{"slug":"wave-vs-xero","title":"Wave vs Xero","url":"https://www.aversusb.net/compare/wave-vs-xero","faqCount":5,"faqs":[{"question":"Is Wave completely free forever?","answer":"Yes, Wave's core accounting features including invoicing, expense tracking, and financial reports are completely free with no time limit. Wave monetizes through optional add-ons like Wave Payments (2.2% + $0.50 per transaction for credit card processing), but these are entirely optional. Your accounting data remains free to use indefinitely."},{"question":"Can Wave handle multiple currencies?","answer":"No, Wave supports only single-currency accounting (USD in the US, CAD in Canada). If your business operates internationally or deals with multiple currencies, Xero is a better choice with support for 150+ currencies and real-time exchange rate conversion."},{"question":"How many users can access Xero simultaneously?","answer":"Xero's Starter plan ($13/month) allows 1 user only. The Standard plan ($37/month) and Premium plan ($62/month) offer unlimited users, making it suitable for team-based businesses. Wave's free plan allows up to 2 users."},{"question":"Which software integrates better with e-commerce platforms?","answer":"Xero has significantly more integrations (1000+) including native connections with Shopify, WooCommerce, BigCommerce, and Amazon. Wave supports 100+ integrations but with more limited e-commerce coverage. For online retailers, Xero's deeper integration ecosystem is more comprehensive."},{"question":"Does Wave offer payroll functionality?","answer":"Wave does not offer native payroll processing. Xero offers payroll in select countries (US, UK, Australia, Canada) as an add-on feature. Both platforms allow integration with third-party payroll services like Gusto or ADP for payroll needs."}],"faqPageSchema":{"@context":"https://schema.org","@type":"FAQPage","@id":"https://www.aversusb.net/compare/wave-vs-xero#faq","url":"https://www.aversusb.net/compare/wave-vs-xero","inLanguage":"en-US","name":"Wave vs Xero — FAQ","description":"Frequently asked questions about Wave vs Xero","dateModified":"2026-07-05T11:37:21.561Z","author":{"@type":"Organization","@id":"https://www.aversusb.net/#organization","name":"A Versus B"},"publisher":{"@type":"Organization","@id":"https://www.aversusb.net/#organization","name":"A Versus B"},"isPartOf":{"@type":"Article","@id":"https://www.aversusb.net/compare/wave-vs-xero#article"},"license":"https://creativecommons.org/licenses/by/4.0/","speakable":{"@type":"SpeakableSpecification","cssSelector":["#faq",".faq-item"]},"mainEntity":[{"@type":"Question","name":"Is Wave completely free forever?","acceptedAnswer":{"@type":"Answer","text":"Yes, Wave's core accounting features including invoicing, expense tracking, and financial reports are completely free with no time limit. Wave monetizes through optional add-ons like Wave Payments (2.2% + $0.50 per transaction for credit card processing), but these are entirely optional. Your accounting data remains free to use indefinitely.","inLanguage":"en-US","url":"https://www.aversusb.net/compare/wave-vs-xero"}},{"@type":"Question","name":"Can Wave handle multiple currencies?","acceptedAnswer":{"@type":"Answer","text":"No, Wave supports only single-currency accounting (USD in the US, CAD in Canada). If your business operates internationally or deals with multiple currencies, Xero is a better choice with support for 150+ currencies and real-time exchange rate conversion.","inLanguage":"en-US","url":"https://www.aversusb.net/compare/wave-vs-xero"}},{"@type":"Question","name":"How many users can access Xero simultaneously?","acceptedAnswer":{"@type":"Answer","text":"Xero's Starter plan ($13/month) allows 1 user only. The Standard plan ($37/month) and Premium plan ($62/month) offer unlimited users, making it suitable for team-based businesses. Wave's free plan allows up to 2 users.","inLanguage":"en-US","url":"https://www.aversusb.net/compare/wave-vs-xero"}},{"@type":"Question","name":"Which software integrates better with e-commerce platforms?","acceptedAnswer":{"@type":"Answer","text":"Xero has significantly more integrations (1000+) including native connections with Shopify, WooCommerce, BigCommerce, and Amazon. Wave supports 100+ integrations but with more limited e-commerce coverage. For online retailers, Xero's deeper integration ecosystem is more comprehensive.","inLanguage":"en-US","url":"https://www.aversusb.net/compare/wave-vs-xero"}},{"@type":"Question","name":"Does Wave offer payroll functionality?","acceptedAnswer":{"@type":"Answer","text":"Wave does not offer native payroll processing. Xero offers payroll in select countries (US, UK, Australia, Canada) as an add-on feature. Both platforms allow integration with third-party payroll services like Gusto or ADP for payroll needs.","inLanguage":"en-US","url":"https://www.aversusb.net/compare/wave-vs-xero"}}]}}