Kraken is a US-regulated exchange with lower trading fees (0.16-0.26%) and stronger security reputation, while Crypto.com offers broader services including credit cards and NFT marketplace, but has faced regulatory scrutiny and higher fees (0.4%) for standard users.
Kraken vs Crypto.com — Side-by-side comparison on A Versus B
Regulated US-based cryptocurrency exchange emphasizing compliance, security, and institutional-grade infrastructure.
Global cryptocurrency platform with credit cards, broader asset selection, and emerging market focus.
Trading Fees (Maker/Taker). US Regulatory Status. Supported Fiat Currencies. Staking Rewards APY. Security Breaches (Last 7 years). Supported Cryptocurrencies. Mobile App Rating (iOS/Android avg)
Choose Kraken if you prioritize regulatory compliance, lower fees, strong security, and US operations—ideal for serious traders and those in regulated markets. Choose Crypto.com if you want broader cryptocurrency selection, credit card rewards integration, and global accessibility—better for casual users and emerging market residents.
Kraken: ~2.5 million | Crypto.com: Crypto.com
Kraken: Advanced/technical | Crypto.com: N/A
Kraken: Professional-grade | Crypto.com: N/A
Kraken: Enterprise-grade institutional | Crypto.com: N/A
Kraken: Kraken (FinCEN MSB registered) | Crypto.com: N/A
Kraken: Pending approval | Crypto.com: N/A
Kraken: 0% (not offered) | Crypto.com: 8%
Kraken: FinCEN MSB + 7 state licenses | Crypto.com: No US banking license
Kraken: No minimum | Crypto.com: No minimum
Kraken: 4.6/5 (85K reviews) | Crypto.com: N/A
Kraken: 4-8% APY | Crypto.com: 8-14.5% APY
Kraken: 0 major incidents | Crypto.com: 1 major incident ($30M loss)
Kraken: 5 major (USD, EUR, GBP, CAD, JPY) | Crypto.com: 75+ fiat currencies
Kraken: Money Services Business (MSB) | Crypto.com: N/A
Kraken: Yes (up to 5x leverage) | Crypto.com: N/A
Kraken: Up to $250,000 (optional Crypto Custody) | Crypto.com: N/A
Kraken: 20+ cryptocurrencies | Crypto.com: N/A
Kraken: 12 currencies | Crypto.com: 20+ currencies
Kraken: 180 pairs | Crypto.com: 250 pairs
Kraken: 15-18% APY | Crypto.com: 4-5% APY
Kraken: 0 major breaches | Crypto.com: 2+ incidents
Kraken: BitLicense + FinCEN MSB | Crypto.com: FinCEN MSB only
Kraken: Full access with MSB license | Crypto.com: N/A
Kraken: SOC 2 Type II + ISO 27001 | Crypto.com: N/A
Kraken: 13+ years (since 2011) | Crypto.com: N/A
Kraken: N/A | Crypto.com: Comprehensive with high APY
Kraken: N/A | Crypto.com: Compliant but expanding
Kraken: N/A | Crypto.com: Advanced features, steeper learning curve
Kraken: N/A | Crypto.com: Visa card, NFT, DeFi wallet, loans
How to choose between Kraken and Crypto.com
Kraken vs Crypto.com — Structured Comparison Data
Machine-readable comparison dataset for Kraken vs Crypto.com. Contains 86 attribute comparisons, 5 FAQ pairs.
Kraken vs Crypto.com — Attribute Category Vocabulary
Taxonomy of attribute categories used to classify comparison data for Kraken vs Crypto.com.
Which exchange has lower fees for day trading?
Kraken has significantly lower trading fees at 0.16% maker and 0.26% taker compared to Crypto.com's flat 0.4% for standard users. Over 100 trades annually, Kraken users save approximately 0.24% per trade, translating to substantial savings on large portfolios.
Kraken has a stronger security record with zero major breaches in 13 years. Crypto.com experienced a $31M hack in 2018 and a 2021 unauthorized access incident. Kraken's BitLicense approval and institutional-grade security protocols make it the safer choice for large holdings.
Kraken is fully operational in all US states with BitLicense approval in New York. Crypto.com cannot offer services to New York residents and has limited operations in some states due to lacking BitLicense status. US users should verify Crypto.com's availability in their specific state.
Kraken offers higher staking rewards, with ETH staking at 15-18% APY compared to Crypto.com's 4-5% APY. Kraken's rewards are consistently 3-4x higher across major assets like Solana, Cardano, and Polkadot, making it the better choice for yield-focused investors.
Does Crypto.com have features Kraken doesn't?
Yes, Crypto.com offers integrated Visa debit/credit cards with 2-8% cash back, NFT marketplace access, and availability in 70+ countries with 20+ fiat currencies. Kraken focuses on core exchange services but lacks the card ecosystem and emerging market presence.
How to Choose Between Kraken and Crypto.com
Trading Fees (Maker/Taker): Kraken has 0.16% / 0.26%, while Crypto.com has 0.4% / 0.4%.
US Regulatory Status: Kraken has BitLicense (NY), FinCEN MSB, while Crypto.com has No BitLicense, limited US operations.
Supported Fiat Currencies: Kraken has 12 fiat pairs (USD, EUR, GBP, JPY, CAD, etc.), while Crypto.com has 20+ fiat currencies including emerging markets.
Staking Rewards APY: Kraken has 1-20% (varies by asset), while Crypto.com has 2-14% (varies by asset, lower than Kraken).
Consider: Security Breaches (Last 7 years)
Security Breaches (Last 7 years): Kraken has Zero confirmed major breaches, while Crypto.com has 2018 hack ($31M), 2021 suspicious activity.
Supported Cryptocurrencies: Kraken has 180+ trading pairs, while Crypto.com has 250+ trading pairs.
Consider: Mobile App Rating (iOS/Android avg)
Mobile App Rating (iOS/Android avg): Kraken has 4.3/5.0 stars, while Crypto.com has 4.1/5.0 stars.