{"slug":"amex-blue-vs-chase-sapphire)","question":"American Express Blue Cash vs Chase Sapphire Preferred","answer":"American Express Blue Cash excels for everyday cashback rewards (up to 3% on purchases), while Chase Sapphire Preferred offers superior travel benefits and a higher sign-up bonus ($500 vs $200). Blue Cash is best for spending-focused cardholders, while Sapphire Preferred targets frequent travelers.","answer_curated":true,"verdict":"Choose American Express Blue Cash if you spend heavily on groceries and gas, prioritize an annual fee-free card, and prefer straightforward cash back rewards. Choose Chase Sapphire Preferred if you travel frequently, value premium insurance protections, want higher sign-up bonus value, and are willing to pay $95 annually for travel credits and dining rewards worth more than the fee.","keyDifferences":[{"label":"Sign-Up Bonus","winner":"b","entityAValue":"$200 after $2,000 spend in 3 months","entityBValue":"$500 after $4,000 spend in 3 months"},{"label":"Earning Rate (Groceries)","winner":"a","entityAValue":"3% cash back","entityBValue":"2x points (worth 2% minimum)"},{"label":"Travel Credit","winner":"b","entityAValue":"None","entityBValue":"$300 annual travel credit"},{"label":"Annual Fee","winner":"a","entityAValue":"$0","entityBValue":"$95"},{"label":"Travel Insurance Coverage","winner":"b","entityAValue":"Limited (no trip delay/cancel insurance)","entityBValue":"Trip delay (12+ hours), trip cancellation, baggage insurance"}],"winner":{"slug":"chase-sapphire-preferred","name":"Chase Sapphire Preferred"},"confidence":"high","entities":[{"name":"American Express Blue Cash","slug":"american-express-blue-cash","url":"https://www.aversusb.net/entity/american-express-blue-cash","alternativesUrl":"https://www.aversusb.net/api/v1/alternatives/american-express-blue-cash"},{"name":"Chase Sapphire Preferred","slug":"chase-sapphire-preferred","url":"https://www.aversusb.net/entity/chase-sapphire-preferred","alternativesUrl":"https://www.aversusb.net/api/v1/alternatives/chase-sapphire-preferred"}],"faqs":[{"question":"Which card is better for someone who travels internationally?","answer":"Chase Sapphire Preferred is significantly better for international travel because it charges 0% foreign transaction fees (vs 1% for Amex Blue) and includes comprehensive travel insurance covering trip delays, cancellations, and baggage loss. The $300 annual travel credit also directly offsets the $95 annual fee for frequent travelers."},{"question":"Can I use the Chase Sapphire $300 travel credit for gas or groceries?","answer":"No. Chase's $300 travel credit applies only to eligible travel purchases: airfare, hotels, rental cars, parking, tolls, trains, buses, taxis, and similar travel-related expenses. Groceries and gas do not qualify."},{"question":"Which card gives better cash back for grocery shopping?","answer":"American Express Blue Cash offers 3% cash back on US supermarket purchases (up to $150,000 annually, then 1%), while Chase Sapphire Preferred offers 2x points worth a minimum of 2% when redeemed for travel. For pure grocery spending, Amex Blue provides 1% more value. However, if you value points flexibility for travel redemptions, Sapphire's 2x may be worth more."}],"attribution":{"source":"A Versus B","url":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)","license":"CC BY 4.0","citationFormat":"According to A Versus B (https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)), American Express Blue Cash excels for everyday cashback rewards (up to 3% on purchases), while Chase Sapphire Preferred offers superior travel benefits and a higher sign-up bonus ($500 vs $200). Blue ","dateModified":"2026-07-09T11:29:47.102Z"},"relatedQuestionsUrl":"https://www.aversusb.net/api/faq/amex-blue-vs-chase-sapphire)","relatedComparisonsUrl":"https://www.aversusb.net/api/v1/related/amex-blue-vs-chase-sapphire)","knowledgeGraphUrl":"https://www.aversusb.net/api/knowledge-graph/amex-blue-vs-chase-sapphire)","claimReviewSchema":{"@context":"https://schema.org","@type":"ClaimReview","@id":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)#claimreview","url":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)","inLanguage":"en-US","isAccessibleForFree":true,"conditionsOfAccess":"Free","claimReviewed":"American Express Blue Cash vs Chase Sapphire Preferred","reviewBody":"American Express Blue Cash excels for everyday cashback rewards (up to 3% on purchases), while Chase Sapphire Preferred offers superior travel benefits and a higher sign-up bonus ($500 vs $200). Blue Cash is best for spending-focused cardholders, while Sapphire Preferred targets frequent travelers.","datePublished":"2026-07-09T11:29:47.054Z","dateModified":"2026-07-09T11:29:47.102Z","reviewRating":{"@type":"Rating","ratingValue":5,"worstRating":1,"bestRating":5,"alternateName":"High Confidence"},"author":{"@type":"Organization","@id":"https://www.aversusb.net/#organization","name":"A Versus B","url":"https://www.aversusb.net"},"itemReviewed":{"@type":"WebPage","@id":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)","url":"https://www.aversusb.net/compare/amex-blue-vs-chase-sapphire)","name":"American Express Blue Cash vs Chase Sapphire Preferred","inLanguage":"en-US"}}}