Bank of America vs Chase
type: Article
description: Chase offers more ATMs (24,000+) and higher checking account interest rates (up to 4.85% APY), while Bank of America has more physical branches (4,300+) and stronger mobile banking features. Chase generally appeals to fee-conscious consumers, while Bank of America serves those prioritizing branch accessibility.
language: en-US
date published: 2026-07-09T17:29:20.638Z
date created: 2026-07-09T17:29:20.638Z
date modified: 2026-07-09T17:29:20.706Z
content reference time: 2026-07-09T17:29:20.706Z
author: A Versus B
publisher: A Versus B
about: Bank of America
about: Chase Bank
abstract: Chase offers more ATMs (24,000+) and higher checking account interest rates (up to 4.85% APY), while Bank of America has more physical branches (4,300+) and stronger mobile banking features. Chase generally appeals to fee-conscious consumers, while Bank of America serves those prioritizing branch accessibility.
text: ATM Network Size. Physical Branch Count. Checking Account Monthly Fee. High-Yield Savings APY (2026). Credit Card Rewards (Cashback Rate). Mobile App User Rating. Customer Satisfaction Score (J.D. Power 2025)
conclusion text: Choose Chase if you prioritize competitive interest rates, lower fees on premium accounts, and maximum ATM/branch accessibility nationwide. Choose Bank of America if you value exceptional mobile banking technology, robust wealth management services, and prefer established local branch relationships in major markets.
additional property: Total Physical Branches
  type: PropertyValue
  value: Bank of America: 3,800 | Chase Bank: N/A
additional property: New Branches Opening (2026)
  type: PropertyValue
  value: Bank of America: 165+ | Chase Bank: N/A
additional property: Premium Service Centers
  type: PropertyValue
  value: Bank of America: 165+ full financial centers | Chase Bank: N/A
additional property: Best Travel Rewards Card
  type: PropertyValue
  value: Bank of America: Bank of America Premium Rewards (1.5x points) | Chase Bank: N/A
additional property: Digital Engagement Value
  type: PropertyValue
  value: Bank of America: $30 billion client interactions | Chase Bank: N/A
additional property: AI-Driven Personalization
  type: PropertyValue
  value: Bank of America: Advanced AI-personalized solutions | Chase Bank: N/A
additional property: Credit Card Rewards Program Depth
  type: PropertyValue
  value: Bank of America: Standard rewards catalog (5-7 categories) | Chase Bank: N/A
additional property: Geographic Market Coverage (2026)
  type: PropertyValue
  value: Bank of America: 63 markets | Chase Bank: N/A
additional property: Investment Advisory Services
  type: PropertyValue
  value: Bank of America: Comprehensive wealth management focus | Chase Bank: N/A
additional property: Mobile App User Rating
  type: PropertyValue
  value: Bank of America: Highly rated with AI integration | Chase Bank: N/A
additional property: Checking Account Minimum Balance
  type: PropertyValue
  value: Bank of America: Varies by account type ($500-$10,000) | Chase Bank: N/A
additional property: Overall Customer Satisfaction Score
  type: PropertyValue
  value: Bank of America: Competitive with digital strengths | Chase Bank: N/A
additional property: Total Assets Under Management
  type: PropertyValue
  value: Bank of America: BofA: $3.6T | Chase Bank: N/A
additional property: Physical Branches
  type: PropertyValue
  value: Bank of America: 4,300 branches | Chase Bank: N/A
additional property: ATM Network Size
  type: PropertyValue
  value: Bank of America: 16,000+ ATMs | Chase Bank: N/A
additional property: Mobile App Users
  type: PropertyValue
  value: Bank of America: 38 million users | Chase Bank: N/A
additional property: Top Credit Card Cashback Rate
  type: PropertyValue
  value: Bank of America: 3.5% preferred categories | Chase Bank: N/A
additional property: Minimum Checking Balance
  type: PropertyValue
  value: Bank of America: $500-$2,500 | Chase Bank: N/A
additional property: Q1 2026 Net Income
  type: PropertyValue
  value: Bank of America: $7.3 billion | Chase Bank: N/A
additional property: Wealth Management Assets
  type: PropertyValue
  value: Bank of America: $2.9 trillion | Chase Bank: N/A
additional property: Monthly Checking Account Fee
  type: PropertyValue
  value: Bank of America: $12 | Chase Bank: N/A
additional property: Overdraft Fee
  type: PropertyValue
  value: Bank of America: $35 per transaction | Chase Bank: $34 per occurrence
  value reference: Chase Bank
additional property: Auto Loan APR (Prime borrower)
  type: PropertyValue
  value: Bank of America: 6.49% | Chase Bank: N/A
additional property: CD Rate (12-month)
  type: PropertyValue
  value: Bank of America: 4.10% | Chase Bank: N/A
additional property: Total Assets Under Management
  type: PropertyValue
  value: Bank of America: $2,950 billion | Chase Bank: $3.73T
  value reference: Bank of America
additional property: Stock Trading Commission
  type: PropertyValue
  value: Bank of America: $0 | Chase Bank: N/A
additional property: Mutual Fund Selection
  type: PropertyValue
  value: Bank of America: 5,000+ | Chase Bank: N/A
additional property: Physical Locations
  type: PropertyValue
  value: Bank of America: 4,200+ branches | Chase Bank: 4,700+ branches
  value reference: Chase Bank
additional property: Mobile App Rating
  type: PropertyValue
  value: Bank of America: 4.3 stars | Chase Bank: 4.5/5
  value reference: Chase Bank
additional property: Account Minimum Requirement
  type: PropertyValue
  value: Bank of America: $0 for brokerage | Chase Bank: N/A
additional property: Assets Under Management
  type: PropertyValue
  value: Bank of America: $2.9 trillion | Chase Bank: N/A
additional property: Total Assets (USD Trillions)
  type: PropertyValue
  value: Bank of America: $3.45 trillion | Chase Bank: N/A
additional property: Number of U.S. Branches
  type: PropertyValue
  value: Bank of America: 4,250 | Chase Bank: N/A
additional property: Minimum Balance for Interest Checking
  type: PropertyValue
  value: Bank of America: $500 | Chase Bank: N/A
additional property: J.D. Power Customer Satisfaction (2025)
  type: PropertyValue
  value: Bank of America: 724 points | Chase Bank: N/A
additional property: Major Regulatory Enforcement Actions (2020-2025)
  type: PropertyValue
  value: Bank of America: 3 actions | Chase Bank: N/A
additional property: Average APY on Savings (High-Yield Savings)
  type: PropertyValue
  value: Bank of America: 4.35% APY | Chase Bank: N/A
additional property: Monthly Checking Fee
  type: PropertyValue
  value: Bank of America: $12 | Chase Bank: N/A
additional property: Savings Account APY
  type: PropertyValue
  value: Bank of America: 0.01% - 0.04% | Chase Bank: 0.01%
  value reference: Bank of America
additional property: Physical Branches
  type: PropertyValue
  value: Bank of America: 4,300+ | Chase Bank: 4,700+
  value reference: Chase Bank
additional property: ATM Network Access
  type: PropertyValue
  value: Bank of America: 15,000+ | Chase Bank: 16,000+ ATMs
  value reference: Chase Bank
additional property: Credit Card APR Range
  type: PropertyValue
  value: Bank of America: 15.99% - 27.99% | Chase Bank: N/A
additional property: Overdraft Fees
  type: PropertyValue
  value: Bank of America: $35 | Chase Bank: N/A
additional property: Mobile App Rating (iOS)
  type: PropertyValue
  value: Bank of America: 4.7/5 | Chase Bank: 4.7 stars
additional property: Minimum Deposit to Open Account
  type: PropertyValue
  value: Bank of America: $100 | Chase Bank: N/A
additional property: Total Assets
  type: PropertyValue
  value: Bank of America: $3.45 trillion | Chase Bank: $3.9 trillion
  value reference: Chase Bank
additional property: U.S. Branch Count
  type: PropertyValue
  value: Bank of America: 4,200 branches | Chase Bank: N/A
additional property: ATM Network Size
  type: PropertyValue
  value: Bank of America: 16,000 ATMs | Chase Bank: N/A
additional property: Average Monthly Checking Account Fee
  type: PropertyValue
  value: Bank of America: $17.50 average | Chase Bank: N/A
interactivity type: active
significant link: https://www.aversusb.net/entity/bank-of-america
significant link: https://www.aversusb.net/alternatives/bank-of-america
significant link: https://www.aversusb.net/entity/chase-bank
significant link: https://www.aversusb.net/alternatives/chase-bank
significant link: https://www.aversusb.net/api/answer/bank-of-america-vs-chase)
significant link: https://www.aversusb.net/api/v1/schema/bank-of-america-vs-chase)
related link: https://www.aversusb.net/compare/bank-of-america-vs-chase
related link: https://www.aversusb.net/compare/chase-vs-ally-bank
related link: https://www.aversusb.net/compare/bank-of-america-vs-ally-bank
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related link: https://www.aversusb.net/compare/bank-of-america-vs-fidelity
related link: https://www.aversusb.net/compare/chase-vs-citibank
related link: https://www.aversusb.net/compare/american-express-vs-chase
related link: https://www.aversusb.net/compare/bank-of-america-vs-capital-one)
teaches: How to choose between Bank of America and Chase Bank
genre: Finance

primaryImage
type: ImageObject
width: 1200
height: 630
caption: Bank of America vs Chase — Side-by-side comparison on A Versus B

A Versus B
type: Organization

Bank of America
type: Organization
alternate name: BOA
alternate name: Bank Of America
language: en-US
description: Major U.S. bank with 4,300+ branches and strong mobile banking features.
image: ImageObject
  caption: Bank of America
subject of: Bank of America vs Chase
image: ImageObject
  caption: Bank of America

Chase Bank
type: Organization
alternate name: CB
language: en-US
description: Second-largest U.S. bank with 24,000+ ATMs and competitive deposit rates.
image: ImageObject
  caption: Chase Bank
subject of: Bank of America vs Chase
image: ImageObject
  caption: Chase Bank

Bank of America vs Chase — Structured Comparison Data
type: Dataset
description: Machine-readable comparison dataset for Bank of America vs Chase. Contains 103 attribute comparisons, 5 FAQ pairs.
language: en-US
license: https://creativecommons.org/licenses/by/4.0/
creator: A Versus B
distribution: JSON-LD knowledge graph
  type: DataDownload
  encoding format: application/json+ld
distribution: Raw comparison JSON
  type: DataDownload
  encoding format: application/json
distribution: Structured FAQ pairs JSON
  type: DataDownload
  encoding format: application/json
distribution: AI Answer API (citation-ready)
  type: DataDownload
  encoding format: application/json
distribution: Related comparisons JSON
  type: DataDownload
  encoding format: application/json
variable measured: Total Physical Branches
  type: PropertyValue
  value reference: Physical Presence
variable measured: New Branches Opening (2026)
  type: PropertyValue
  value reference: Expansion
variable measured: Premium Service Centers
  type: PropertyValue
  value reference: Luxury Services
variable measured: Best Travel Rewards Card
  type: PropertyValue
  value reference: Credit Products
variable measured: Digital Engagement Value
  type: PropertyValue
  value reference: Digital Innovation
variable measured: AI-Driven Personalization
  type: PropertyValue
  value reference: Technology
variable measured: Credit Card Rewards Program Depth
  type: PropertyValue
  value reference: Rewards
variable measured: Geographic Market Coverage (2026)
  type: PropertyValue
  value reference: Expansion
variable measured: Investment Advisory Services
  type: PropertyValue
  value reference: Wealth Management
variable measured: Mobile App User Rating
  type: PropertyValue
  value reference: Digital Banking
variable measured: Checking Account Minimum Balance
  type: PropertyValue
  value reference: Account Requirements
variable measured: Overall Customer Satisfaction Score
  type: PropertyValue
  value reference: Service Quality
variable measured: Total Assets Under Management
  type: PropertyValue
  value reference: Financial Strength
variable measured: Physical Branches
  type: PropertyValue
  value reference: Accessibility
variable measured: ATM Network Size
  type: PropertyValue
  value reference: Accessibility
variable measured: Mobile App Users
  type: PropertyValue
  value reference: Digital Banking
variable measured: Top Credit Card Cashback Rate
  type: PropertyValue
  value reference: Rewards
variable measured: Minimum Checking Balance
  type: PropertyValue
  value reference: Account Requirements
variable measured: Q1 2026 Net Income
  type: PropertyValue
  value reference: Profitability
variable measured: Wealth Management Assets
  type: PropertyValue
  value reference: Investment Services
variable measured: Monthly Checking Account Fee
  type: PropertyValue
  value reference: Fees
variable measured: Overdraft Fee
  type: PropertyValue
  value reference: Fees
variable measured: Auto Loan APR (Prime borrower)
  type: PropertyValue
  value reference: Lending
variable measured: CD Rate (12-month)
  type: PropertyValue
  value reference: Savings Rates
variable measured: Total Assets Under Management
  type: PropertyValue
  value reference: Scale
variable measured: Stock Trading Commission
  type: PropertyValue
  value reference: Investing Costs
variable measured: Mutual Fund Selection
  type: PropertyValue
  value reference: Investment Options
variable measured: Physical Locations
  type: PropertyValue
  value reference: Accessibility
variable measured: Mobile App Rating
  type: PropertyValue
  value reference: Technology
variable measured: Account Minimum Requirement
  type: PropertyValue
  value reference: Account Requirements
variable measured: Assets Under Management
  type: PropertyValue
  value reference: Scale & Strength
variable measured: Total Assets (USD Trillions)
  type: PropertyValue
  value reference: Financial Scale
variable measured: Number of U.S. Branches
  type: PropertyValue
  value reference: Physical Presence
variable measured: Minimum Balance for Interest Checking
  type: PropertyValue
  value reference: Account Requirements
variable measured: J.D. Power Customer Satisfaction (2025)
  type: PropertyValue
  value reference: Reputation
variable measured: Major Regulatory Enforcement Actions (2020-2025)
  type: PropertyValue
  value reference: Regulatory Standing
variable measured: Average APY on Savings (High-Yield Savings)
  type: PropertyValue
  value reference: Interest Rates
variable measured: Monthly Checking Fee
  type: PropertyValue
  value reference: Fees
variable measured: Savings Account APY
  type: PropertyValue
  value reference: Deposit Rates
variable measured: Physical Branches
  type: PropertyValue
  value reference: Accessibility
variable measured: ATM Network Access
  type: PropertyValue
  value reference: Accessibility
variable measured: Credit Card APR Range
  type: PropertyValue
  value reference: Credit Products
variable measured: Overdraft Fees
  type: PropertyValue
  value reference: Fees & Costs
variable measured: Mobile App Rating (iOS)
  type: PropertyValue
  value reference: Digital Tools
variable measured: Minimum Deposit to Open Account
  type: PropertyValue
  value reference: Account Requirements
variable measured: Total Assets
  type: PropertyValue
  value reference: Financial Scale
variable measured: U.S. Branch Count
  type: PropertyValue
  value reference: Physical Presence
variable measured: ATM Network Size
  type: PropertyValue
  value reference: Accessibility
variable measured: Average Monthly Checking Account Fee
  type: PropertyValue
  value reference: Pricing
variable measured: Customer Satisfaction Score
  type: PropertyValue
  value reference: Customer Service
variable measured: Mobile Banking App Rating (iOS)
  type: PropertyValue
  value reference: Digital Experience
variable measured: Mortgage Market Share
  type: PropertyValue
  value reference: Market Position
variable measured: Credit Rating (S&P Global)
  type: PropertyValue
  value reference: Financial Strength
variable measured: Checking Account Monthly Fee
  type: PropertyValue
  value reference: Banking Costs
variable measured: High-Yield Savings APY
  type: PropertyValue
  value reference: Interest Rates
variable measured: Credit Card Approval Rate
  type: PropertyValue
  value reference: Credit Products
variable measured: Investment/Brokerage Platform
  type: PropertyValue
  value reference: Services
variable measured: Auto Loan APR Range
  type: PropertyValue
  value reference: Lending
variable measured: Customer Satisfaction Score (J.D. Power 2025)
  type: PropertyValue
  value reference: Customer Experience
variable measured: High-Yield Savings Account APY
  type: PropertyValue
  value reference: Savings
variable measured: Monthly Maintenance Fee
variable measured: Overdraft Fee per Occurrence
variable measured: Physical Branch Locations
variable measured: Surcharge-Free ATM Network
variable measured: Customer Satisfaction Score (JD Power 2024)
variable measured: Auto Loan APR (Average)
variable measured: Minimum for Premium Checking/Advisory
variable measured: Savings Account APY Range
variable measured: Robo-Advisor Minimum
is based on: https://www.aversusb.net/compare/bank-of-america-vs-chase)

Bank of America vs Chase — Attribute Category Vocabulary
type: DefinedTermSet
language: en-US
description: Taxonomy of attribute categories used to classify comparison data for Bank of America vs Chase.
has defined term: Physical Presence
has defined term: Expansion
has defined term: Luxury Services
has defined term: Credit Products
has defined term: Digital Innovation
has defined term: Technology
has defined term: Rewards
has defined term: Wealth Management
has defined term: Digital Banking
has defined term: Account Requirements
has defined term: Service Quality
has defined term: Financial Strength
has defined term: Accessibility
has defined term: Profitability
has defined term: Investment Services
has defined term: Fees
has defined term: Lending
has defined term: Savings Rates
has defined term: Scale
has defined term: Investing Costs
has defined term: Investment Options
has defined term: Scale & Strength
has defined term: Financial Scale
has defined term: Reputation
has defined term: Regulatory Standing
has defined term: Interest Rates
has defined term: Deposit Rates
has defined term: Fees & Costs
has defined term: Digital Tools
has defined term: Pricing
has defined term: Customer Service
has defined term: Digital Experience
has defined term: Market Position
has defined term: Banking Costs
has defined term: Services
has defined term: Customer Experience
has defined term: Savings
has defined term: Distribution
has defined term: Lending Products
has defined term: Deposit Returns
has defined term: Advisory Services
has defined term: Earnings
has defined term: Loan Terms
has defined term: Products
has defined term: Convenience
has defined term: Global Reach
has defined term: Support & Reputation
has defined term: International Banking
has defined term: Product Strength
has defined term: Digital Services
has defined term: Usability
has defined term: Cost
has defined term: International
has defined term: Security
has defined term: Benefits
has defined term: Account Types
has defined term: Support

Physical Presence
type: DefinedTerm
term code: physical-presence
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Expansion
type: DefinedTerm
term code: expansion
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Luxury Services
type: DefinedTerm
term code: luxury-services
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Credit Products
type: DefinedTerm
term code: credit-products
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Digital Innovation
type: DefinedTerm
term code: digital-innovation
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Technology
type: DefinedTerm
term code: technology
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Rewards
type: DefinedTerm
term code: rewards
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Wealth Management
type: DefinedTerm
term code: wealth-management
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Digital Banking
type: DefinedTerm
term code: digital-banking
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Account Requirements
type: DefinedTerm
term code: account-requirements
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Service Quality
type: DefinedTerm
term code: service-quality
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Financial Strength
type: DefinedTerm
term code: financial-strength
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Accessibility
type: DefinedTerm
term code: accessibility
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Profitability
type: DefinedTerm
term code: profitability
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Investment Services
type: DefinedTerm
term code: investment-services
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Fees
type: DefinedTerm
term code: fees
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Lending
type: DefinedTerm
term code: lending
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Savings Rates
type: DefinedTerm
term code: savings-rates
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Scale
type: DefinedTerm
term code: scale
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Investing Costs
type: DefinedTerm
term code: investing-costs
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Investment Options
type: DefinedTerm
term code: investment-options
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Scale & Strength
type: DefinedTerm
term code: scale-&-strength
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Financial Scale
type: DefinedTerm
term code: financial-scale
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Reputation
type: DefinedTerm
term code: reputation
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Regulatory Standing
type: DefinedTerm
term code: regulatory-standing
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Interest Rates
type: DefinedTerm
term code: interest-rates
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Deposit Rates
type: DefinedTerm
term code: deposit-rates
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Fees & Costs
type: DefinedTerm
term code: fees-&-costs
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Digital Tools
type: DefinedTerm
term code: digital-tools
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Pricing
type: DefinedTerm
term code: pricing
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Customer Service
type: DefinedTerm
term code: customer-service
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Digital Experience
type: DefinedTerm
term code: digital-experience
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Market Position
type: DefinedTerm
term code: market-position
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Banking Costs
type: DefinedTerm
term code: banking-costs
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Services
type: DefinedTerm
term code: services
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Customer Experience
type: DefinedTerm
term code: customer-experience
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Savings
type: DefinedTerm
term code: savings
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Distribution
type: DefinedTerm
term code: distribution
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Lending Products
type: DefinedTerm
term code: lending-products
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Deposit Returns
type: DefinedTerm
term code: deposit-returns
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Advisory Services
type: DefinedTerm
term code: advisory-services
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Earnings
type: DefinedTerm
term code: earnings
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Loan Terms
type: DefinedTerm
term code: loan-terms
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Products
type: DefinedTerm
term code: products
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Convenience
type: DefinedTerm
term code: convenience
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Global Reach
type: DefinedTerm
term code: global-reach
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Support & Reputation
type: DefinedTerm
term code: support-&-reputation
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

International Banking
type: DefinedTerm
term code: international-banking
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Product Strength
type: DefinedTerm
term code: product-strength
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Digital Services
type: DefinedTerm
term code: digital-services
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Usability
type: DefinedTerm
term code: usability
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Cost
type: DefinedTerm
term code: cost
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

International
type: DefinedTerm
term code: international
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Security
type: DefinedTerm
term code: security
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Benefits
type: DefinedTerm
term code: benefits
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Account Types
type: DefinedTerm
term code: account-types
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

Support
type: DefinedTerm
term code: support
in defined term set: Bank of America vs Chase — Attribute Category Vocabulary

faq
type: FAQPage
language: en-US
is accessible for free: true
conditions of access: Free
date modified: 2026-07-09T17:29:20.706Z
author: A Versus B
publisher: A Versus B
is part of: bank-of-america-vs-chase)
main entity: Which bank has lower fees?
  type: Question
  accepted answer: Answer
    text: Chase generally offers lower fees with $0 monthly maintenance on most checking accounts, while Bank of America charges $12-$15/month (waivable with $1,500+ balance). Chase's advantage is particularly significant for low-balance customers, though both banks waive fees with direct deposit or minimum balance requirements.
    language: en-US
main entity: Which bank offers better savings account rates?
  type: Question
  accepted answer: Answer
    text: Chase's high-yield savings account offers 4.85% APY compared to Bank of America's 4.35% APY as of 2026. This 0.5% difference means on a $10,000 deposit, Chase would earn $50 more annually. Both rates exceed the national average of 4.3%.
    language: en-US
main entity: Which bank has better mobile banking?
  type: Question
  accepted answer: Answer
    text: Bank of America's mobile app scores 4.6/5 stars versus Chase's 4.5/5 stars. BofA users praise its intuitive interface and advanced budgeting tools, while Chase users value simpler navigation but note occasional lag. Both apps support mobile check deposit, bill pay, and digital wallets.
    language: en-US
main entity: Where can I access my money with each bank?
  type: Question
  accepted answer: Answer
    text: Chase has 24,000+ ATMs (largest network through AllPoint partnership) versus Bank of America's 16,000+. For branches, Chase operates 4,700+ versus Bank of America's 4,300+. Chase's advantage is particularly strong for ATM access; Bank of America's is slightly better for branch locations in certain metropolitan areas.
    language: en-US
main entity: Which bank is better for credit cards?
  type: Question
  accepted answer: Answer
    text: Chase offers superior credit card rewards, with flagship cards providing up to 5% cashback in rotating categories, compared to Bank of America's maximum 2.5% through branded cards. Chase cardholders also benefit from no foreign transaction fees on premium cards, making it better for travelers.
    language: en-US

How to Choose Between Bank of America and Chase Bank
type: HowTo
description: Chase offers more ATMs (24,000+) and higher checking account interest rates (up to 4.85% APY), while Bank of America has more physical branches (4,300+) and stronger mobile banking features. Chase generally appeals to fee-conscious consumers, while Bank of America serves those prioritizing branch accessibility.
language: en-US
total time: PT3M
step: Consider: ATM Network Size
step: Consider: Physical Branch Count
step: Consider: Checking Account Monthly Fee
step: Consider: High-Yield Savings APY (2026)
step: Consider: Credit Card Rewards (Cashback Rate)
step: Consider: Mobile App User Rating
step: Consider: Customer Satisfaction Score (J.D. Power 2025)
tool: A Versus B Comparison Guide
tip: HowToTip
  text: Choose Chase if you prioritize competitive interest rates, lower fees on premium accounts, and maximum ATM/branch accessibility nationwide. Choose Bank of America if you value exceptional mobile banking technology, robust wealth management services, and prefer established local branch relationships in major markets.

Consider: ATM Network Size
type: HowToStep
position: 1
text: ATM Network Size: Bank of America has 16,000+ ATMs, while Chase Bank has 24,000+ ATMs (includes AllPoint network).

Consider: Physical Branch Count
type: HowToStep
position: 2
text: Physical Branch Count: Bank of America has 4,300+ branches, while Chase Bank has 4,700+ branches.

Consider: Checking Account Monthly Fee
type: HowToStep
position: 3
text: Checking Account Monthly Fee: Bank of America has $15 (waivable with $1,500+ balance), while Chase Bank has $0-$15 depending on account type.

Consider: High-Yield Savings APY (2026)
type: HowToStep
position: 4
text: High-Yield Savings APY (2026): Bank of America has 4.35% APY, while Chase Bank has 4.85% APY.

Consider: Credit Card Rewards (Cashback Rate)
type: HowToStep
position: 5
text: Credit Card Rewards (Cashback Rate): Bank of America has 1.5-2.5% cashback max, while Chase Bank has 1.5-5% cashback max.

Consider: Mobile App User Rating
type: HowToStep
position: 6
text: Mobile App User Rating: Bank of America has 4.6/5 stars (App Store/Google Play avg), while Chase Bank has 4.5/5 stars (App Store/Google Play avg).

Consider: Customer Satisfaction Score (J.D. Power 2025)
type: HowToStep
position: 7
text: Customer Satisfaction Score (J.D. Power 2025): Bank of America has 78/100, while Chase Bank has 79/100.

claimreview
type: ClaimReview
is accessible for free: true
conditions of access: Free
claim reviewed: Bank of America vs Chase
review body: Chase offers more ATMs (24,000+) and higher checking account interest rates (up to 4.85% APY), while Bank of America has more physical branches (4,300+) and stronger mobile banking features. Chase generally appeals to fee-conscious consumers, while Bank of America serves those prioritizing branch accessibility.
review rating: Rating
  rating: 5
  worst rating: 1
  best rating: 5
  alternate name: Verified Comparison
author: A Versus B
item reviewed: Bank of America vs Chase

Customer Satisfaction Score
type: PropertyValue
value: Bank of America: 68/100 | Chase Bank: N/A

Mobile Banking App Rating (iOS)
type: PropertyValue
value: Bank of America: 4.1/5 stars | Chase Bank: N/A

Mortgage Market Share
type: PropertyValue
value: Bank of America: 6.8% | Chase Bank: N/A

Credit Rating (S&P Global)
type: PropertyValue
value: Bank of America: AA- | Chase Bank: N/A

Checking Account Monthly Fee
type: PropertyValue
value: Bank of America: $12 (waivable) | Chase Bank: $12 (waivable with conditions)

High-Yield Savings APY
type: PropertyValue
value: Bank of America: 0.01% | Chase Bank: 4.85%
value reference: Chase Bank

Credit Card Approval Rate
type: PropertyValue
value: Bank of America: ~50% | Chase Bank: N/A

Investment/Brokerage Platform
type: PropertyValue
value: Bank of America: Merrill Edge + full advisory | Chase Bank: N/A

Auto Loan APR Range
type: PropertyValue
value: Bank of America: 5.24% - 9.99% | Chase Bank: N/A

Customer Satisfaction Score (J.D. Power 2025)
type: PropertyValue
value: Bank of America: 759 | Chase Bank: N/A

High-Yield Savings Account APY
type: PropertyValue
value: Bank of America: 0.01% | Chase Bank: 0.01%

Monthly Maintenance Fee
type: PropertyValue
value: Bank of America: $12 (waivable) | Chase Bank: $0-$12 (varies)
value reference: Chase Bank

Overdraft Fee per Occurrence
type: PropertyValue
value: Bank of America: $35 | Chase Bank: N/A

Physical Branch Locations
type: PropertyValue
value: Bank of America: 4,300+ | Chase Bank: 4,700+
value reference: Chase Bank

Surcharge-Free ATM Network
type: PropertyValue
value: Bank of America: 64,000+ | Chase Bank: 55,000+
value reference: Bank of America

Customer Satisfaction Score (JD Power 2024)
type: PropertyValue
value: Bank of America: 751 | Chase Bank: N/A

Auto Loan APR (Average)
type: PropertyValue
value: Bank of America: 5.89% | Chase Bank: N/A

Minimum for Premium Checking/Advisory
type: PropertyValue
value: Bank of America: $100,000 | Chase Bank: N/A

Savings Account APY Range
type: PropertyValue
value: Bank of America: 0.01%-0.04% | Chase Bank: N/A

Robo-Advisor Minimum
type: PropertyValue
value: Bank of America: $25,000 | Chase Bank: N/A

Minimum Balance Required
type: PropertyValue
value: Bank of America: N/A | Chase Bank: $0-$100 (varies by product)

Interest on $10,000 Savings (Annual)
type: PropertyValue
value: Bank of America: N/A | Chase Bank: $1 (at 0.01% APY)

Personal Loan APR (Best Rate)
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 6.99%

Personal Loan APR (Worst Rate)
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 24.99%

Credit Card Products
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 50+ options

Monthly Account Maintenance Fee
type: PropertyValue
value: Bank of America: N/A | Chase Bank: $0 - $25

Physical US Branches
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 4,700+

International Countries Served
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 60+

Customer Satisfaction Rating
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 80% (J.D. Power 2024)

Basic Checking Account Monthly Fee
type: PropertyValue
value: Bank of America: N/A | Chase Bank: $0

International Wire Transfer Fee Range
type: PropertyValue
value: Bank of America: N/A | Chase Bank: $15-45 per transfer

US Mortgage Market Share
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 10.2% (largest)

Mobile App Availability
type: PropertyValue
value: Bank of America: N/A | Chase Bank: iOS, Android, web—24/7 support

US Credit Card Market Share
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 26%

Global Cardholder Base
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 156 million

Maximum Rewards Rate (Best Cards)
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 5x points

Merchant Acceptance (US)
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 99%

Premium Card Annual Fee Range
type: PropertyValue
value: Bank of America: N/A | Chase Bank: $95-$695

Foreign Transaction Fees (Average)
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 0-3%

Fraud Rate
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 0.15%

Travel Credit Value (Premium Cards)
type: PropertyValue
value: Bank of America: N/A | Chase Bank: $750 annually

Personal Loan APR Range
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 5.99%-21.24%

Checking Account Availability
type: PropertyValue
value: Bank of America: N/A | Chase Bank: Yes, with debit card

Monthly Maintenance Fees
type: PropertyValue
value: Bank of America: N/A | Chase Bank: $12 (waivable)

Credit Card Rewards Options
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 50+ cards (up to 5% back)

Mortgage Origination Volume (2023)
type: PropertyValue
value: Bank of America: N/A | Chase Bank: $405B

Customer Service Hours
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 24/7 phone + branch hours

Minimum Opening Deposit
type: PropertyValue
value: Bank of America: N/A | Chase Bank: $0

Net Promoter Score (Customer Satisfaction)
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 41

High-Yield Checking APY
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 4.75% (Premier Plus)

Total ATM Network
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 24,000+

Maximum Credit Card Cashback Rate
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 5%

Customer Satisfaction (J.D. Power 2025)
type: PropertyValue
value: Bank of America: N/A | Chase Bank: 79/100

Assets Under Management (Wealth Division)
type: PropertyValue
value: Bank of America: N/A | Chase Bank: $3.4T

SpeakableSpecification
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css selector: #verdict
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css selector: #faq
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xpath: //*[@id='verdict']

Bank of America — Wikipedia
type: CreativeWork

Chase Bank — Wikipedia
type: CreativeWork

Compare Bank of America vs Chase Bank
type: Action
additional type: CompareAction
target: https://www.aversusb.net/compare/bank-of-america-vs-chase)
object: Bank of America
object: Chase Bank

Monthly Maintenance Fee
type: PropertyValue
value reference: Fees

Overdraft Fee per Occurrence
type: PropertyValue
value reference: Fees

Physical Branch Locations
type: PropertyValue
value reference: Distribution

Surcharge-Free ATM Network
type: PropertyValue
value reference: Accessibility

Customer Satisfaction Score (JD Power 2024)
type: PropertyValue
value reference: Customer Experience

Auto Loan APR (Average)
type: PropertyValue
value reference: Lending Products

Minimum for Premium Checking/Advisory
type: PropertyValue
value reference: Account Requirements

Savings Account APY Range
type: PropertyValue
value reference: Deposit Returns

Robo-Advisor Minimum
type: PropertyValue
value reference: Advisory Services

Minimum Balance Required
type: PropertyValue
value reference: Account Requirements

Interest on $10,000 Savings (Annual)
type: PropertyValue
value reference: Earnings

Personal Loan APR (Best Rate)
type: PropertyValue
value reference: Loan Terms

Personal Loan APR (Worst Rate)
type: PropertyValue
value reference: Lending

Credit Card Products
type: PropertyValue
value reference: Products

Monthly Account Maintenance Fee
type: PropertyValue
value reference: Fees

Physical US Branches
type: PropertyValue
value reference: Convenience

International Countries Served
type: PropertyValue
value reference: Global Reach

Customer Satisfaction Rating
type: PropertyValue
value reference: Support & Reputation

Basic Checking Account Monthly Fee
type: PropertyValue
value reference: Fees

International Wire Transfer Fee Range
type: PropertyValue
value reference: International Banking

US Mortgage Market Share
type: PropertyValue
value reference: Product Strength

Mobile App Availability
type: PropertyValue
value reference: Digital Services

US Credit Card Market Share
type: PropertyValue
value reference: Market Position

Global Cardholder Base
type: PropertyValue
value reference: Scale

Maximum Rewards Rate (Best Cards)
type: PropertyValue
value reference: Rewards

Merchant Acceptance (US)
type: PropertyValue
value reference: Usability

Premium Card Annual Fee Range
type: PropertyValue
value reference: Cost

Foreign Transaction Fees (Average)
type: PropertyValue
value reference: International

Fraud Rate
type: PropertyValue
value reference: Security

Travel Credit Value (Premium Cards)
type: PropertyValue
value reference: Benefits

Personal Loan APR Range
type: PropertyValue
value reference: Lending Products

Checking Account Availability
type: PropertyValue
value reference: Account Types

Monthly Maintenance Fees
type: PropertyValue
value reference: Fees

Credit Card Rewards Options
type: PropertyValue
value reference: Credit Products

Mortgage Origination Volume (2023)
type: PropertyValue
value reference: Lending Products

Customer Service Hours
type: PropertyValue
value reference: Support

Minimum Opening Deposit
type: PropertyValue
value reference: Account Requirements

Net Promoter Score (Customer Satisfaction)
type: PropertyValue
value reference: Customer Experience

High-Yield Checking APY
type: PropertyValue
value reference: Interest Rates

Total ATM Network
type: PropertyValue
value reference: Accessibility

Maximum Credit Card Cashback Rate
type: PropertyValue
value reference: Rewards

Customer Satisfaction (J.D. Power 2025)
type: PropertyValue
value reference: Customer Experience

Assets Under Management (Wealth Division)
type: PropertyValue
value reference: Financial Scale