{"id":"cmnbtp42500l95yl3g4itmj25","slug":"revolut-vs-wise","title":"Revolut vs Wise","shortAnswer":"Revolut and Wise are leading fintech platforms for international money transfers and multi-currency banking, but with different primary focuses. Revolut emphasizes everyday spending, budgeting, and crypto features, while Wise specializes in transparent international transfers with real mid-market exchange rates and minimal markups.","keyDifferences":[{"label":"Primary Use Case","winner":"tie","entityAValue":"Daily spending, budgeting, crypto trading","entityBValue":"International money transfers, multi-currency accounts"},{"label":"2025 Revenue","winner":"a","entityAValue":"€5.2 billion","entityBValue":"Not publicly disclosed"},{"label":"Market Cap (2026)","winner":"b","entityAValue":"Private (Pre-IPO)","entityBValue":"£9.16 billion GBP"},{"label":"User Base","winner":"a","entityAValue":"52.5 million (2024)","entityBValue":"Not publicly specified"},{"label":"Exchange Rate Approach","winner":"b","entityAValue":"Competitive rates with markup","entityBValue":"Real mid-market rates, no markups"},{"label":"Features Breadth","winner":"a","entityAValue":"Crypto, vaults, joint accounts, budgeting","entityBValue":"Transfers, multi-currency, business accounts"},{"label":"Target Audience","winner":"tie","entityAValue":"Digital nomads, everyday users","entityBValue":"Frequent international senders"}],"verdict":"Both Revolut and Wise excel in the fintech space but serve slightly different needs. Revolut is better for users seeking a comprehensive digital banking solution with everyday spending features and investment options, while Wise is superior for those prioritizing cost-effective international transfers with transparent, real-time exchange rates. The choice depends on whether you need a full banking replacement (Revolut) or a specialized transfer solution (Wise).","category":"companies","entities":[{"id":"cmnbtp3th00l65yl3f025zhcj","slug":"revolut","name":"Revolut","shortDesc":"UK-based fintech neobank offering digital banking, international transfers, crypto trading, and budgeting tools for 52.5M+ users.","imageUrl":null,"entityType":"company","position":0,"pros":["Comprehensive feature set including crypto trading and investment tools","Strong revenue growth (46% YoY in 2025, €5.2bn total)","Large and growing user base (52.5 million users)","Joint accounts, savings vaults, and advanced budgeting capabilities","Supports 160+ countries and 70+ currencies"],"cons":["Not yet publicly listed; IPO timeline uncertain","More complex interface may overwhelm transfer-focused users","Exchange rates include markup compared to Wise"],"bestFor":"Digital nomads, frequent travelers, and users wanting all-in-one banking with investment and crypto features."},{"id":"cmnbtp3xt00l85yl3mk695be4","slug":"wise","name":"Wise","shortDesc":"UK-based fintech specialist in international money transfers using real mid-market exchange rates with minimal fees.","imageUrl":null,"entityType":"company","position":1,"pros":["Real mid-market exchange rates with no markup (industry-leading transparency)","Publicly listed on London Stock Exchange (market cap £9.16B as of March 2026)","Lower overall costs for international transfers compared to competitors","Dedicated business and personal account options","Streamlined, intuitive interface focused on transfers"],"cons":["Limited feature set compared to Revolut (no crypto, limited investing)","Less suitable for everyday domestic spending","User base size not publicly disclosed"],"bestFor":"Frequent international senders, expats managing money across borders, and businesses needing cost-effective multi-currency transfers."}],"attributes":[{"id":"cmnbtp5m500ln5yl3kv40juje","slug":"annual-revenue-most-recent-year","name":"Annual Revenue (Most Recent Year)","unit":"billion EUR/GBP","category":"Financial Performance","dataType":"number","higherIsBetter":true,"values":[{"entityId":"cmnbtp3th00l65yl3f025zhcj","valueText":"€5.2 billion (2025)","valueNumber":5.2,"valueBoolean":null},{"entityId":"cmnbtp3xt00l85yl3mk695be4","valueText":"Not publicly disclosed","valueNumber":null,"valueBoolean":null}]},{"id":"cmnbtmjip00ej5yl3d0affwr7","slug":"market-capitalization-march-2026","name":"Market Capitalization (March 2026)","unit":"USD Billion","category":"Financial Performance","dataType":"number","higherIsBetter":true,"values":[{"entityId":"cmnbtp3th00l65yl3f025zhcj","valueText":"Private (Pre-IPO)","valueNumber":null,"valueBoolean":null},{"entityId":"cmnbtp3xt00l85yl3mk695be4","valueText":"£9.16 billion","valueNumber":9.16,"valueBoolean":null}]},{"id":"cmnbtp6xi00lx5yl3tttv8xc0","slug":"user-base-size","name":"User Base Size","unit":"millions","category":"User Metrics","dataType":"number","higherIsBetter":true,"values":[{"entityId":"cmnbtp3th00l65yl3f025zhcj","valueText":"52.5 million (2024)","valueNumber":52.5,"valueBoolean":null},{"entityId":"cmnbtp3xt00l85yl3mk695be4","valueText":"Not publicly disclosed","valueNumber":null,"valueBoolean":null}]},{"id":"cmnbtp7nc00m35yl3enbc4sb7","slug":"supported-currencies","name":"Supported Currencies","unit":"count","category":"Features","dataType":"number","higherIsBetter":true,"values":[{"entityId":"cmnbtp3th00l65yl3f025zhcj","valueText":"70+ currencies","valueNumber":70,"valueBoolean":null,"winner":false},{"entityId":"cmnbtp3xt00l85yl3mk695be4","valueText":"150+ currencies (implied)","valueNumber":150,"valueBoolean":null,"winner":true}]},{"id":"cmnbtp8d800m95yl3m8qtxyw0","slug":"covered-countries-corridors","name":"Covered Countries/Corridors","unit":"count","category":"Features","dataType":"number","higherIsBetter":true,"values":[{"entityId":"cmnbtp3th00l65yl3f025zhcj","valueText":"160+ countries","valueNumber":160,"valueBoolean":null,"winner":false},{"entityId":"cmnbtp3xt00l85yl3mk695be4","valueText":"180+ corridors","valueNumber":180,"valueBoolean":null,"winner":true}]},{"id":"cmnbtjd62006d5yl3f45f9a1r","slug":"public-trading-status","name":"Public Trading Status","unit":null,"category":"Corporate","dataType":"text","higherIsBetter":null,"values":[{"entityId":"cmnbtp3th00l65yl3f025zhcj","valueText":"Private (IPO planned)","valueNumber":null,"valueBoolean":null},{"entityId":"cmnbtp3xt00l85yl3mk695be4","valueText":"Public (LSE: WISE)","valueNumber":null,"valueBoolean":null}]},{"id":"cmnbtiquh005b5yl3eg2jrso7","slug":"year-founded","name":"Year Founded","unit":null,"category":"Company History","dataType":"number","higherIsBetter":false,"values":[{"entityId":"cmnbtp3th00l65yl3f025zhcj","valueText":"2011","valueNumber":2011,"valueBoolean":null},{"entityId":"cmnbtp3xt00l85yl3mk695be4","valueText":"2011","valueNumber":2011,"valueBoolean":null}]},{"id":"cmnbtpaa400mn5yl3rmdejn3b","slug":"exchange-rate-markup","name":"Exchange Rate Markup","unit":"transparency level","category":"Features","dataType":"text","higherIsBetter":false,"values":[{"entityId":"cmnbtp3th00l65yl3f025zhcj","valueText":"Competitive with markup","valueNumber":null,"valueBoolean":null},{"entityId":"cmnbtp3xt00l85yl3mk695be4","valueText":"Real mid-market, no markup","valueNumber":null,"valueBoolean":null}]}],"faqs":[{"question":"Which platform is better for international money transfers?","answer":"Wise is superior for pure transfer needs, offering real mid-market exchange rates with no markup, resulting in lower overall costs. Revolut is better if you want transfers combined with everyday banking and investment features, though its exchange rates include a markup."},{"question":"Can I use Revolut or Wise for cryptocurrency trading?","answer":"Revolut offers built-in cryptocurrency exchange and trading features as part of its platform. Wise does not offer cryptocurrency services and focuses exclusively on traditional currency transfers and multi-currency banking."},{"question":"Is Wise or Revolut publicly traded in 2026?","answer":"Wise is publicly listed on the London Stock Exchange (LSE: WISE) with a market cap of approximately £9.16 billion as of March 2026. Revolut remains private and has not yet completed its IPO, though it has announced plans to go public."},{"question":"Which platform has more users?","answer":"Revolut has a significantly larger disclosed user base with 52.5 million users as of 2024. Wise does not publicly disclose its user numbers, making direct comparison difficult."},{"question":"What are the main fees charged by each platform?","answer":"Wise charges transparent fees based on transfer corridors (typically 0.5-2% plus a small fixed fee) with no hidden markup on exchange rates. Revolut offers competitive rates but includes a small markup on exchange rates; fees vary by service tier and feature used."}],"relatedComparisons":[{"slug":"netflix-vs-disney-plus","title":"Netflix vs Disney+","category":"companies"},{"slug":"iphone-17-vs-samsung-s26","title":"iPhone 17 vs Samsung Galaxy S26","category":"technology"},{"slug":"ps5-vs-xbox-series-x","title":"PS5 vs Xbox Series X","category":"technology"},{"slug":"mac-vs-windows","title":"Mac vs Windows","category":"technology"},{"slug":"android-vs-ios","title":"Android vs iOS","category":"technology"},{"slug":"bitcoin-vs-ethereum","title":"Bitcoin vs Ethereum","category":"economy"},{"slug":"nvidia-vs-amd","title":"NVIDIA vs AMD","category":"technology"},{"slug":"us-economy-vs-china-economy","title":"US Economy vs China Economy","category":"economy"},{"slug":"stock-market-vs-real-estate","title":"Stock Market vs Real Estate","category":"economy"},{"slug":"cvs-vs-rite-aid","title":"CVS vs Rite Aid","category":"companies"},{"slug":"united-airlines-vs-delta-air-lines","title":"United Airlines vs Delta Air Lines","category":"companies"},{"slug":"ulta-vs-target","title":"Ulta Beauty vs Target","category":"companies"}],"relatedBlogPosts":[{"slug":"best-streaming-services-in-2026-top-picks-for-every-budget-interest","title":"Best Streaming Services in 2026: Top Picks for Every Budget & Interest","excerpt":"Navigating the crowded streaming landscape in 2026 can be overwhelming. 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