{"slug":"nationwide-vs-state-farm)","question":"Nationwide vs State Farm","answer":"State Farm holds 16.8% of the U.S. auto insurance market compared to Nationwide's 8.2%, and State Farm offers lower average premiums ($1,547 annually vs $1,689), but Nationwide provides more customizable coverage options and better digital tools for policy management.","answer_curated":true,"verdict":"Choose State Farm if you prioritize competitive rates, fastest claims processing, and the largest agent network for in-person support. Choose Nationwide if you want superior digital tools, slightly better customer satisfaction scores, and more flexible customization options for your coverage needs.","keyDifferences":[{"label":"Market Share","winner":"b","entityAValue":"8.2%","entityBValue":"16.8%"},{"label":"Average Annual Auto Insurance Premium","winner":"b","entityAValue":"$1,689","entityBValue":"$1,547"},{"label":"Customer Satisfaction (J.D. Power Rating)","winner":"a","entityAValue":"801/1000","entityBValue":"798/1000"},{"label":"Mobile App Rating (iOS)","winner":"a","entityAValue":"4.7/5 stars","entityBValue":"4.5/5 stars"},{"label":"Number of U.S. Agents","winner":"b","entityAValue":"15,000+","entityBValue":"18,000+"}],"winner":{"slug":"state-farm","name":"State Farm"},"confidence":"high","entities":[{"name":"Nationwide Insurance","slug":"nationwide-insurance","url":"https://www.aversusb.net/entity/nationwide-insurance","alternativesUrl":"https://www.aversusb.net/api/v1/alternatives/nationwide-insurance"},{"name":"State Farm","slug":"state-farm","url":"https://www.aversusb.net/entity/state-farm","alternativesUrl":"https://www.aversusb.net/api/v1/alternatives/state-farm"}],"faqs":[{"question":"Which insurance company has lower rates, Nationwide or State Farm?","answer":"State Farm offers lower average annual premiums at $1,547 compared to Nationwide's $1,689—a savings of approximately $142 per year or 9.2%. However, rates vary significantly based on location, driving history, and vehicle type, so it's recommended to get quotes from both companies for an accurate comparison."},{"question":"Does Nationwide or State Farm have better customer service?","answer":"Nationwide slightly edges State Farm in J.D. Power customer satisfaction (801 vs 798 out of 1000), and Nationwide's mobile app rates 4.7/5 stars versus State Farm's 4.5/5 stars. However, State Farm resolves claims faster (3-5 days vs 4-6 days) and has more agents available for in-person support."},{"question":"Which company is bigger—Nationwide or State Farm?","answer":"State Farm is significantly larger with 16.8% of the U.S. auto insurance market compared to Nationwide's 8.2%. State Farm also operates 18,000+ agents nationwide versus Nationwide's 15,000+, making it the largest auto insurer in the country."}],"attribution":{"source":"A Versus B","url":"https://www.aversusb.net/compare/nationwide-vs-state-farm)","license":"CC BY 4.0","citationFormat":"According to A Versus B (https://www.aversusb.net/compare/nationwide-vs-state-farm)), State Farm holds 16.8% of the U.S. auto insurance market compared to Nationwide's 8.2%, and State Farm offers lower average premiums ($1,547 annually vs $1,689), but Nationwide provides more customiza","dateModified":"2026-07-09T07:40:22.780Z"},"relatedQuestionsUrl":"https://www.aversusb.net/api/faq/nationwide-vs-state-farm)","relatedComparisonsUrl":"https://www.aversusb.net/api/v1/related/nationwide-vs-state-farm)","knowledgeGraphUrl":"https://www.aversusb.net/api/knowledge-graph/nationwide-vs-state-farm)","claimReviewSchema":{"@context":"https://schema.org","@type":"ClaimReview","@id":"https://www.aversusb.net/compare/nationwide-vs-state-farm)#claimreview","url":"https://www.aversusb.net/compare/nationwide-vs-state-farm)","inLanguage":"en-US","isAccessibleForFree":true,"conditionsOfAccess":"Free","claimReviewed":"Nationwide vs State Farm","reviewBody":"State Farm holds 16.8% of the U.S. auto insurance market compared to Nationwide's 8.2%, and State Farm offers lower average premiums ($1,547 annually vs $1,689), but Nationwide provides more customizable coverage options and better digital tools for policy management.","datePublished":"2026-07-09T07:40:22.404Z","dateModified":"2026-07-09T07:40:22.780Z","reviewRating":{"@type":"Rating","ratingValue":5,"worstRating":1,"bestRating":5,"alternateName":"High Confidence"},"author":{"@type":"Organization","@id":"https://www.aversusb.net/#organization","name":"A Versus B","url":"https://www.aversusb.net"},"itemReviewed":{"@type":"WebPage","@id":"https://www.aversusb.net/compare/nationwide-vs-state-farm)","url":"https://www.aversusb.net/compare/nationwide-vs-state-farm)","name":"Nationwide vs State Farm","inLanguage":"en-US"}}}