{"slug":"amex-blue-vs-chase-sapphire)","title":"American Express Blue Cash vs Chase Sapphire Preferred","url":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)","faqCount":5,"faqs":[{"question":"Which card is better for someone who travels internationally?","answer":"Chase Sapphire Preferred is significantly better for international travel because it charges 0% foreign transaction fees (vs 1% for Amex Blue) and includes comprehensive travel insurance covering trip delays, cancellations, and baggage loss. The $300 annual travel credit also directly offsets the $95 annual fee for frequent travelers."},{"question":"Can I use the Chase Sapphire $300 travel credit for gas or groceries?","answer":"No. Chase's $300 travel credit applies only to eligible travel purchases: airfare, hotels, rental cars, parking, tolls, trains, buses, taxis, and similar travel-related expenses. Groceries and gas do not qualify."},{"question":"Which card gives better cash back for grocery shopping?","answer":"American Express Blue Cash offers 3% cash back on US supermarket purchases (up to $150,000 annually, then 1%), while Chase Sapphire Preferred offers 2x points worth a minimum of 2% when redeemed for travel. For pure grocery spending, Amex Blue provides 1% more value. However, if you value points flexibility for travel redemptions, Sapphire's 2x may be worth more."},{"question":"What is the real cost of Chase Sapphire Preferred after the travel credit?","answer":"The $95 annual fee minus the $300 travel credit means the net cost is effectively $0 or negative for users who spend at least $300 on eligible travel purchases annually. This makes it fee-free for most travelers, whereas Amex Blue has zero annual fee regardless of spending."},{"question":"Which card's sign-up bonus is worth more?","answer":"Chase Sapphire Preferred's $500 bonus is substantially higher than Amex Blue's $200 bonus in raw dollar terms. However, Sapphire requires $4,000 spending in 3 months vs $2,000 for Blue, and the 2.5x higher bonus ($500 vs $200) may not offset its $95 annual fee in the first year for low-spending users. The Sapphire bonus is objectively larger but requires greater spending commitment."}],"faqPageSchema":{"@context":"https://schema.org","@type":"FAQPage","@id":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)#faq","url":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)","inLanguage":"en-US","name":"American Express Blue Cash vs Chase Sapphire Preferred — FAQ","description":"Frequently asked questions about American Express Blue Cash vs Chase Sapphire Preferred","dateModified":"2026-07-09T11:29:47.102Z","author":{"@type":"Organization","@id":"https://www.aversusb.net/#organization","name":"A Versus B"},"publisher":{"@type":"Organization","@id":"https://www.aversusb.net/#organization","name":"A Versus B"},"isPartOf":{"@type":"Article","@id":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)#article"},"license":"https://creativecommons.org/licenses/by/4.0/","speakable":{"@type":"SpeakableSpecification","cssSelector":["#faq",".faq-item"]},"mainEntity":[{"@type":"Question","name":"Which card is better for someone who travels internationally?","acceptedAnswer":{"@type":"Answer","text":"Chase Sapphire Preferred is significantly better for international travel because it charges 0% foreign transaction fees (vs 1% for Amex Blue) and includes comprehensive travel insurance covering trip delays, cancellations, and baggage loss. The $300 annual travel credit also directly offsets the $95 annual fee for frequent travelers.","inLanguage":"en-US","url":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)"}},{"@type":"Question","name":"Can I use the Chase Sapphire $300 travel credit for gas or groceries?","acceptedAnswer":{"@type":"Answer","text":"No. Chase's $300 travel credit applies only to eligible travel purchases: airfare, hotels, rental cars, parking, tolls, trains, buses, taxis, and similar travel-related expenses. Groceries and gas do not qualify.","inLanguage":"en-US","url":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)"}},{"@type":"Question","name":"Which card gives better cash back for grocery shopping?","acceptedAnswer":{"@type":"Answer","text":"American Express Blue Cash offers 3% cash back on US supermarket purchases (up to $150,000 annually, then 1%), while Chase Sapphire Preferred offers 2x points worth a minimum of 2% when redeemed for travel. For pure grocery spending, Amex Blue provides 1% more value. However, if you value points flexibility for travel redemptions, Sapphire's 2x may be worth more.","inLanguage":"en-US","url":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)"}},{"@type":"Question","name":"What is the real cost of Chase Sapphire Preferred after the travel credit?","acceptedAnswer":{"@type":"Answer","text":"The $95 annual fee minus the $300 travel credit means the net cost is effectively $0 or negative for users who spend at least $300 on eligible travel purchases annually. This makes it fee-free for most travelers, whereas Amex Blue has zero annual fee regardless of spending.","inLanguage":"en-US","url":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)"}},{"@type":"Question","name":"Which card's sign-up bonus is worth more?","acceptedAnswer":{"@type":"Answer","text":"Chase Sapphire Preferred's $500 bonus is substantially higher than Amex Blue's $200 bonus in raw dollar terms. However, Sapphire requires $4,000 spending in 3 months vs $2,000 for Blue, and the 2.5x higher bonus ($500 vs $200) may not offset its $95 annual fee in the first year for low-spending users. The Sapphire bonus is objectively larger but requires greater spending commitment.","inLanguage":"en-US","url":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)"}}]}}