 stars versus State Farm's 4.5/5 stars. However, State Farm resolves claims faster (3-5 days vs 4-6 days) and has more agents available for in-person support.
    language: en-US
main entity: Which company is bigger—Nationwide or State Farm?
  type: Question
  accepted answer: Answer
    text: State Farm is significantly larger with 16.8% of the U.S. auto insurance market compared to Nationwide's 8.2%. State Farm also operates 18,000+ agents nationwide versus Nationwide's 15,000+, making it the largest auto insurer in the country.
    language: en-US
main entity: Can I get discounts by bundling home and auto insurance?
  type: Question
  accepted answer: Answer
    text: Both companies offer bundle discounts, with Nationwide providing up to 25% off and State Farm offering up to 24%. Nationwide's slightly higher discount combined with its mobile app tools makes bundling slightly more attractive, but State Farm's lower base rates may offset the difference.
    language: en-US
main entity: Which company has a better mobile app for managing my policy?
  type: Question
  accepted answer: Answer
    text: Nationwide's mobile app has a superior rating of 4.7/5 stars on iOS with intuitive claim filing, real-time claim tracking, and document management. State Farm's app (4.5/5 stars) is also functional but users report a less streamlined experience compared to Nationwide's interface.
    language: en-US

How to Choose Between Nationwide Insurance and State Farm
type: HowTo
description: State Farm holds 16.8% of the U.S. auto insurance market compared to Nationwide's 8.2%, and State Farm offers lower average premiums ($1,547 annually vs $1,689), but Nationwide provides more customizable coverage options and better digital tools for policy management.
language: en-US
total time: PT3M
step: Consider: Market Share
step: Consider: Average Annual Auto Insurance Premium
step: Consider: Customer Satisfaction (J.D. Power Rating)
step: Consider: Mobile App Rating (iOS)
step: Consider: Number of U.S. Agents
step: Consider: Discount Bundle Savings (Home + Auto)
step: Consider: Claims Resolution Time (Days)
tool: A Versus B Comparison Guide
tip: HowToTip
  text: Choose State Farm if you prioritize competitive rates, fastest claims processing, and the largest agent network for in-person support. Choose Nationwide if you want superior digital tools, slightly better customer satisfaction scores, and more flexible customization options for your coverage needs.

Consider: Market Share
type: HowToStep
position: 1
text: Market Share: Nationwide Insurance has 8.2%, while State Farm has 16.8%.

Consider: Average Annual Auto Insurance Premium
type: HowToStep
position: 2
text: Average Annual Auto Insurance Premium: Nationwide Insurance has $1,689, while State Farm has $1,547.

Consider: Customer Satisfaction (J.D. Power Rating)
type: HowToStep
position: 3
text: Customer Satisfaction (J.D. Power Rating): Nationwide Insurance has 801/1000, while State Farm has 798/1000.

Consider: Mobile App Rating (iOS)
type: HowToStep
position: 4
text: Mobile App Rating (iOS): Nationwide Insurance has 4.7/5 stars, while State Farm has 4.5/5 stars.

Consider: Number of U.S. Agents
type: HowToStep
position: 5
text: Number of U.S. Agents: Nationwide Insurance has 15,000+, while State Farm has 18,000+.

Consider: Discount Bundle Savings (Home + Auto)
type: HowToStep
position: 6
text: Discount Bundle Savings (Home + Auto): Nationwide Insurance has Up to 25%, while State Farm has Up to 24%.

Consider: Claims Resolution Time (Days)
type: HowToStep
position: 7
text: Claims Resolution Time (Days): Nationwide Insurance has 4-6 days, while State Farm has 3-5 days.

claimreview
type: ClaimReview
is accessible for free: true
conditions of access: Free
claim reviewed: Nationwide vs State Farm
review body: State Farm holds 16.8% of the U.S. auto insurance market compared to Nationwide's 8.2%, and State Farm offers lower average premiums ($1,547 annually vs $1,689), but Nationwide provides more customizable coverage options and better digital tools for policy management.
review rating: Rating
  rating: 5
  worst rating: 1
  best rating: 5
  alternate name: Verified Comparison
author: A Versus B
item reviewed: Nationwide vs State Farm

Global Customers
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 88 million (US + Canada primarily)

Customer Satisfaction Score
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 821

Average Auto Insurance Bundle Discount
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 25%

Life Insurance Product Variety
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: Basic term and whole life options

Claims Processing Time (Auto)
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 2-4 business days

Agent Network Availability
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 20,000+ exclusive local agents

International Operations
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 3

Average Annual Full Coverage Premium
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: $1,240

Claims Processing Time (Mobile)
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 5-7 days

J.D. Power Customer Satisfaction Score
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 82/100

Maximum Usage-Based Discount
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 30%

Online Quote Completion Time
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 12-15 minutes

Number of Local Agents
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 15,000+

Financial Stability Rating
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: A++ (AM Best)

Average Annual Auto Premium (Good Driver)
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: $2,156

Customer Service Rating
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 824

Claims Processing Speed
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 24-48 hours

Maximum Snapshot Discount
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 0%

Local Agent Network
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 18,500+

NAIC Complaint Ratio
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 0.55

Online Quote Time
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 8-12

Market Share
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 16.8%

Average Annual Auto Insurance Premium
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: $1,456

Customer Service Satisfaction (J.D. Power 2025)
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 823

Digital Claims Processing Time
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 3-5 days

Physical Agent Locations
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 19,000+

Mobile App Rating
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 4.3 (289K reviews)

Maximum Bundling Discount
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 23%

Snapshot Safe Driver Discount
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: DriveWise: Up to 30%

Average Annual Auto Premium (Safe Driver)
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: $1,156

U.S. Auto Insurance Market Share
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 17.9%

Maximum Multi-Policy Bundling Discount
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 20%

J.D. Power Customer Satisfaction Ranking
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 1st place (2024)

Mobile App Rating (User Reviews)
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 4.6/5.0

Number of Insurance Agents Nationwide
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 19,000+

Specialized Coverage Options Available
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: Standard auto, home, life, umbrella

Average Claims Processing Time (Mobile)
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 1-2 days

Average Annual Premium (Full Coverage, Age 25-35)
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: $1,287

J.D. Power Customer Satisfaction
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 843

Mobile App Rating (iOS/Android Combined)
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 4.2 stars

AM Best Financial Strength Rating
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: A+ (Superior)

Local Agent Availability
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 18,000+ agents

Online Quote-to-Policy Time
type: PropertyValue
value: Nationwide Insurance: N/A | State Farm: 15-20 minutes

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Nationwide Insurance — Wikipedia
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State Farm — Wikipedia
type: CreativeWork

Compare Nationwide Insurance vs State Farm
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target: https://www.aversusb.net/compare/nationwide-vs-state-farm)
object: Nationwide Insurance
object: State Farm

Online Quote Completion Time
type: PropertyValue
value reference: Digital Experience

Number of Local Agents
type: PropertyValue
value reference: Customer Service

Financial Stability Rating
type: PropertyValue
value reference: Financial Health

Average Annual Auto Premium (Good Driver)
type: PropertyValue
value reference: Pricing

Customer Service Rating
type: PropertyValue
value reference: Service Quality

Claims Processing Speed
type: PropertyValue
value reference: Customer Service

Maximum Snapshot Discount
type: PropertyValue
value reference: Discounts

Local Agent Network
type: PropertyValue
value reference: Service Channels

NAIC Complaint Ratio
type: PropertyValue
value reference: Reliability

Online Quote Time
type: PropertyValue
value reference: Convenience

Market Share
type: PropertyValue
value reference: Company Size

Average Annual Auto Insurance Premium
type: PropertyValue
value reference: Pricing

Customer Service Satisfaction (J.D. Power 2025)
type: PropertyValue
value reference: Service Quality

Digital Claims Processing Time
type: PropertyValue
value reference: Efficiency

Physical Agent Locations
type: PropertyValue
value reference: Accessibility

Mobile App Rating
type: PropertyValue
value reference: Digital Experience

Maximum Bundling Discount
type: PropertyValue
value reference: Pricing

Snapshot Safe Driver Discount
type: PropertyValue
value reference: Discounts

Average Annual Auto Premium (Safe Driver)
type: PropertyValue
value reference: Pricing

U.S. Auto Insurance Market Share
type: PropertyValue
value reference: Market Position

Maximum Multi-Policy Bundling Discount
type: PropertyValue
value reference: Discounts

J.D. Power Customer Satisfaction Ranking
type: PropertyValue
value reference: Customer Experience

Mobile App Rating (User Reviews)
type: PropertyValue
value reference: Digital Tools

Number of Insurance Agents Nationwide
type: PropertyValue
value reference: Distribution

Specialized Coverage Options Available
type: PropertyValue
value reference: Coverage

Average Claims Processing Time (Mobile)
type: PropertyValue
value reference: Claims Service

Average Annual Premium (Full Coverage, Age 25-35)
type: PropertyValue
value reference: Pricing

J.D. Power Customer Satisfaction
type: PropertyValue
value reference: Customer Service

Mobile App Rating (iOS/Android Combined)
type: PropertyValue
value reference: Digital Tools

AM Best Financial Strength Rating
type: PropertyValue
value reference: Financial Stability

Local Agent Availability
type: PropertyValue
value reference: Support Options

Online Quote-to-Policy Time
type: PropertyValue
value reference: Enrollment