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At $100M annual volume, Adyen's tiered structure (1.25% + $0.25) saves approximately $1.65M annually compared to Stripe's standard 2.9% + $0.30 rate. However, Adyen requires $50K+ monthly minimums, making it unsuitable for smaller businesses."},{"question":"Which is better for startups?","answer":"Stripe is overwhelmingly better for startups. It requires zero minimum processing volume, offers superior API documentation enabling 1-3 day implementation vs Adyen's 6-12 weeks, and includes 7,000+ pre-built integrations. Stripe's pricing (2.9% + $0.30) is transparent and scales with your revenue."},{"question":"Does Adyen support omnichannel (online + POS)?","answer":"Yes, Adyen excels at omnichannel with integrated POS, online, mobile, and in-app payments from a single platform. Stripe has weaker omnichannel support, primarily focused on online and mobile; for POS, Stripe recommends third-party partners like Toast or Square."},{"question":"Which processes transactions faster?","answer":"Stripe's API responds faster (100-150ms vs Adyen's 150-200ms). However, this difference is negligible for most use cases. Both platforms achieve sub-second checkout experiences in production. The difference matters primarily for high-frequency or ultra-low-latency scenarios."},{"question":"Which supports more countries?","answer":"Stripe technically covers 195+ countries vs Adyen's 190+, making Stripe slightly broader. However, Adyen's 50+ direct acquiring licenses (vs Stripe's 30+) provide better cost control and regulatory compliance in major markets. 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